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For sale
    • $829,000

    10995 Arcaro Ln, Union, KY 41091

    3beds
    --sqft
    : 
    $5,412/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2004
    0.88 Acres Lot
    $-- Zestimate®
    $--/sqft
    $42/mo HOA

    What's special

    Outdoor gas fireplaceBrick patiosResort-style outdoor livingMain-level primary suiteHuge storage areaBeautiful water featureLimestone creek bed
    Is a Custom Ranch Just What You Have Been Looking For? ...Located in the Triple Crown Country Club in the Citation Point Neighborhood sits an Entertainers Dream Home! True Custom 3 Bedroom, 4 Bath Home featuring a Main-level Primary Suite, 1st-floor Study, First Floor Laundry Room, Formal Dining Room, Gourmet Kitchen w/ built-in Breakfast Seating with storage, Vibrant Sunroom, & 3-Car Garage. First Floor Living Room features a Custom Built Gas Fireplace & Double French doors leading to an expansive deck. The Family Room/Recreation Room in the Lower Level features a Stone Gas Fireplace, and Sconce Lighting. The Recreation Area has a Wet Bar and Counter Bar with Stools. The 2 Lower Level Bedrooms conveniently share a Jack & Jill bath with Double Vanity and Walk in Closets in each. The Family Room has its own Half Bath, & huge storage area. Resort-style Outdoor Living with Brick Patios, Built-in Gas Grill, Outdoor Gas Fireplace, Beautiful Water Feature, L Beautiful Mature Trees and Landscaping, Limestone Creek Bed, & approx 8/10 Acre Level Yard. Sprinklers front and rear create low maintenance for the extensive Lawn and Landscaping. Thinking about adding a pool? This yard has the space! Roof (3 yrs), HVAC (~4 yrs).. Take a look at the Aerial View of the Lot, property goes well beyond the fenceline and straight back. What's not to love?
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Lay 859-380-9819,

    Keller Williams Realty Service

    Source: NKMLS,MLS#: 645677MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Bedroom 3
      • Description: Half Bath off Family Room
      • Features: Tile Flooring
      • Level: Basement
      • Area: 0
      • Dimensions: 0 x 0
      Bathroom 2
      • Description: Half Guest Bath
      • Features: Hardwood Floors
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Bathroom 4
      • Description: Jack and Jill Bath Between Bedrooms
      • Features: Tile Flooring, Full Finished Bath
      • Level: Basement
      • Area: 0
      • Dimensions: 0 x 0
      Other
      • Description: Walk out to Paver Patio, Water Feature, Built in Grill and Stone Fireplace!
      • Features: See Remarks, Walk-Out Access, Built-in Features, Recessed Lighting
      • Level: Basement
      • Area: 252
      • Dimensions: 18 x 14
      Breakfast room
      • Description: Built in Seating with Storage, Alcove Seating with Lighting
      • Features: Hardwood Floors, See Remarks, Walk-Out Access
      • Level: First
      • Area: 80
      • Dimensions: 10 x 8
      Dining room
      • Description: Beautiful Crown Molding and Custom Molding on Ceiling and Pillars
      • Features: Built-in Features, Hardwood Floors, Recessed Lighting
      • Level: First
      • Area: 143
      • Dimensions: 13 x 11
      Entry
      • Description: Outside Extended Patio Area
      • Features: Entrance Foyer, Hardwood Floors, Transom
      • Level: First
      • Area: 80
      • Dimensions: 10 x 8
      Family room
      • Description: Wall Scone Lighting, Half Bath off Family Room
      • Features: Carpet Flooring, Fireplace(s), See Remarks
      • Level: Basement
      • Area: 270
      • Dimensions: 18 x 15
      Kitchen
      • Features: Recessed Lighting, Wood Cabinets, Breakfast Bar, Pantry, Fireplace(s), Gourmet Kitchen, Kitchen Island, Solid Surface Counters
      • Level: First
      • Area: 120
      • Dimensions: 10 x 12
      Laundry
      • Description: Ceramic Tile Flooring, Window, Wood Cabinetry top and bottom
      • Features: Built-in Features, Hardwood Floors, Utility Sink
      • Level: First
      • Area: 60
      • Dimensions: 10 x 6
      Library
      • Description: Crown Molding - Windows with Transomes, French Style Double Doors
      • Features: Bookcases, French Doors, Hardwood Floors, See Remarks
      • Level: First
      • Area: 80
      • Dimensions: 10 x 8
      Living room
      • Features: Ceiling Fan(s), Built-in Features, Carpet Flooring, Fireplace(s), Recessed Lighting, Walk-Out Access
      • Level: First
      • Area: 360
      • Dimensions: 20 x 18
      Primary bath
      • Description: Double Door Entry, Huge Walk in Closet and Separate Linen closet
      • Features: Ceramic Tile Flooring, Double Vanity, Shower With Bench, See Remarks, Shower, Tub
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Other
      • Description: Sunroom with 2 Walls of Windows - What a View!
      • Features: Tile Flooring
      • Level: First
      • Area: 168
      • Dimensions: 14 x 12
      Utility room
      • Description: Utility Room and Storage Room Combined Provides so much extra space!
      • Features: See Remarks
      • Level: Basement
      • Area: 0
      • Dimensions: 0 x 0
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Gas Range, Dishwasher, Disposal, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level
      Features
      • See Remarks, Kitchen Island, Wet Bar, Walk-In Closet(s), Tray Ceiling(s), Storage, Sound System, Smart Thermostat, Open Floorplan, Double Vanity, Crown Molding, Built-in Features, Butler's Pantry, Ceiling Fan(s), High Ceilings, Recessed Lighting
      • Doors: Multi Panel Doors
      • Basement: See Remarks,Full
      • Number of fireplaces: 2
      • Fireplace features: See Remarks, Stone, Blower Fan, Gas

