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Coming soon 05/27
  • $1,695,000

    185 Ruta Ln, Swanton, MD 21561

    4beds
    3,290sqft
    : 
    Single Family Residence
    Built in 2004
    3.54 Acres Lot
    $1,244,700 Zestimate®
    $515/sqft
    $-- HOA

    What's special

    Be Wisp'd Away... To your own wooded, lakefront hideaway — tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails — Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in. • Assigned boat slip and shared dock — easy, level lake access via maintained private path • Western exposure for unforgettable sunset evenings over the water • Private trails for hiking, mountain biking, snowshoeing, and woodland exploration • Tranquil cove — one of Deep Creek's best for paddleboarding, kayaking, and canoeing THE HOME Recently renovated and luxuriously furnished with a modern rustic aesthetic — 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey. Main Level — The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views. Local artisan furnishings bring understated luxury — equally suited to a roaring fire with a glass of wine as to a lively family gathering. The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry. The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower. Step outside to the refinished lakeside deck — the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all. Upper Level — Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet. • Queen bedroom with large closet and smart TV • Triple bunk beds with slides and a kids' playhouse below — the kids will never want to leave Lower Level — Radiant heated tile floors throughout, opening to the lakeside patio and hot tub. • Family room with 70" smart TV, cloud couch, air hockey, darts — movie nights have never looked better • Second fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) • Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge • King guest suite with walk-in closet, crib, and full tiled bath The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers — all overlooking the water. OUTSIDE • Large lakeside yard with firepit, Creative Playthings playset, and room to roam • Multiple gathering spaces — upper dining deck, lower walkout patio, lakeside jacuzzi platform • Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed • Driveway with stone retaining wall designed for hosting ON THE WATER Paddle the length of Savage Cove to explore its wetland refuge — ducks, turtles, herons — or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake. 20 minutes to downtown McHenry and Wisp Resort — all the adventure of Deep Creek, none of the noise. THE INVESTMENT Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers — established, successful Airbnb history grossing $100K/year. Opportunities like this — a lakefront retreat of this size, privacy, and caliber — rarely come to market at Deep Creek Lake.
    16 hours
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    126
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mike Kennedy 301-616-6106,

    Railey Realty, Inc. 301-387-2000

    Source: Bright MLS,MLS#: MDGA2011880MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Foyer, Loft, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
      Primary bedroom
      • Features: Ceiling Fan(s), Attached Bathroom
      • Level: Main
      • Area: 208 Square Feet
      • Dimensions: 13 X 16
      Bedroom 2
      • Features: Ceiling Fan(s)
      • Level: Upper
      • Area: 224 Square Feet
      • Dimensions: 14 X 16
      Bedroom 3
      • Features: Ceiling Fan(s)
      • Level: Upper
      • Area: 195 Square Feet
      • Dimensions: 13 X 15
      Bedroom 4
      • Features: Ceiling Fan(s), Attached Bathroom
      • Level: Lower
      • Area: 182 Square Feet
      • Dimensions: 13 X 14
      Primary bathroom
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 9 X 12
      Bathroom 2
      • Level: Upper
      • Area: 45 Square Feet
      • Dimensions: 5 X 9
      Bathroom 3
      • Level: Lower
      • Area: 48 Square Feet
      • Dimensions: 6 X 8
      Dining room
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 11 X 14
      Family room
      • Features: Fireplace - Gas, Wet Bar, Ceiling Fan(s)
      • Level: Lower
      • Area: 336 Square Feet
      • Dimensions: 16 X 21
      Foyer
      • Level: Main
      • Area: 77 Square Feet
      • Dimensions: 7 X 11
      Game room
      • Level: Lower
      • Area: 182 Square Feet
      • Dimensions: 13 X 14
      Half bath
      • Level: Main
      • Area: 40 Square Feet
      • Dimensions: 5 X 8
      Kitchen
      • Features: Kitchen - Gas Cooking, Kitchen Island
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13 X 14
      Living room
      • Features: Fireplace - Wood Burning, Skylight(s)
      • Level: Main
      • Area: 300 Square Feet
      • Dimensions: 15 X 20
      Loft
      • Level: Upper
      Heating
      • Forced Air, Radiant, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
      • Laundry: Lower Level
      Features
      • Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Open Floorplan, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Bar, Dry Wall, Vaulted Ceiling(s)
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl, Wood
      • Windows: Wood Frames, Skylight(s)
      • Basement: Walk-Out Access,Finished,Heated,Improved,Windows,Interior Entry,Connecting Stairway
      • Number of fireplaces: 2
      • Fireplace features: Mantel(s), Stone, Wood Burning, Gas/Propane
      Interior area
      • Total structure area: 3,290
      • Total interior livable area: 3,290 sqft
      • Finished area above ground: 1,910
      • Finished area below ground: 1,380

