Where the Rent Burden is Most Unequal Across Racial Communities
The typical black and Latinx renting households are considered housing cost burdened; typical white and Asian renter households are not.
Fair Housing
How the Latinx-White Wealth Gap has Shrunk — and Why There’s Still So Much Farther to Go
The typical Latinx household currently has less than half (43.7%) of the wealth of a typical non-Hispanic white household, up from 28.4% in 2016.
Pandemic Impacts Felt More Strongly by Lower-Income, Renter and Households of Color
Black, Latinx, lower-income & renter households were more likely to report housing and economic challenges brought on by the pandemic.
Where You Live Matters: Access to Key Amenities is Worse in Communities of Color
Majority-white areas have more traditional finance outlets, more fitness and more health service establishments than communities of color.
Rapid Growth of Asian-Headed Households Hides Significant Inequality
The widely diverse Asian American community is broadly prosperous by many metrics, but individual hardships faced by some groups cannot be overlooked.
Housing Gains Could Increase Black Wealth More than Half a Trillion Dollars by 2031
Almost half of the existing $3 trillion Black-white wealth gap can be attributed to housing disparities, but modest changes could help shrink it.
Acceleration in Student Loan Debt Could Block Millions From Homeownership
Mounting student debt risks putting many would-be homebuyers -- particularly buyers of color -- very close to or over conventional debt-to-income ratios.
Expanding Access to Credit Could Shrink the Homeownership Race Gap
There is a direct correlation between credit security -- a strong credit history and structural access to credit offerings -- and higher homeownership.
Why Housing Choice Voucher Availability & Value Don’t Match Demand or Market Growth
A chronic shortage of federal Housing Choice Vouchers is putting renter households already hard-hit by the pandemic in an even more vulnerable position.
A Raise Will Help Minimum Wage-Earning Renters, But Their Burden Remains Very High
In 37 of 45 large metro areas analyzed, an increase in minimum wages will lower rent burdens for minimum-wage-earners by at least 1 percentage point.
