Skip main navigation

Compare Today's Refinance Rates in Hephzibah, Georgia

Answer a few questions about your loan preferences to see customized refinance rates from multiple lenders in Hephzibah, Georgia.

Rates can vary by location.

What are today's Georgia refinance rates?

Georgia 30-year fixed refinance rates go down to 6.40%

The current average 30-year fixed refinance rate fell to 6.40%. Georgia's rate of 6.40% is 20 basis points lower than the national average of 6.60%.

Today's rate in Georgia is equal to last week's average of 6.40%.

Additionally, the current average 15-year fixed refinance rate in Georgia decreased 26 basis points from 5.95% to 5.69% and the current average 5-year ARM refinance rate is equal to 8.01%.

Last updated: Saturday, December 14, 2024

Georgia refinance rate trends

Adjust the graph below to see historical refinance rates tailored to your refinance program, credit score, down payment and location. Consider recent fluctuations before deciding the best time to refinance your mortgage.

LOAN PROGRAMS

There are 3 plot lines describing the rates for 5-year ARM, 15 year fixed, 30 year fixed.

The following tables describe the 3 lines in more detail.

5-year ARM 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on September 15th, 2024the rate was 5.985 percent,and the annual percentage rate was 7.348 percent.
on September 16th, 2024the rate was 5.872 percent,and the annual percentage rate was 7.32 percent.
on September 17th, 2024the rate was 5.996 percent,and the annual percentage rate was 7.374 percent.
on September 18th, 2024the rate was 6.098 percent,and the annual percentage rate was 7.397 percent.
on September 19th, 2024the rate was 6.116 percent,and the annual percentage rate was 7.401 percent.
on September 20th, 2024the rate was 5.915 percent,and the annual percentage rate was 7.447 percent.
on September 21st, 2024the rate was 5.946 percent,and the annual percentage rate was 7.478 percent.
on September 22nd, 2024the rate was 5.96 percent,and the annual percentage rate was 7.477 percent.
on September 23rd, 2024the rate was 5.843 percent,and the annual percentage rate was 7.291 percent.
on September 24th, 2024the rate was 5.835 percent,and the annual percentage rate was 7.312 percent.
on September 25th, 2024the rate was 5.846 percent,and the annual percentage rate was 7.3 percent.
on September 26th, 2024the rate was 5.902 percent,and the annual percentage rate was 7.305 percent.
on September 27th, 2024the rate was 5.934 percent,and the annual percentage rate was 7.326 percent.
on September 28th, 2024the rate was 6.181 percent,and the annual percentage rate was 7.471 percent.
on September 29th, 2024the rate was 6.048 percent,and the annual percentage rate was 7.426 percent.
on September 30th, 2024the rate was 6.021 percent,and the annual percentage rate was 7.297 percent.
on October 1st, 2024the rate was 6.199 percent,and the annual percentage rate was 7.366 percent.
on October 2nd, 2024the rate was 6.061 percent,and the annual percentage rate was 7.299 percent.
on October 3rd, 2024the rate was 6.061 percent,and the annual percentage rate was 7.307 percent.
on October 4th, 2024the rate was 6.702 percent,and the annual percentage rate was 7.601 percent.
on October 5th, 2024the rate was 6.696 percent,and the annual percentage rate was 7.577 percent.
on October 6th, 2024the rate was 6.766 percent,and the annual percentage rate was 7.602 percent.
on October 7th, 2024the rate was 6.371 percent,and the annual percentage rate was 7.436 percent.
on October 8th, 2024the rate was 6.823 percent,and the annual percentage rate was 7.512 percent.
on October 9th, 2024the rate was 6.774 percent,and the annual percentage rate was 7.496 percent.
on October 10th, 2024the rate was 6.804 percent,and the annual percentage rate was 7.496 percent.
on October 11th, 2024the rate was 6.785 percent,and the annual percentage rate was 7.495 percent.
on October 12th, 2024the rate was 6.264 percent,and the annual percentage rate was 7.325 percent.
on October 13th, 2024the rate was 6.462 percent,and the annual percentage rate was 7.444 percent.
on October 14th, 2024the rate was 6.523 percent,and the annual percentage rate was 7.468 percent.
on October 15th, 2024the rate was 6.77 percent,and the annual percentage rate was 7.433 percent.
on October 16th, 2024the rate was 6.731 percent,and the annual percentage rate was 7.401 percent.
on October 17th, 2024the rate was 6.783 percent,and the annual percentage rate was 7.42 percent.
on October 18th, 2024the rate was 6.768 percent,and the annual percentage rate was 7.406 percent.
on October 19th, 2024the rate was 6.777 percent,and the annual percentage rate was 7.403 percent.
