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Report your rent to build credit

Build your credit by reporting your on-time payments to credit bureaus, for free.

What is Zillow rent reporting?

When you enroll to report your rent online through Zillow, we can automatically notify Equifax and Experian of on-time rent payments to help build your credit over time, free of charge.

Free rent reporting

Report payments you're already making for no extra charge. Build credit without taking on new debt.

Build credit with rent history

Report up to 24 months of past rent payments to the same landlord through Zillow.

Secure online payments

Paying rent online through Zillow keeps your data safe. Security is our top priority.

Invite your landlord to accept online rent payments through Zillow

Use the button below to send a request to your landlord to set up online rent payments with Zillow. Improve your financial security while building your credit history.

How do I report my rent?

You're already paying your monthly rent. When you pay rent through Zillow and enroll in rent reporting, your on-time payments are automatically reported to Experian and Equifax to help build your credit.

Confirm your information

After requesting online payments, you'll get an invite from your landlord. Confirm your info and add your payment method to start paying rent online.

Sign up for rent reporting

Submit basic information like your name, email, and date of birth. Include the date of your first payment, then accept the terms and conditions.

Pay your monthly rent on-time

After confirming your information, Zillow will monitor your on time rent payments and report them to credit bureaus.

Build positive credit history

You should see your rent payments on your credit report within 60-days of the date the payment was reported. Pay on time each month and watch your credit history grow.

Why should I report my rent?

Your credit can help determine your lending terms and whether you’re approved for future loans.

If buying a home is part of your future plans, it's important to build or improve your credit prior to purchasing to save on interest costs. Read more about the credit you'll need to buy a house.

What’s a good credit score?

A good credit score is usually 720 or better, but many folks have credit scores in the 600s. Different models yield different credit scores, and the range of “good” credit scores can vary. Adding a two-year record of on-time payments to your credit history may help improve your credit score.

Learn more about rent reporting

Want to learn more about what your credit can do for you? Read up on how your credit score can help you get home in the future.

Earn a higher credit score in 8 steps

View our step-by-step guide to improving your credit score for your home buying needs.

What credit score is needed to buy a house?

Learn how your credit score helps lending institutions decide your lending terms.

Setting a budget in today’s market

Decide how much of your monthly income you can pay toward your rent.

How to build your credit

Building credit can seem more complex than it is. Learn how to build yours.

Start reporting your rent today

Reporting on-time rent payments helps build your credit. It's a way to get credit for paying your rent on time.

FAQs

Our responses to commonly asked questions about rent reporting.

What is required to sign up?


You opt into Zillow rent reporting by confirming your personal information, information about the property you rent, and signing up to pay rent through Zillow.

How do I check my credit score?

Annual credit checks are free with each of the major credit bureaus. Visit their sites to check your credit scores.