Build your credit by reporting your on-time payments to credit bureaus, for free.
When you enroll to report your rent online through Zillow, we can automatically notify Equifax and Experian of on-time rent payments to help build your credit over time, free of charge.
Report payments you're already making for no extra charge. Build credit without taking on new debt.
Report up to 24 months of past rent payments to the same landlord through Zillow.
Paying rent online through Zillow keeps your data safe. Security is our top priority.
Use the button below to send a request to your landlord to set up online rent payments with Zillow. Improve your financial security while building your credit history.
You're already paying your monthly rent. When you pay rent through Zillow and enroll in rent reporting, your on-time payments are automatically reported to Experian and Equifax to help build your credit.
After requesting online payments, you'll get an invite from your landlord. Confirm your info and add your payment method to start paying rent online.
Submit basic information like your name, email, and date of birth. Include the date of your first payment, then accept the terms and conditions.
After confirming your information, Zillow will monitor your on time rent payments and report them to credit bureaus.
You should see your rent payments on your credit report within 60-days of the date the payment was reported. Pay on time each month and watch your credit history grow.
Your credit can help determine your lending terms and whether you’re approved for future loans.
If buying a home is part of your future plans, it's important to build or improve your credit prior to purchasing to save on interest costs. Read more about the credit you'll need to buy a house.
A good credit score is usually 720 or better, but many folks have credit scores in the 600s. Different models yield different credit scores, and the range of “good” credit scores can vary. Adding a two-year record of on-time payments to your credit history may help improve your credit score.
Want to learn more about what your credit can do for you? Read up on how your credit score can help you get home in the future.
View our step-by-step guide to improving your credit score for your home buying needs.
Learn how your credit score helps lending institutions decide your lending terms.
Decide how much of your monthly income you can pay toward your rent.
Building credit can seem more complex than it is. Learn how to build yours.
Want to learn more about what your credit can do for you? Read up on how your credit score can help you get home in the future.
View our step-by-step guide to improving your credit score for your home buying needs.
Learn how your credit score helps lending institutions decide your lending terms.
Decide how much of your monthly income you can pay toward your rent.
Building credit can seem more complex than it is. Learn how to build yours.
Reporting on-time rent payments helps build your credit. It's a way to get credit for paying your rent on time.
Our responses to commonly asked questions about rent reporting.
You opt into Zillow rent reporting by confirming your personal information, information about the property you rent, and signing up to pay rent through Zillow.
Annual credit checks are free with each of the major credit bureaus. Visit their sites to check your credit scores.
Reporting your rent payments helps build credit and may help increase your credit score. A higher credit score may increase your odds of future loan approval and more favorable lending terms.
Good scores for renting tend to be more lenient than lending. A good score for taking on a loan is typically around 720.
Rent reporting benefits you, the renter, by helping you get credit for rent payments you’re already making.
Credit bureaus compile and report credit history for use by consumers, creditors, and lenders.