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener, Garage Faces Side
      • Garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio
      • Exterior features: Private Yard, Fountain, Lighting, Outdoor Grill
      • Fencing: See Remarks,Split Rail
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: Creek
      Lot
      • Size: 0.88 Acres
      • Features: See Remarks, Level, Sprinklers In Front, Sprinklers In Rear
      • Residential vegetation: See Remarks, Partially Wooded
      Details
      • Additional parcels included: 064.1807021.01
      • Parcel number: 064.1807021.00
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick
      • Foundation: Poured Concrete
      • Roof: Shingle
      Condition
      • Existing Structure
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Triple Crown Country Club
      HOA
      • Has HOA: Yes
      • Amenities included: Management
      • Services included: See Remarks, Association Fees
      • HOA fee: $500 annually
      Location
      • Region: Union

      Financial & listing details

      • Tax assessed value: $496,900
      • Annual tax amount: $5,024
      • Date on market: 8/13/2026
      • Cumulative days on market: 2 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/13/2026Listed for sale$829,000+3283.7%
        Source: NKMLS #645677 Report a problem
        5/31/2011Sold$24,500-93.6%
        Source: Public Record Report a problem
        12/1/2009Sold$380,000-8.4%
        Source: Public Record Report a problem
        7/25/2006Sold$415,000
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,024 -3.4%$496,900
        2023$5,202 +1.5%$496,900
        2022$5,124 +34.2%$496,900 +30.8%
        2021$3,819 -3.9%$380,000
        2020$3,975 $380,000
        2019$3,975 -0.2%$380,000
        2018$3,982 +1.9%$380,000
        2017$3,907 $380,000
        2015$3,907 +2.7%$380,000
        2013$3,805 $380,000
        2012-- $380,000
        2011-- $380,000
        2010-- $380,000 -8.4%
        2009-- $415,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 41091

        Getting around

        7 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Shirley Mann School
        • Middle: Gray Middle School
        • High: Ryle High

        Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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