on October 20th, 2024the rate was 6.743 percent,and the annual percentage rate was 7.387 percent.
on October 21st, 2024the rate was 6.772 percent,and the annual percentage rate was 7.405 percent.
on October 22nd, 2024the rate was 6.794 percent,and the annual percentage rate was 7.421 percent.
on October 23rd, 2024the rate was 6.731 percent,and the annual percentage rate was 7.398 percent.
on October 24th, 2024the rate was 6.723 percent,and the annual percentage rate was 7.402 percent.
on October 25th, 2024the rate was 6.705 percent,and the annual percentage rate was 7.397 percent.
on October 26th, 2024the rate was 6.696 percent,and the annual percentage rate was 7.393 percent.
on October 27th, 2024the rate was 6.765 percent,and the annual percentage rate was 7.413 percent.
on October 28th, 2024the rate was 6.681 percent,and the annual percentage rate was 7.41 percent.
on October 29th, 2024the rate was 6.67 percent,and the annual percentage rate was 7.446 percent.
on October 30th, 2024the rate was 6.685 percent,and the annual percentage rate was 7.444 percent.
on October 31st, 2024the rate was 6.693 percent,and the annual percentage rate was 7.461 percent.
on November 1st, 2024the rate was 6.689 percent,and the annual percentage rate was 7.438 percent.
on November 2nd, 2024the rate was 6.696 percent,and the annual percentage rate was 7.458 percent.
on November 3rd, 2024the rate was 6.675 percent,and the annual percentage rate was 7.452 percent.
on November 4th, 2024the rate was 6.507 percent,and the annual percentage rate was 7.423 percent.
on November 5th, 2024the rate was 6.5 percent,and the annual percentage rate was 7.438 percent.
on November 6th, 2024the rate was 6.598 percent,and the annual percentage rate was 7.492 percent.
on November 7th, 2024the rate was 6.618 percent,and the annual percentage rate was 7.473 percent.
on November 8th, 2024the rate was 6.662 percent,and the annual percentage rate was 7.485 percent.
on November 9th, 2024the rate was 6.695 percent,and the annual percentage rate was 7.497 percent.
on November 10th, 2024the rate was 6.694 percent,and the annual percentage rate was 7.501 percent.
on November 11th, 2024the rate was 6.683 percent,and the annual percentage rate was 7.491 percent.
on November 12th, 2024the rate was 6.731 percent,and the annual percentage rate was 7.536 percent.
on November 13th, 2024the rate was 6.701 percent,and the annual percentage rate was 7.495 percent.
on November 14th, 2024the rate was 7.168 percent,and the annual percentage rate was 7.654 percent.
on November 15th, 2024the rate was 7.272 percent,and the annual percentage rate was 7.687 percent.
on November 16th, 2024the rate was 7.263 percent,and the annual percentage rate was 7.684 percent.
on November 17th, 2024the rate was 7.258 percent,and the annual percentage rate was 7.68 percent.
on November 18th, 2024the rate was 7.25 percent,and the annual percentage rate was 7.655 percent.
on November 19th, 2024the rate was 7.139 percent,and the annual percentage rate was 7.591 percent.
on November 20th, 2024the rate was 7.19 percent,and the annual percentage rate was 7.618 percent.
on November 21st, 2024the rate was 7.157 percent,and the annual percentage rate was 7.609 percent.
on November 22nd, 2024the rate was 7.058 percent,and the annual percentage rate was 7.565 percent.
on November 23rd, 2024the rate was 6.692 percent,and the annual percentage rate was 7.424 percent.
on November 24th, 2024the rate was 6.691 percent,and the annual percentage rate was 7.423 percent.
on November 25th, 2024the rate was 6.637 percent,and the annual percentage rate was 7.319 percent.
on November 26th, 2024the rate was 6.607 percent,and the annual percentage rate was 7.297 percent.
on November 27th, 2024the rate was 6.564 percent,and the annual percentage rate was 7.242 percent.
on November 28th, 2024the rate was 6.57 percent,and the annual percentage rate was 7.241 percent.
on November 29th, 2024the rate was 6.591 percent,and the annual percentage rate was 7.239 percent.
on November 30th, 2024the rate was 6.577 percent,and the annual percentage rate was 7.234 percent.
on December 1st, 2024the rate was 6.569 percent,and the annual percentage rate was 7.236 percent.
on December 2nd, 2024the rate was 6.575 percent,and the annual percentage rate was 7.215 percent.
on December 3rd, 2024the rate was 6.511 percent,and the annual percentage rate was 7.188 percent.
on December 4th, 2024the rate was 6.521 percent,and the annual percentage rate was 7.191 percent.
on December 5th, 2024the rate was 6.511 percent,and the annual percentage rate was 7.181 percent.
on December 6th, 2024the rate was 6.39 percent,and the annual percentage rate was 7.117 percent.
