This home was built just three years ago with the intention of being the owner's forever home. Every detail was thoughtfully designed to serve the owner—not for the owner to serve the home. But life has a way of changing plans, and now it's time for someone else to begin making memories here. Designed with both luxury and longevity in mind, this home features two primary suites on the main level and ADA-compliant design throughout. From the seamless, zero-threshold walk-in shower to the spacious, functional layout, every detail was carefully considered to provide comfort, accessibility, and the ability to age in place without sacrificing style. This isn't simply a home with a waterfront view—it's an extraordinary lifestyle. Only 30 homeowners have the rare privilege of living with a private marina just steps from their back door. Enjoy a short walk to the Yacht Club for dinner overlooking the water, spend afternoons cruising the big water, or relaxing on your back porch with a good book or a movie in mind. Here, everyday life feels like a vacation. The backyard was designed for year-round enjoyment. Cheer on your favorite team from the hot tub during football season, entertain friends from the outdoor kitchen, or simply unwind in the privacy of your own retreat. If you've been searching for a home that blends luxury, convenience, accessibility, and an unmatched waterfront view lifestyle, this may be the opportunity you've been waiting for. Private Marina | Big Water Views | Thoughtfully Designed | Rare Opportunity
Pending
Price cut: $50.5K (8/18)
$699,500
103 Summers Ln, Ridgeland, MS 39157
3beds
2,662sqft
Residential, Single Family Residence
Built in 2023
7,405 Square Feet Lot
$675,600 Zestimate®
$263/sqft
$170/mo HOA
What's special
Back porchAda-compliant design throughoutSpacious functional layoutSeamless zero-threshold walk-in showerHot tubOutdoor kitchen
- 42 days
- 776
- 41
Zillow last checked:
Listing updated:
Listed by:
Leigh Jones 601-214-0207,
eXp Realty 601-455-0101
Source: MLS United,MLS#: 4158124
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family room
- Level: Main
Heating
- Central, ENERGY STAR Qualified Equipment, ENERGY STAR/ACCA RSI Qualified Installation, Fireplace(s), Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment, Gas, Multi Units
Appliances
- Included: Convection Oven, Disposal, Double Oven, Electric Cooktop, ENERGY STAR Qualified Dishwasher, Exhaust Fan, Free-Standing Electric Oven, Free-Standing Range, Gas Cooktop, Indoor Grill, Microwave, Range Hood, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink
Features
- Bar, Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, High Speed Internet, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Smart Home, Soaking Tub, Special Wiring, Stone Counters, Walk-In Closet(s), Wet Bar, Wired for Data, Bidet
- Flooring: Reclaimed Wood
- Doors: Double Entry, ENERGY STAR Qualified Doors, French Doors, Insulated, Mirrored Closet Door(s)
- Windows: Double Pane Windows, Insulated Windows, Vinyl
- Has fireplace: Yes
- Fireplace features: Gas Log, Great Room, Hearth, Ventless, Outside
Interior area
- Total structure area: 2,662
- Total interior livable area: 2,662 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Garage Faces Side, Gated, Storage, Concrete
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Doors, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Parking, Accessible Washer/Dryer, Central Living Area, Roll-in Shower, Smart Technology, Visitor Bathroom
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Brick, Front Porch, Patio, Porch, Rear Porch, Slab, Stone/Tile
- Exterior features: Boat Slip, Dog Run, Garden, Gas Grill, Lighting, Outdoor Kitchen, Private Entrance, Private Yard, Rain Gutters, Uncovered Courtyard
- Fencing: Invisible
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Dock, Marina, Reservoir
Lot
- Size: 7,405 Square Feet
- Features: Corner Lot, Front Yard, Landscaped, Level, Rectangular Lot, Sprinklers In Front, Sprinklers In Rear, Views, Zero Lot Line
Details
- Additional structures: In-law, Outdoor Kitchen
- Parcel number: 072h27a0830000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Brick
- Foundation: Post-Tension, Pillar/Post/Pier
- Roof: Architectural Shingles
Condition
- Move In Ready
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cat-5 Prewired, Fiber to the House, Smart Home Wired
Community & HOA
Community
- Features: Biking Trails, Boating, Gated, Hiking/Walking Trails, Lake, Marina, Near Entertainment, Park, Restaurant, RV / Boat Storage, Sidewalks, Street Lights
- Security: Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Gated Community, Prewired, Security Gate, Security Service, Security System, Security System Owned, Smoke Detector(s)
- Subdivision: Summers Bay
HOA
- Has HOA: Yes
- Services included: Accounting/Legal, Insurance, Maintenance Grounds, Taxes, Other
- HOA fee: $509 quarterly
Location
- Region: Ridgeland
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $366,680
- Annual tax amount: $3,351
- Date on market: 8/4/2026
- Electric utility on property: Yes
Estimated market value
$675,600
$642,000 - $709,000
$4,192/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Pending sale | $699,500$263/sqft |
Source: MLS United #4158124 Report a problem | ||
| 8/18/2026 | Price change | $699,500-6.7%$263/sqft |
Source: MLS United #4158124 Report a problem | ||
| 8/4/2026 | Listed for sale | $750,000$282/sqft |
Source: MLS United #4158124 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,651 | $36,668 +276.1% |
| 2023 | -- | $9,750 |
| 2022 | $1,051 | $9,750 |
| 2021 | $1,051 | $9,750 |
| 2020 | $1,051 | $9,750 |
| 2019 | -- | $9,750 |
| 2018 | -- | $9,750 |
| 2017 | -- | $9,750 |
| 2016 | $1,051 | $9,750 |
| 2015 | $1,051 | $9,750 |
| 2014 | $1,051 | $9,750 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 39157
Nearby schools
Schools provided by the listing agent
- Elementary: Ann Smith
- Middle: Madison County
- High: Ridgeland
Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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