This contemporary 2-bedroom bay front bungalow is situated directly on Choctawhatchee Bay with direct water access and a private dock. The property features unobstructed views that stretch across the bay.The concrete block construction and 20-foot hurricane-grade windows provide durability while framing water vistas from nearly every angle. The open-concept living space flows to outdoor areas featuring a 75-foot dock with bay access and a firepit overlooking the water.The property includes generous storage and parking space for boats, kayaks, paddleboards, and recreational equipment. The modern kitchen and living area offer water views and a functional layout. Access fantastic dining, shopping and entertainment via water in Sandestin, the Destin Harbor, Saint Andrews Bay and more!
Native Tree Lane is located in Santa Rosa Beach with proximity to the beaches of Grayton Beach, the shopping and dining destinations along 30A and Grand Boulevard, and the trails of Point Washington State Forest.
For sale
$1,195,000
103 Native Tree Ln, Santa Rosa Beach, FL 32459
2beds
1,221sqft
Est.:
Single Family Residence
Built in 2017
8,712 Square Feet Lot
$1,129,200 Zestimate®
$979/sqft
$-- HOA
What's special
Private dockOpen-concept living spaceFirepit overlooking the water
- 20 days |
- 2,573 |
- 103 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 05:01am
Listed by:
Blankenship Watkins Advisory Group 850-805-6100,
Christies International Real Estate Emerald Coast
Source: ECAOR,MLS#: 993469
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Kitchen
- Level: First
Living room
- Level: First
Cooling
- Electric
Appliances
- Included: Dryer, Refrigerator, Electric Range, Washer
Features
- Bedroom, Kitchen, Living Room
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,221
- Total interior livable area: 1,221 sqft
Property
Features
- Stories: 2
- Patio & porch: Patio Covered
- Exterior features: Boatlift, Dock
- Pool features: None
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay
- Frontage type: Water
- Frontage length: Water: 50
Lot
- Size: 8,712 Square Feet
- Dimensions: 50 x 180
- Features: Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 272S19241400330010
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco
Condition
- Construction Complete
- Year built: 2017
Utilities & green energy
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Magnolia Beach
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $979/sqft
- Tax assessed value: $826,866
- Annual tax amount: $7,442
- Date on market: 1/22/2026
- Electric utility on property: Yes
- Road surface type: Dirt/Clay Road
Estimated market value
$1,129,200
$1.07M - $1.19M
$2,509/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Listed for sale | $1,195,000-1.2%$979/sqft |
Source:  ECAOR #993469 Report a problem | ||
| 7/25/2025 | Sold | $1,210,000-13.5%$991/sqft |
Source: ECAOR #963665 Report a problem | ||
| 7/1/2025 | Pending sale | $1,399,000$1,146/sqft |
Source: ECAOR #963665 Report a problem | ||
| 6/9/2025 | Price change | $1,399,000-3.5%$1,146/sqft |
Source: ECAOR #963665 Report a problem | ||
| 5/5/2025 | Price change | $1,449,000-3.3%$1,187/sqft |
Source: ECAOR #963665 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,553 -3.6% | $826,866 -4.2% |
| 2023 | $7,839 +122% | $862,667 +156.8% |
| 2022 | $3,531 +12.5% | $335,898 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,221/mo
Principal & interest
$5877
Property taxes
$926
Home insurance
$418
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 4.7 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 2.3 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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