My name is Jim Dozois owner of TurnKey Homes and Loans here in Southern California. I've been in the Real Estate business since 1983 and had worked extensively with Fannie Mae, Freddie Mac, Banks and Savings and Loans during that time to liquidate REO's. Some of the Banks and S&L’S we have worked with are: Security Pacific Bank, American Savings, Home Savings, Bank of the West, HFC, and Beneficial Finance. We are also are a woman owned business.