Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you’ve been looking for. Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water. The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances ~ 2024; New water heater ~ 2024; New pool pump ~ 2024; New dock ~ 2024; New boat 10,000 lb lift ~ 2025; New washer and dryer ~ 2025; Roof ~ 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area—perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience. Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas. Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.
For sale
Price cut: $100K (10/29)
$1,750,000
104 KLOSTERMAN ROAD W, PALM HARBOR, FL 34683
4beds
3,542sqft
Single Family Residence
Built in 1973
8,664 Square Feet Lot
$-- Zestimate®
$494/sqft
$6/mo HOA
What's special
New dockBoat liftFour generously sized bedroomsQuartz countertopsAmple storageQuiet cul-de-sacSerene private pool
- 17 days
- 948
- 50
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Matt Brown 727-417-4591,
CHARLES RUTENBERG REALTY INC 727-538-9200,
Stephanie Allen 727-644-9523,
CHARLES RUTENBERG REALTY INC
Source: Stellar MLS,MLS#: TB8555060
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Dining Room, Great Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Primary bathroom
- Level: Second
Great room
- Level: First
Kitchen
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Laundry: Inside
Features
- Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Luxury Vinyl
- Doors: French Doors, Sliding Doors
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 4,517
- Total interior livable area: 3,542 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Rain Gutters
- Has private pool: Yes
- Pool features: In Ground
- Fencing: Vinyl
- Has view: Yes
- View description: Water, Gulf/Ocean - Full
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Full
- Waterfront features: Gulf/Ocean, Gulf/Ocean Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
Lot
- Size: 8,664 Square Feet
- Dimensions: 64 x 129
- Features: Cul-De-Sac, FloodZone, Landscaped, Unincorporated
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 232715058140000030
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Available, Public, Sewer Connected
Community & HOA
Community
- Features: Community Boat Ramp, Water Access, Clubhouse, Golf Carts OK, Playground
- Pet fee: $0 monthly
- Subdivision: BAYWOOD VILLAGE
HOA
- Has HOA: Yes
- HOA fee: $6 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $494/sqft
- Tax assessed value: $960,680
- Annual tax amount: $16,797
- Date on market: 10/16/2026
- Cumulative days on market: 18 days
- Listing terms: Cash,Conventional,Owner May Carry
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/29/2026 | Price change | $1,750,000-5.4%$494/sqft |
Source: | ||
| 10/16/2026 | Listed for sale | $1,850,000+32.1%$522/sqft |
Source: | ||
| 2/3/2025 | Sold | $1,400,000-6.7%$395/sqft |
Source: | ||
| 12/3/2024 | Listing removed | $6,500$2/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 11/1/2024 | Price change | $6,500-13.3%$2/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 10/29/2024 | Price change | $1,500,000+20%$423/sqft |
Source: | ||
| 10/23/2024 | Listed for rent | $7,500-21.1%$2/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 10/13/2024 | Price change | $1,250,000-37.2%$353/sqft |
Source: | ||
| 9/18/2024 | Listing removed | $9,500$3/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 8/16/2024 | Price change | $1,989,000-0.3%$562/sqft |
Source: | ||
| 4/17/2024 | Price change | $9,500-36.7%$3/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 4/11/2024 | Listed for rent | $15,000+306%$4/sqft |
Source: Stellar MLS #U8238462 Report a problem | ||
| 3/6/2024 | Price change | $1,994,000-0.3%$563/sqft |
Source: | ||
| 2/12/2024 | Listed for sale | $1,999,000-10.2%$564/sqft |
Source: | ||
| 2/2/2024 | Listing removed | -- |
Source: | ||
| 11/30/2023 | Listed for sale | $2,225,000+253.2%$628/sqft |
Source: | ||
| 9/5/2014 | Sold | $630,000-9.4%$178/sqft |
Source: Stellar MLS #U7597373 Report a problem | ||
| 5/21/2014 | Price change | $695,000-7.3%$196/sqft |
Source: Coastal Properties Group International, LLC #U7597373 Report a problem | ||
| 4/27/2014 | Price change | $750,000+87.5%$212/sqft |
Source: Coastal Properties Group International, LLC #U7597373 Report a problem | ||
| 4/1/2014 | Listed for sale | $400,000-48.4%$113/sqft |
Source: Coastal Properties Group International, LLC #U7597373 Report a problem | ||
| 8/10/2013 | Price change | $775,000-2.5%$219/sqft |
Source: Coldwell Banker Residential Real Estate - Clearwater #U7583105 Report a problem | ||
| 5/25/2013 | Price change | $795,000-15%$224/sqft |
Source: Coldwell Banker Residential Real Estate - Clearwater #U7583105 Report a problem | ||
| 4/6/2013 | Listed for sale | $935,000$264/sqft |
Source: RE/MAX Realtec Group #lousellshomes10 Report a problem | ||
| 3/25/2012 | Listing removed | $935,000$264/sqft |
Source: RE/MAX Realtec Group #lousellshomes10 Report a problem | ||
| 12/13/2011 | Listed for sale | $935,000+6.9%$264/sqft |
Source: RE/MAX Realtec Group #lousellshomes10 Report a problem | ||
| 11/30/2011 | Listing removed | $3,695$1/sqft |
Source: PRISTINE BAY REALTY LLC #T2481514 Report a problem | ||
| 11/24/2004 | Sold | $875,000$247/sqft |
Source: Stellar MLS #U7091402 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $17,497 +83.8% | $960,680 +67.6% |
| 2024 | $9,520 +1.3% | $573,051 +3% |
| 2023 | $9,393 +2.6% | $556,360 +3% |
| 2022 | $9,154 -1.4% | $540,155 +3% |
| 2021 | $9,284 +0.1% | $524,422 +1.4% |
| 2020 | $9,273 +1.5% | $517,181 +2.3% |
| 2019 | $9,132 | $505,553 +1.9% |
| 2018 | $9,132 +1.2% | $496,127 +6% |
| 2017 | $9,023 +5.6% | $467,900 +2.1% |
| 2016 | $8,545 -1.5% | $458,276 +0.7% |
| 2015 | $8,676 -26.8% | $455,090 -18.5% |
| 2014 | $11,845 +0.1% | $558,614 +1.2% |
| 2013 | $11,829 +1.5% | $551,774 -0.8% |
| 2012 | $11,648 | $556,144 +0.4% |
| 2011 | -- | $554,157 +6.8% |
| 2010 | -- | $518,762 -19.7% |
| 2009 | -- | $646,138 -15% |
| 2008 | $15,214 | $760,500 -13.4% |
| 2007 | -- | $878,600 +19.7% |
| 2005 | -- | $734,000 +102% |
| 2004 | $5,149 +1.6% | $363,300 +18.3% |
| 2003 | $5,070 +8.5% | $307,100 +10.5% |
| 2002 | $4,674 | $277,900 +15.8% |
| 2001 | $4,674 +5.3% | $240,000 -10.6% |
| 2000 | $4,439 | $268,500 |
Find assessor info on the county website
Monthly payment
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