on December 7th, 2024the rate was 6.458 percent,and the annual percentage rate was 7.147 percent.
on December 8th, 2024the rate was 6.424 percent,and the annual percentage rate was 7.138 percent.
on December 9th, 2024the rate was 6.466 percent,and the annual percentage rate was 7.155 percent.
on December 10th, 2024the rate was 6.476 percent,and the annual percentage rate was 7.164 percent.
on December 11th, 2024the rate was 6.922 percent,and the annual percentage rate was 7.37 percent.
on December 12th, 2024the rate was 6.998 percent,and the annual percentage rate was 7.407 percent.
on December 13th, 2024the rate was 7.002 percent,and the annual percentage rate was 7.431 percent.
on December 14th, 2024the rate was 6.693 percent,and the annual percentage rate was 7.301 percent.
15 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on September 15th, 2024the rate was 4.963 percent,and the annual percentage rate was 5.074 percent.
on September 16th, 2024the rate was 4.91 percent,and the annual percentage rate was 5.024 percent.
on September 17th, 2024the rate was 4.873 percent,and the annual percentage rate was 4.976 percent.
on September 18th, 2024the rate was 4.97 percent,and the annual percentage rate was 5.076 percent.
on September 19th, 2024the rate was 5.022 percent,and the annual percentage rate was 5.119 percent.
on September 20th, 2024the rate was 5.043 percent,and the annual percentage rate was 5.163 percent.
on September 21st, 2024the rate was 5.078 percent,and the annual percentage rate was 5.214 percent.
on September 22nd, 2024the rate was 5.122 percent,and the annual percentage rate was 5.263 percent.
on September 23rd, 2024the rate was 4.936 percent,and the annual percentage rate was 5.042 percent.
on September 24th, 2024the rate was 4.92 percent,and the annual percentage rate was 5.032 percent.
on September 25th, 2024the rate was 4.924 percent,and the annual percentage rate was 5.042 percent.
on September 26th, 2024the rate was 4.983 percent,and the annual percentage rate was 5.093 percent.
on September 27th, 2024the rate was 4.99 percent,and the annual percentage rate was 5.1 percent.
on September 28th, 2024the rate was 5.042 percent,and the annual percentage rate was 5.148 percent.
on September 29th, 2024the rate was 4.969 percent,and the annual percentage rate was 5.089 percent.
on September 30th, 2024the rate was 5.087 percent,and the annual percentage rate was 5.197 percent.
on October 1st, 2024the rate was 5.049 percent,and the annual percentage rate was 5.171 percent.
on October 2nd, 2024the rate was 5.098 percent,and the annual percentage rate was 5.217 percent.
on October 3rd, 2024the rate was 5.134 percent,and the annual percentage rate was 5.253 percent.
on October 4th, 2024the rate was 5.33 percent,and the annual percentage rate was 5.455 percent.
on October 5th, 2024the rate was 5.389 percent,and the annual percentage rate was 5.517 percent.
on October 6th, 2024the rate was 5.457 percent,and the annual percentage rate was 5.578 percent.
on October 7th, 2024the rate was 5.489 percent,and the annual percentage rate was 5.613 percent.
on October 8th, 2024the rate was 5.465 percent,and the annual percentage rate was 5.59 percent.
on October 9th, 2024the rate was 5.435 percent,and the annual percentage rate was 5.565 percent.
on October 10th, 2024the rate was 5.497 percent,and the annual percentage rate was 5.625 percent.
on October 11th, 2024the rate was 5.545 percent,and the annual percentage rate was 5.667 percent.
on October 12th, 2024the rate was 5.516 percent,and the annual percentage rate was 5.641 percent.
on October 13th, 2024the rate was 5.54 percent,and the annual percentage rate was 5.669 percent.
on October 14th, 2024the rate was 5.533 percent,and the annual percentage rate was 5.659 percent.
on October 15th, 2024the rate was 5.455 percent,and the annual percentage rate was 5.582 percent.
on October 16th, 2024the rate was 5.485 percent,and the annual percentage rate was 5.613 percent.
on October 17th, 2024the rate was 5.53 percent,and the annual percentage rate was 5.648 percent.
on October 18th, 2024the rate was 5.512 percent,and the annual percentage rate was 5.64 percent.
on October 19th, 2024the rate was 5.518 percent,and the annual percentage rate was 5.643 percent.
on October 20th, 2024the rate was 5.512 percent,and the annual percentage rate was 5.638 percent.
on October 21st, 2024the rate was 5.592 percent,and the annual percentage rate was 5.718 percent.
on October 22nd, 2024the rate was 5.688 percent,and the annual percentage rate was 5.812 percent.
on October 23rd, 2024the rate was 5.788 percent,and the annual percentage rate was 5.915 percent.
