Being the youngest of 4 sisters - Army BRATs born in TX I learned about moving around a lot! I settled in Texas at Texas A&M, in 1988 moved to Maryland. I have grown children, Anna a teacher, then Christi a USNA '05 grad in the Navy, and my baby, Chad a SGT in the USMC. Since my husband and I have the semi-empty nest except for my animals, I spend a lot of time with my clients. I have a background in retail, medical and banking industry.