Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship.The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work.The home includes 2.5 bathrooms and showcases beautiful architectural detail throughout, with expansive living areas designed for both comfort and entertaining. The impressive den features a stunning rock fireplace and built-in bar complete with ice machine and mini fridge. Located discreetly within the closet is a 4'x6' safe room offering an added layer of security and peace of mind. Large windows frame peaceful views of the water and surrounding wooded landscape, allowing natural light to fill the home. Metal Shingles offer superior durability and weather resistance. Energy efficient spray foam insulation throughout. HVAC systems updated within the last year. Complementing the main residence are a detached garage and an additional barn/workshop, idea for storage, hobbies, recreational equipment, or future customization. Multiple outdoor living spaces invite you to enjoy quiet mornings, host gatherings, or simply take in the tranquility of the waterfront setting. With gentle shoreline access, abundant privacy, and versatile interior and exterior spaces, this property offers a rare opportunity to enjoy a true retreat-style lifestyle without sacrificing functionality.
For sale
$999,999
1195 Mon Dye Rd, Phil Campbell, AL 35581
6beds
3baths
--sqft
Est.:
Other
Built in 2010
2.85 Acres Lot
$966,400 Zestimate®
$--/sqft
$-- HOA
What's special
Waterfront estateDetached garageStunning rock fireplaceSpacious bedroomsBeautiful architectural detailGentle shoreline accessHome office
- 89 days |
- 364 |
- 8 |
Zillow last checked: 8 hours ago
Listed by:
Whittney Fuller,
EXIT REALTY 9-1-1
Source: EXIT Realty broker feed,MLS#: 26-12
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
Heating
- Other, Electric
Cooling
- Central Air, Other
Features
- Basement: Crawl Space
- Has fireplace: No
Video & virtual tour
Property
Lot
- Size: 2.85 Acres
Details
- Parcel number: 14072500000010020
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Other
Condition
- Year built: 2010
Community & HOA
Location
- Region: Phil Campbell
Financial & listing details
- Tax assessed value: $585,000
- Annual tax amount: $1,969
- Date on market: 1/6/2026
- Lease term: Contact For Details
- Electric utility on property: Yes
Estimated market value
$966,400
$918,000 - $1.01M
$2,719/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/5/2026 | Listed for sale | $999,999+37% |
Source: Walker County Area MLS #26-12 Report a problem | ||
| 1/10/2023 | Sold | $730,000-1.3% |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 1/10/2023 | Pending sale | $739,900 |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 12/20/2022 | Price change | $739,900-7.5% |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 9/19/2022 | Price change | $799,900-5.3% |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 5/13/2022 | Listed for sale | $845,000+15.8% |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 1/23/2019 | Sold | $729,900 |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,969 +1.1% | $585,000 +1.1% |
| 2024 | $1,948 +6.5% | $578,900 +944.9% |
| 2023 | $1,830 +14.9% | $55,400 +10.8% |
| 2022 | $1,592 +10.3% | $50,000 +14.4% |
| 2021 | $1,443 -51% | $43,700 -51% |
| 2020 | $2,945 +85.8% | $89,200 +85.8% |
| 2018 | $1,585 +8.8% | $48,000 +8.8% |
| 2017 | $1,457 | $44,100 |
| 2016 | $1,457 | $44,100 |
| 2015 | $1,457 | $44,100 |
| 2014 | $1,457 +3% | $44,100 +3% |
| 2013 | $1,414 +16.1% | $42,800 |
| 2010 | $1,218 | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,098/mo
Principal & interest
$4815
Property taxes
$283
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Climate risks
Neighborhood: 35581
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 8/10East Franklin Jr High SchoolGrades: PK-9Distance: 4.5 mi
- 6/10Belgreen High SchoolGrades: PK-12Distance: 15.8 mi
- 6/10Vina High SchoolGrades: PK-12Distance: 23.6 mi
Local experts in 35581
- Alabama
- Franklin County
- Phil Campbell
- 35581
- 1195 Mon Dye Rd