on October 24th, 2024the rate was 5.792 percent,and the annual percentage rate was 5.926 percent.
on October 25th, 2024the rate was 5.774 percent,and the annual percentage rate was 5.907 percent.
on October 26th, 2024the rate was 5.833 percent,and the annual percentage rate was 5.96 percent.
on October 27th, 2024the rate was 5.838 percent,and the annual percentage rate was 5.965 percent.
on October 28th, 2024the rate was 5.853 percent,and the annual percentage rate was 5.986 percent.
on October 29th, 2024the rate was 5.927 percent,and the annual percentage rate was 6.054 percent.
on October 30th, 2024the rate was 5.84 percent,and the annual percentage rate was 5.973 percent.
on October 31st, 2024the rate was 5.859 percent,and the annual percentage rate was 5.986 percent.
on November 1st, 2024the rate was 5.893 percent,and the annual percentage rate was 6.022 percent.
on November 2nd, 2024the rate was 5.936 percent,and the annual percentage rate was 6.062 percent.
on November 3rd, 2024the rate was 5.938 percent,and the annual percentage rate was 6.064 percent.
on November 4th, 2024the rate was 5.879 percent,and the annual percentage rate was 6.01 percent.
on November 5th, 2024the rate was 5.915 percent,and the annual percentage rate was 6.046 percent.
on November 6th, 2024the rate was 5.784 percent,and the annual percentage rate was 5.918 percent.
on November 7th, 2024the rate was 5.683 percent,and the annual percentage rate was 5.814 percent.
on November 8th, 2024the rate was 5.778 percent,and the annual percentage rate was 5.908 percent.
on November 9th, 2024the rate was 5.832 percent,and the annual percentage rate was 5.957 percent.
on November 10th, 2024the rate was 5.835 percent,and the annual percentage rate was 5.961 percent.
on November 11th, 2024the rate was 5.798 percent,and the annual percentage rate was 5.928 percent.
on November 12th, 2024the rate was 5.961 percent,and the annual percentage rate was 6.094 percent.
on November 13th, 2024the rate was 5.908 percent,and the annual percentage rate was 6.037 percent.
on November 14th, 2024the rate was 5.931 percent,and the annual percentage rate was 6.067 percent.
on November 15th, 2024the rate was 5.967 percent,and the annual percentage rate was 6.095 percent.
on November 16th, 2024the rate was 5.992 percent,and the annual percentage rate was 6.124 percent.
on November 17th, 2024the rate was 5.998 percent,and the annual percentage rate was 6.132 percent.
on November 18th, 2024the rate was 5.994 percent,and the annual percentage rate was 6.127 percent.
on November 19th, 2024the rate was 5.965 percent,and the annual percentage rate was 6.107 percent.
on November 20th, 2024the rate was 5.964 percent,and the annual percentage rate was 6.101 percent.
on November 21st, 2024the rate was 5.914 percent,and the annual percentage rate was 6.048 percent.
on November 22nd, 2024the rate was 5.977 percent,and the annual percentage rate was 6.11 percent.
on November 23rd, 2024the rate was 6.021 percent,and the annual percentage rate was 6.157 percent.
on November 24th, 2024the rate was 6.008 percent,and the annual percentage rate was 6.143 percent.
on November 25th, 2024the rate was 5.837 percent,and the annual percentage rate was 5.971 percent.
on November 26th, 2024the rate was 5.832 percent,and the annual percentage rate was 5.962 percent.
on November 27th, 2024the rate was 5.759 percent,and the annual percentage rate was 5.888 percent.
on November 28th, 2024the rate was 5.724 percent,and the annual percentage rate was 5.855 percent.
on November 29th, 2024the rate was 5.728 percent,and the annual percentage rate was 5.855 percent.
on November 30th, 2024the rate was 5.693 percent,and the annual percentage rate was 5.82 percent.
on December 1st, 2024the rate was 5.709 percent,and the annual percentage rate was 5.837 percent.
on December 2nd, 2024the rate was 5.713 percent,and the annual percentage rate was 5.837 percent.
on December 3rd, 2024the rate was 5.66 percent,and the annual percentage rate was 5.785 percent.
on December 4th, 2024the rate was 5.682 percent,and the annual percentage rate was 5.805 percent.
on December 5th, 2024the rate was 5.667 percent,and the annual percentage rate was 5.787 percent.
on December 6th, 2024the rate was 5.586 percent,and the annual percentage rate was 5.701 percent.
on December 7th, 2024the rate was 5.596 percent,and the annual percentage rate was 5.711 percent.
on December 8th, 2024the rate was 5.612 percent,and the annual percentage rate was 5.726 percent.
on December 9th, 2024the rate was 5.563 percent,and the annual percentage rate was 5.692 percent.
on December 10th, 2024the rate was 5.638 percent,and the annual percentage rate was 5.76 percent.
