Experience waterfront luxury in Key Largo's Stillwater enclave. This turnkey smart home offers 4 bedrooms, 3 full baths and 1 half bath, complemented by a heated in-ground pool and elevator. Built in 2015 and reimagined in 2021, the residence embodies sophisticated island living. A 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift and 2 jet ski docks creates an exceptional setting for boating. The paved ground level invites entertaining with a half bath, DC motor fans, ice maker and built-in sound system. Soaring ceilings, floor-to-ceiling impact sliding doors, tinted windows and motorized canal-facing shades enhance the main living level. The open gourmet kitchen features quartzite/marble countertops, stainless steel appliances, designer lighting and a dry bar with wine cooler. A 2nd-floor primary suite, 2 additional bedrooms, 2 full baths and washer/dryer provide comfort and convenience. Occupying the entire 3rd floor, a second primary suite offers a spa-inspired bath, oversized walk-in closet and a private retreat. Expansive balconies on each living floor frame waterfront views, while a rooftop deck sets the scene for sunset dining. Additional features include 2-zone A/C and exterior insect-defense blue lights. Current insurance is $7,000 annually. Located at MM 105, approximately one hour from Miami. Available fully furnished.
For sale
$2,785,000
20 Center Ln, Key Largo, FL 33037
4beds
3,018sqft
Single Family Residence
Built in 2015
5,662 Square Feet Lot
$2,619,400 Zestimate®
$923/sqft
$-- HOA
What's special
Heated in-ground poolBuilt-in sound systemMotorized canal-facing shadesTinted windowsOpen gourmet kitchenTurnkey smart homePrivate retreat
- 3 days
- 390
- 30
Zillow last checked:
Listing updated:
Listed by:
Ricky Kallabat 305-747-5117,
Keller Williams Capital Realty - Coral Gables
Source: FLKMLS,MLS#: 621707
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Second
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Microwave, Disposal
- Laundry: Laundry Room
Features
- Split Bedroom, Built-in Features, Elevator, Walk-in Closet(s), Quartz Countertops, Wired for Sound
- Flooring: Tile, Marble
- Furnished: Yes
Interior area
- Total structure area: 3,018
- Total interior livable area: 3,018 sqft
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Patio & porch: Open Porch/Balcony, Deck, Roof Top Deck, Patio
- Exterior features: Lighting, Outdoor Kitchen
- Has private pool: Yes
- Pool features: In Ground
- Fencing: Fenced
- On waterfront: Yes
Lot
- Size: 5,662 Square Feet
Details
- Parcel number: 00515140000000
- Zoning: IS - Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2015
Utilities & green energy
- Utilities for property: Water Separate Meter, Cable Available
Community & HOA
Community
- Features: Community Boat Ramp, Beach
- Security: Security Guard
- Subdivision: Stillwright Pt (105.5)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $923/sqft
- Tax assessed value: $2,161,845
- Annual tax amount: $17,968
- Date on market: 10/20/2026
- Listing terms: Cash,Conventional
Estimated market value
$2,619,400
$2.49M - $2.75M
$6,179/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2026 | Listed for sale | $2,785,000-0.4%$923/sqft |
Source: | ||
| 10/20/2026 | Listing removed | $2,795,000$926/sqft |
Source: | ||
| 7/21/2026 | Listed for sale | $2,795,000+35%$926/sqft |
Source: | ||
| 7/27/2021 | Sold | $2,071,000-1.4%$686/sqft |
Source: | ||
| 6/24/2021 | Contingent | $2,100,000$696/sqft |
Source: | ||
| 6/10/2021 | Listed for sale | $2,100,000+57.9%$696/sqft |
Source: | ||
| 8/2/2017 | Sold | $1,330,000-4%$441/sqft |
Source: | ||
| 6/7/2017 | Pending sale | $1,385,000$459/sqft |
Source: The K Company Realty, LLC #A10276375 Report a problem | ||
| 1/29/2017 | Listed for sale | $1,385,000+53.9%$459/sqft |
Source: The K Company Realty LLC #573977 Report a problem | ||
| 4/6/2015 | Sold | $900,000$298/sqft |
Source: Public Record Report a problem | ||
| 1/21/2015 | Pending sale | $900,000$298/sqft |
Source: RE/MAX All Keys Real Estate #564391 Report a problem | ||
| 1/21/2015 | Listed for sale | $900,000$298/sqft |
Source: RE/MAX All Keys Real Estate #564391 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $17,968 +4.2% | $2,161,845 +2.1% |
| 2024 | $17,249 +6.7% | $2,118,370 +7% |
| 2023 | $16,168 +11.8% | $1,979,285 +8.1% |
| 2022 | $14,462 +70% | $1,831,474 +76.5% |
| 2021 | $8,510 -1.4% | $1,037,797 -0.8% |
| 2020 | $8,632 | $1,046,537 -0.6% |
| 2019 | $8,632 -4.2% | $1,052,434 +6.2% |
| 2018 | $9,013 +3.9% | $990,937 +11.8% |
| 2017 | $8,672 +15.3% | $885,970 +16.7% |
| 2016 | $7,523 +8.2% | $759,216 +465.2% |
| 2015 | $6,956 | $134,317 |
Find assessor info on the county website
Monthly payment
Est. payment





