Pandemic Impacts Felt More Strongly by Lower-Income, Renter and Households of Color
Black, Latinx, lower-income & renter households were more likely to report housing and economic challenges brought on by the pandemic.
Policy & Industry
Where You Live Matters: Access to Key Amenities is Worse in Communities of Color
Majority-white areas have more traditional finance outlets, more fitness and more health service establishments than communities of color.
Rapid Growth of Asian-Headed Households Hides Significant Inequality
The widely diverse Asian American community is broadly prosperous by many metrics, but individual hardships faced by some groups cannot be overlooked.
Housing Gains Could Increase Black Wealth More than Half a Trillion Dollars by 2031
Almost half of the existing $3 trillion Black-white wealth gap can be attributed to housing disparities, but modest changes could help shrink it.
Acceleration in Student Loan Debt Could Block Millions From Homeownership
Mounting student debt risks putting many would-be homebuyers -- particularly buyers of color -- very close to or over conventional debt-to-income ratios.
As Eviction Cliff Nears, Here’s How Millions Could Keep Their Homes
An eviction crisis looms if/when a federal moratorium expires, but there are ways to soften the blow if landlords choose to work with struggling tenants.
Expanding Access to Credit Could Shrink the Homeownership Race Gap
There is a direct correlation between credit security -- a strong credit history and structural access to credit offerings -- and higher homeownership.
Why Housing Choice Voucher Availability & Value Don’t Match Demand or Market Growth
A chronic shortage of federal Housing Choice Vouchers is putting renter households already hard-hit by the pandemic in an even more vulnerable position.
A Raise Will Help Minimum Wage-Earning Renters, But Their Burden Remains Very High
In 37 of 45 large metro areas analyzed, an increase in minimum wages will lower rent burdens for minimum-wage-earners by at least 1 percentage point.
Home Value Disparities Between Races Are Shrinking, but Remain Very Wide
The typical home owned by Black and Latinx homeowners is 16.2% and 10.2% less valuable, respectively, than the typical U.S. home overall.