on December 11th, 2024the rate was 5.637 percent,and the annual percentage rate was 5.759 percent.
on December 12th, 2024the rate was 5.723 percent,and the annual percentage rate was 5.846 percent.
on December 13th, 2024the rate was 5.805 percent,and the annual percentage rate was 5.928 percent.
on December 14th, 2024the rate was 5.828 percent,and the annual percentage rate was 5.946 percent.
30 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on September 15th, 2024the rate was 5.674 percent,and the annual percentage rate was 5.745 percent.
on September 16th, 2024the rate was 5.606 percent,and the annual percentage rate was 5.676 percent.
on September 17th, 2024the rate was 5.573 percent,and the annual percentage rate was 5.638 percent.
on September 18th, 2024the rate was 5.628 percent,and the annual percentage rate was 5.696 percent.
on September 19th, 2024the rate was 5.665 percent,and the annual percentage rate was 5.729 percent.
on September 20th, 2024the rate was 5.714 percent,and the annual percentage rate was 5.784 percent.
on September 21st, 2024the rate was 5.851 percent,and the annual percentage rate was 5.931 percent.
on September 22nd, 2024the rate was 5.716 percent,and the annual percentage rate was 5.799 percent.
on September 23rd, 2024the rate was 5.771 percent,and the annual percentage rate was 5.838 percent.
on September 24th, 2024the rate was 5.784 percent,and the annual percentage rate was 5.853 percent.
on September 25th, 2024the rate was 5.77 percent,and the annual percentage rate was 5.839 percent.
on September 26th, 2024the rate was 5.81 percent,and the annual percentage rate was 5.877 percent.
on September 27th, 2024the rate was 5.816 percent,and the annual percentage rate was 5.881 percent.
on September 28th, 2024the rate was 5.789 percent,and the annual percentage rate was 5.853 percent.
on September 29th, 2024the rate was 5.637 percent,and the annual percentage rate was 5.713 percent.
on September 30th, 2024the rate was 5.847 percent,and the annual percentage rate was 5.915 percent.
on October 1st, 2024the rate was 5.855 percent,and the annual percentage rate was 5.927 percent.
on October 2nd, 2024the rate was 5.882 percent,and the annual percentage rate was 5.953 percent.
on October 3rd, 2024the rate was 5.925 percent,and the annual percentage rate was 5.998 percent.
on October 4th, 2024the rate was 6.084 percent,and the annual percentage rate was 6.157 percent.
on October 5th, 2024the rate was 6.115 percent,and the annual percentage rate was 6.189 percent.
on October 6th, 2024the rate was 6.132 percent,and the annual percentage rate was 6.203 percent.
on October 7th, 2024the rate was 6.207 percent,and the annual percentage rate was 6.282 percent.
on October 8th, 2024the rate was 6.172 percent,and the annual percentage rate was 6.247 percent.
on October 9th, 2024the rate was 6.152 percent,and the annual percentage rate was 6.231 percent.
on October 10th, 2024the rate was 6.182 percent,and the annual percentage rate was 6.258 percent.
on October 11th, 2024the rate was 6.23 percent,and the annual percentage rate was 6.304 percent.
on October 12th, 2024the rate was 6.281 percent,and the annual percentage rate was 6.353 percent.
on October 13th, 2024the rate was 6.31 percent,and the annual percentage rate was 6.384 percent.
on October 14th, 2024the rate was 6.251 percent,and the annual percentage rate was 6.324 percent.
on October 15th, 2024the rate was 6.183 percent,and the annual percentage rate was 6.26 percent.
on October 16th, 2024the rate was 6.133 percent,and the annual percentage rate was 6.209 percent.
on October 17th, 2024the rate was 6.215 percent,and the annual percentage rate was 6.287 percent.
on October 18th, 2024the rate was 6.215 percent,and the annual percentage rate was 6.292 percent.
on October 19th, 2024the rate was 6.204 percent,and the annual percentage rate was 6.278 percent.
on October 20th, 2024the rate was 6.182 percent,and the annual percentage rate was 6.256 percent.
on October 21st, 2024the rate was 6.309 percent,and the annual percentage rate was 6.383 percent.
on October 22nd, 2024the rate was 6.375 percent,and the annual percentage rate was 6.448 percent.
on October 23rd, 2024the rate was 6.461 percent,and the annual percentage rate was 6.535 percent.
on October 24th, 2024the rate was 6.469 percent,and the annual percentage rate was 6.548 percent.
on October 25th, 2024the rate was 6.446 percent,and the annual percentage rate was 6.524 percent.
on October 26th, 2024the rate was 6.478 percent,and the annual percentage rate was 6.555 percent.
on October 27th, 2024the rate was 6.49 percent,and the annual percentage rate was 6.566 percent.
