In the Czech language the name Tvrdy means "hard" and that's what I'm going to do for you. I'll work hard to make sure that you get the best deal possible for your "hard earned" cash. I understand that most people scrimp and save many years of their lives in hopes of finding that "house" for their family that will become their "home". I find that it is a common thread with many of us living in Nebraska. The Tvrdy family name is deeply rooted ...