Policy & Industry
Typical millennial and Gen X homeowners with a mortgage have roughly similar levels of equity in their homes, even though Gen X homeowners are older and have had a longer window to own a home and build equity in it.
Moving to Opportunity: Why Breaking Family Ties Isn’t So Easy
Family is among the most important reasons why some people stay put -- and living close to extended family is a higher priority for lower-income Americans, according to the Zillow Housing Aspirations Report (ZHAR).
Low-Income Housing Tax Credits: Why They Matter, How They Work and How They Could Change
As markets struggle to meet increasing demand and provide sufficient affordable housing, the White House and Congress have made proposals that could lower the value of Low-Income Housing Tax Credits – the main tool Uncle Sam has to help get that kind of housing built.
After Georgia’s Strict 2011 Immigration Law, New Home Premiums Surged
After Georgia enacted a law to crack down on illegal immigration and unauthorized immigrants, the new-home premium jumped sharply there while remaining flat in the rest of the country.
The Fair Housing Act of 1968: What It Does and Why It’s Important
As Fair Housing Month begins, it’s important to look back at the landmark legislation that helped bring us to this point. The Fair Housing Act of 1968 reversed decades of overtly (and more subtle) discriminatory housing practices, and established a number of critical protections still important today.
If President Trump is Looking for a Policy Win, Try GSE Reform
President Trump is eager to notch a successful legislative victory and his displeasure with the House Freedom Caucus’s role in the Republicans’ failure to repeal Obamacare might be making him more willing to work with Democrats to achieve legislative success. I’ve got a shovel-ready project that achieves both of these goals: Fix Fannie Mae and Freddie Mac.
A Picture’s Worth: How Housing Affordability Changes Across Racial Communities
Nationwide and in many metro markets, rent in black and Hispanic communities consumes a much larger share of household income than in white communities, widening the great divide that already exists between white America and communities of color.
On Unequal Footing: How Housing Affordability Changes Across Racial Communities
Nationwide and in many metro markets, rent in black and Hispanic communities consumes a much larger share of household income than in white communities, widening the great divide that already exists between white America and communities of color.
When Up Means Down: What Happened with Mortgage Interest Rates After the Fed’s Hike?
Why, when key benchmark interest rates as set by the Federal Reserve rose, did mortgage interest rates fall? The answer is two-fold.
