Report your rent to build credit
Build your credit by reporting your on-time payments to credit bureaus, for free.
What is Zillow rent reporting?
When you enroll to report your rent online through Zillow, we can automatically notify Equifax and Experian of on-time rent payments to help build your credit over time, free of charge.
Free rent reporting
Report payments you're already making for no extra charge. Build credit without taking on new debt.
Build credit with rent history
Report up to 24 months of past rent payments to the same landlord through Zillow.
Secure online payments
Paying rent online through Zillow keeps your data safe. Security is our top priority.
Invite your landlord to accept online rent payments through Zillow
Use the button below to send a request to your landlord to set up online rent payments with Zillow. Improve your financial security while building your credit history.
How do I report my rent?
You're already paying your monthly rent. When you pay rent through Zillow and enroll in rent reporting, your on-time payments are automatically reported to Experian and Equifax to help build your credit.
Confirm your information
After requesting online payments, you'll get an invite from your landlord. Confirm your info and add your payment method to start paying rent online.
Sign up for rent reporting
Submit basic information like your name, email, and date of birth. Include the date of your first payment, then accept the terms and conditions.
Pay your monthly rent on-time
After confirming your information, Zillow will monitor your on time rent payments and report them to credit bureaus.
Build positive credit history
You should see your rent payments on your credit report within 60-days of the date the payment was reported. Pay on time each month and watch your credit history grow.
Why should I report my rent?
Your credit can help determine your lending terms and whether you’re approved for future loans.
If buying a home is part of your future plans, it's important to build or improve your credit prior to purchasing to save on interest costs. Read more about the credit you'll need to buy a house.
What’s a good credit score?
A good credit score is usually 720 or better, but many folks have credit scores in the 600s. Different models yield different credit scores, and the range of “good” credit scores can vary. Adding a two-year record of on-time payments to your credit history may help improve your credit score.
Learn more about rent reporting
Want to learn more about what your credit can do for you? Read up on how your credit score can help you get home in the future.
Earn a higher credit score in 8 steps
View our step-by-step guide to improving your credit score for your home buying needs.
What credit score is needed to buy a house?
Learn how your credit score helps lending institutions decide your lending terms.
Setting a budget in today’s market
Decide how much of your monthly income you can pay toward your rent.
How to build your credit
Building credit can seem more complex than it is. Learn how to build yours.
Learn more about rent reporting
Want to learn more about what your credit can do for you? Read up on how your credit score can help you get home in the future.
Earn a higher credit score in 8 steps
View our step-by-step guide to improving your credit score for your home buying needs.
What credit score is needed to buy a house?
Learn how your credit score helps lending institutions decide your lending terms.
Setting a budget in today’s market
Decide how much of your monthly income you can pay toward your rent.
How to build your credit
Building credit can seem more complex than it is. Learn how to build yours.
Start reporting your rent today
Reporting on-time rent payments helps build your credit. It's a way to get credit for paying your rent on time.
FAQs
Our responses to commonly asked questions about rent reporting.
- What is required to sign up?
You opt into Zillow rent reporting by confirming your personal information, information about the property you rent, and signing up to pay rent through Zillow.
- How do I check my credit score?
Annual credit checks are free with each of the major credit bureaus. Visit their sites to check your credit scores.
- Should I report my rent payments?
Reporting your rent payments helps build credit and may help increase your credit score. A higher credit score may increase your odds of future loan approval and more favorable lending terms.
- What is an acceptable credit score for a renter?
Good scores for renting tend to be more lenient than lending. A good score for taking on a loan is typically around 720.
- Who is rent reporting good for?
Rent reporting benefits you, the renter, by helping you get credit for rent payments you’re already making.
- What are credit bureaus?
Credit bureaus compile and report credit history for use by consumers, creditors, and lenders.
