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For sale
  • $1,199,000

    125 Ruta Ln, Swanton, MD 21561

    4beds
    2,624sqft
    : 
    Single Family Residence
    Built in 1999
    3.88 Acres Lot
    $890,700 Zestimate®
    $457/sqft
    $-- HOA

    What's special

    Dry-stack stone fireplaceHand-hewn log beamsWooded privacyStacked native stone wallsCustom knotty cherry cabinetryExpansive deckNew hot tub
    Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate, and the dry-stack fieldstone chimney rising through all three levels is a testament to a masonry artform that has all but vanished from today's building landscape, replaced elsewhere by faux composites, but preserved here in its full, labor-intensive glory. Inside, the great room sets the tone for everything that follows. A floor-to-ceiling signature tree column anchors the space beneath soaring cathedral ceilings and hand-hewn log beams, while a dry-stack stone fireplace serves as the room's natural focal point. The open floor plan flows seamlessly from the renovated gourmet kitchen, featuring a dramatic granite island, stainless KitchenAid appliances, and custom knotty cherry cabinetry, through the dining area and out to the expansive deck, where wooded privacy gives way to lovely lake views that remind you exactly where you are. Four bedrooms are spread thoughtfully across three levels, including the main level primary suite with an updated en-suite bath. The loft level adds two additional bedrooms, a full bath, and a cozy sitting area overlooking the great room below. The fully finished lower level, wrapped in authentic Tennessee barnwood, offers a fourth bedroom, a third full bath, a bar area, and walkout access to the newly covered patio, where a new hot tub, stacked native stone walls, and a fire pit create an outdoor living space worthy of the setting. And then there is the lake. Two assigned DNR-permitted dock slips on a quiet, private cove are included with this sale, a distinction that genuinely sets this property apart, as two-slip access at this price point is rare at Deep Creek. A level, well-maintained path connects the property to the water, where boating, kayaking, swimming, and summer evenings on the dock await. The nearly four acres, comprising two wooded lots conveying together, deliver a sense of seclusion and privacy that feels a world away, while still being just minutes from everything the lake area has to offer. Roof 2019. HVAC 2020. Septic pumped October 2025. Comcast broadband. Completely turn-key and ready for its next chapter. 4 BD | 3 BA | 2,624 Fin. Sq Ft | 4 Acres | 2 Dock Slips | Deep Creek Lake Access | Ardsley Farms HOA
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    Zillow last checked:

    Listing updated:

    Listed by:

    Eric Crawford 410-937-3232,

    Taylor-Made Deep Creek Real Estate, LLC 3013874700,

    Co-Listing Agent: Terah B. Crawford 301-387-4700,

    Taylor-Made Deep Creek Real Estate, LLC

    Source: Bright MLS,MLS#: MDGA2011852MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 1120
      Heating
      • Forced Air, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven, Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
      • Laundry: Main Level
      Features
      • Exposed Beams, Open Floorplan
      • Flooring: Hardwood
      • Basement: Finished,Full,Heated,Improved,Interior Entry,Exterior Entry,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Stone
      Interior area
      • Total structure area: 2,744
      • Total interior livable area: 2,624 sqft
      • Finished area above ground: 1,624
      • Finished area below ground: 1,000

      Property

      Parking
      • Parking features: Gravel, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Other Bath Mod
      Features
      • Levels: Three
      • Stories: 3
      • Exterior features: Lighting
      • Pool features: None
      • Spa features: Hot Tub
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Deep Creek Lake
      Lot
      • Size: 3.88 Acres
      • Features: Backs to Trees, Level
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Additional parcels included: Neighboring Lot Tax ID
      • Parcel number: 1218068044 +1218072769
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Log Home
      • Property subtype: Single Family Residence
      Materials
      • Log
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 1999
      Details
      • Builder name: Yellowstone and Roger Sines

      Utilities & green energy

      • Sewer: Private Septic Tank
      • Water: Well
      • Utilities for property: Cable Connected, Phone, Propane

      Community & HOA

      Community
      • Subdivision: Hickory Ridge
      HOA
      • Has HOA: No
      • Amenities included: Boat Dock/Slip
      • Services included: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal
      • HOA name: ARDSLEY FARMS HOA
      Location
      • Region: Swanton

      Financial & listing details

      • Price per square foot: $457/sqft
      • Tax assessed value: $801,300
      • Annual tax amount: $7,716
      • Date on market: 5/22/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
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        Estimated market value

        $890,700

        $811,000 - $980,000

        $2,635/mo

        Price history

        DateEventPrice
        5/22/2026Listed for sale$1,199,000+59.7%$457/sqft
        Source: Bright MLS #MDGA2011852 Report a problem
        11/16/2020Sold$751,000+3%$286/sqft
        Source: Public Record Report a problem
        10/12/2020Pending sale$729,000$278/sqft
        Source: Railey Realty #MDGA133768 Report a problem
        10/8/2020Listed for sale$729,000+1213.5%$278/sqft
        Source: Railey Realty #MDGA133768 Report a problem
        5/17/1999Sold$55,500$21/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,746 +15.4%$681,600 +18.6%
        2024$6,713 +22.8%$574,733 +22.8%
        2023$5,465 +29.6%$467,867 +29.6%
        2022$4,216 +2.7%$361,000 +2.7%
        2021$4,107 +2.7%$351,600 +2.7%
        2020$3,997 +2.8%$342,200 +2.8%
        2019$3,887 +6%$332,800
        2018$3,667 +0%$332,800
        2017$3,667 $332,800 -1.2%
        2016-- $337,000
        2015-- $337,000
        2014-- $337,000 -24%
        2013-- $443,300
        2012-- $443,300 -1.9%
        2010-- $452,030 +10.7%
        2009-- $408,310 +12%
        2008-- $364,590 +13.6%
        2007-- $320,870 +6%
        2006-- $302,700 +6.4%
        2005-- $284,530 +6.8%
        2004-- $266,360 +2.8%
        2003-- $259,090 +2.9%
        2002-- $251,820 +3%
        2001-- $244,550

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 21561

          Getting around

          0 / 100
          Car-Dependent
          16 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Garrett County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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