on October 28th, 2024the rate was 6.503 percent,and the annual percentage rate was 6.582 percent.
on October 29th, 2024the rate was 6.592 percent,and the annual percentage rate was 6.668 percent.
on October 30th, 2024the rate was 6.541 percent,and the annual percentage rate was 6.621 percent.
on October 31st, 2024the rate was 6.587 percent,and the annual percentage rate was 6.662 percent.
on November 1st, 2024the rate was 6.616 percent,and the annual percentage rate was 6.695 percent.
on November 2nd, 2024the rate was 6.63 percent,and the annual percentage rate was 6.706 percent.
on November 3rd, 2024the rate was 6.626 percent,and the annual percentage rate was 6.702 percent.
on November 4th, 2024the rate was 6.571 percent,and the annual percentage rate was 6.651 percent.
on November 5th, 2024the rate was 6.575 percent,and the annual percentage rate was 6.654 percent.
on November 6th, 2024the rate was 6.612 percent,and the annual percentage rate was 6.693 percent.
on November 7th, 2024the rate was 6.495 percent,and the annual percentage rate was 6.574 percent.
on November 8th, 2024the rate was 6.425 percent,and the annual percentage rate was 6.503 percent.
on November 9th, 2024the rate was 6.411 percent,and the annual percentage rate was 6.488 percent.
on November 10th, 2024the rate was 6.41 percent,and the annual percentage rate was 6.486 percent.
on November 11th, 2024the rate was 6.41 percent,and the annual percentage rate was 6.489 percent.
on November 12th, 2024the rate was 6.562 percent,and the annual percentage rate was 6.643 percent.
on November 13th, 2024the rate was 6.553 percent,and the annual percentage rate was 6.631 percent.
on November 14th, 2024the rate was 6.586 percent,and the annual percentage rate was 6.668 percent.
on November 15th, 2024the rate was 6.622 percent,and the annual percentage rate was 6.699 percent.
on November 16th, 2024the rate was 6.618 percent,and the annual percentage rate was 6.698 percent.
on November 17th, 2024the rate was 6.602 percent,and the annual percentage rate was 6.682 percent.
on November 18th, 2024the rate was 6.633 percent,and the annual percentage rate was 6.715 percent.
on November 19th, 2024the rate was 6.601 percent,and the annual percentage rate was 6.685 percent.
on November 20th, 2024the rate was 6.624 percent,and the annual percentage rate was 6.707 percent.
on November 21st, 2024the rate was 6.596 percent,and the annual percentage rate was 6.677 percent.
on November 22nd, 2024the rate was 6.609 percent,and the annual percentage rate was 6.689 percent.
on November 23rd, 2024the rate was 6.636 percent,and the annual percentage rate was 6.716 percent.
on November 24th, 2024the rate was 6.621 percent,and the annual percentage rate was 6.701 percent.
on November 25th, 2024the rate was 6.46 percent,and the annual percentage rate was 6.541 percent.
on November 26th, 2024the rate was 6.458 percent,and the annual percentage rate was 6.536 percent.
on November 27th, 2024the rate was 6.398 percent,and the annual percentage rate was 6.476 percent.
on November 28th, 2024the rate was 6.374 percent,and the annual percentage rate was 6.453 percent.
on November 29th, 2024the rate was 6.345 percent,and the annual percentage rate was 6.421 percent.
on November 30th, 2024the rate was 6.312 percent,and the annual percentage rate was 6.388 percent.
on December 1st, 2024the rate was 6.323 percent,and the annual percentage rate was 6.399 percent.
on December 2nd, 2024the rate was 6.337 percent,and the annual percentage rate was 6.41 percent.
on December 3rd, 2024the rate was 6.312 percent,and the annual percentage rate was 6.385 percent.
on December 4th, 2024the rate was 6.314 percent,and the annual percentage rate was 6.387 percent.
on December 5th, 2024the rate was 6.284 percent,and the annual percentage rate was 6.357 percent.
on December 6th, 2024the rate was 6.202 percent,and the annual percentage rate was 6.274 percent.
on December 7th, 2024the rate was 6.211 percent,and the annual percentage rate was 6.28 percent.
on December 8th, 2024the rate was 6.202 percent,and the annual percentage rate was 6.272 percent.
on December 9th, 2024the rate was 6.218 percent,and the annual percentage rate was 6.297 percent.
on December 10th, 2024the rate was 6.276 percent,and the annual percentage rate was 6.351 percent.
on December 11th, 2024the rate was 6.279 percent,and the annual percentage rate was 6.353 percent.
on December 12th, 2024the rate was 6.365 percent,and the annual percentage rate was 6.44 percent.
on December 13th, 2024the rate was 6.45 percent,and the annual percentage rate was 6.525 percent.
on December 14th, 2024the rate was 6.499 percent,and the annual percentage rate was 6.571 percent.

