I was born and raised on the Monterey Peninsula, born in Carmel, grew up in Monterey, and attended high school in Pacific Grove. I currently live in Pacific Grove with my husband of 41 years, Efrem. Two of our daughters, Lisa and Julie, are currently Farmer's Insurance agents and share an office in downtown Pacific Grove. Our youngest daughter, Crista, is a physical therapist in Palo Alto, CA. We love attending our grandson, Kyle's T-ball ga...