Kristy Flora was born and raised in Oakdale, California, and never strayed far. She and her family live on the west side of Modesto and spend most Sundays with her parents and the rest of the family. “The cousins run wild on the cattle-turned-almond ranch I was raised on, while the adults hang out and loosely supervise,” she says.

Kristy has always had a fondness for real estate she attributes to her father. “Watching my dad work with investors, ...