Compare GA refinance rates by loan type

Hephzibah, GA conforming loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
6.45 %
up0.19 %
6.53 %
up0.20 %
6.20 %
up0.01 %
6.30 %
up0.02 %
5.78 %
up0.13 %
5.91 %
up0.15 %
5.68 %
0.00 %
5.87 %
0.00 %
7.26 %
up0.92 %
7.50 %
up0.54 %
6.64 %
up0.20 %
7.28 %
up0.12 %
--0.00 %--0.00 %
Last updated: 12/14/2024

Hephzibah, GA government loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
6.63 %
0.00 %
7.81 %
0.00 %
5.81 %
down0.03 %
6.08 %
down0.03 %
6.75 %
0.00 %
8.09 %
0.00 %
5.46 %
down0.01 %
5.94 %
down0.01 %
Last updated: 12/14/2024

Hephzibah, GA jumbo loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
6.12 %
down0.31 %
6.20 %
down0.31 %
6.00 %
down0.20 %
6.13 %
down0.21 %
6.92 %
0.00 %
7.36 %
0.00 %
6.95 %
down0.03 %
7.42 %
down0.07 %
--0.00 %--0.00 %
Last updated: 12/14/2024

Refinancing options in Georgia

Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. To get the best refinance rate in Georgia, work on improving your credit score. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value.

Use a refinance calculator to adjust your rate and loan term to determine the amount you could save off your monthly payment.

Most lenders require a home appraisal during the refinancing process. Do you know how your home value has changed since purchase? The current value of your home could impact your equity and potentially help eliminate any private mortgage insurance you’re paying.

Lastly, check Georgia refinance rates daily to capitalize on the best refinancing opportunity.

Refinance resources

  • Refinance calculator

    See how much you could save by refinancing your mortgage.

  • Find a refinance lender

    Log in to your Owner Dashboard to see your .

  • See what your home is worth

    Log in to your Owner Dashboard to see your .