      Property

      Parking
      • Total spaces: 6
      • Parking features: Gravel, Driveway
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Porch
      • Exterior features: Play Equipment
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Lake, Water, Panoramic, Mountain(s)
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Shared, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)
      • Body of water: Deep Creek Lake
      • Frontage length: Water Frontage Ft: 409
      Lot
      • Size: 3.54 Acres
      • Features: Adjoins - Public Land, Backs to Trees, Front Yard, No Thru Street, Private, SideYard(s), Secluded, Year Round Access
      Details
      • Additional structures: Above Grade, Below Grade
      • Additional parcels included: Buydown
      • Parcel number: 1218068052
      • Zoning: LR
      • Zoning description: Lake Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin/Lodge
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Permit Issued, Septic < # of BR
      • Water: Well
      • Utilities for property: Cable

      Community & HOA

      Community
      • Subdivision: Hickory Ridge
      HOA
      • Has HOA: No
      Location
      • Region: Swanton

      Financial & listing details

      • Price per square foot: $515/sqft
      • Tax assessed value: $1,241,000
      • Annual tax amount: $13,876
      • Date on market: 5/27/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,Cash
      • Ownership: Fee Simple
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        Estimated market value

        $1,244,700

        $1.11M - $1.37M

        $3,148/mo

        Price history

        DateEventPrice
        6/17/2022Sold$1,150,000+15%$350/sqft
        Source: Bright MLS #MDGA2002670 Report a problem
        4/20/2022Pending sale$999,900$304/sqft
        Source: Bright MLS #MDGA2002670 Report a problem
        4/19/2022Listed for sale$999,900+52.7%$304/sqft
        Source: Bright MLS #MDGA2002670 Report a problem
        6/3/2019Sold$655,000-2.1%$199/sqft
        Source: Public Record Report a problem
        4/10/2019Pending sale$669,000$203/sqft
        Source: Railey Realty, Inc. #MDGA113278 Report a problem
        4/6/2019Price change$669,000-2.3%$203/sqft
        Source: Railey Realty, Inc. #MDGA113278 Report a problem
        12/8/2018Listed for sale$685,000+22.8%$208/sqft
        Source: Railey Realty, Inc. #MDGA113278 Report a problem
        6/27/2012Sold$557,800+572%$170/sqft
        Source: Public Record Report a problem
        7/13/2001Sold$83,000$25/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,906 +15.7%$1,225,800 +19.2%
        2024$12,016 +23.7%$1,028,767 +23.7%
        2023$9,715 +31%$831,733 +31%
        2022$7,413 +10.6%$634,700 +10.6%
        2021$6,705 +11.8%$574,100 +11.8%
        2020$5,998 +13.4%$513,500 +13.4%
        2019$5,290 +6%$452,900
        2018$4,991 0%$452,900
        2017$4,991 $452,900 -2%
        2016-- $462,000
        2015-- $462,000
        2014-- $462,000 -11.1%
        2013-- $519,400
        2012-- $519,400
        2011-- $519,400 -16.6%
        2010-- $622,670 +11.5%
        2009-- $558,426 +13%
        2008-- $494,183 +14.9%
        2007-- $429,940 +7.1%
        2006-- $401,452 +7.6%
        2005-- $372,966 +317.7%
        2004-- $89,280 +13.2%
        2003-- $78,880 +15.2%
        2002-- $68,480 +17.9%
        2001-- $58,080

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 21561

          Getting around

          0 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Garrett County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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