For sale

$434,900

1304 Terra Rd, Traverse City, MI 49686

2beds

1,528sqft

$3,546/mo

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Condominium, Single Family Residence, Duplex

Built in 1997

-- sqft lot

$422,000 Zestimate^®

$285/sqft

$410/mo HOA

What's special

Gas fireplacePrivate backyardPatio expansionNew roofQuartz countertopsTwo spacious bedroomsLarge walk-in closet

Move-in-ready upgraded duplex condo in popular Chestnut Hills. Easy, main floor living with a gas fireplace, two spacious bedrooms, a large, walk-in closet and main floor laundry make this a great opportunity for a comfortable, low maintenance lifestyle. Updates completed in the past 5 years include new kitchen appliances and quartz countertops, master bath with walk-in tile shower, new roof, new HVAC system, patio expansion and landscaping. This desirable outer circle unit with private backyard has a full basement with built-in shelving for storage, and a finished bonus space perfect for an office or craft room.

3 days
360
11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 2

Rooms

Room types: Great Room, Workshop

Primary bedroom

Level: Main
Area: 217.5
Dimensions: 15 x 14.5

Bedroom 2

Level: Main
Area: 174
Dimensions: 14.5 x 12

Primary bathroom

Features: Private

Dining room

Level: Main

Family room

Level: Lower
Area: 132.25
Dimensions: 11.5 x 11.5

Kitchen

Level: Main
Area: 99
Dimensions: 11 x 9

Living room

Level: Main
Area: 345
Dimensions: 23 x 15

Heating

Forced Air, Natural Gas, Fireplace(s)

Cooling

Central Air

Appliances

Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Washer, Dryer, Exhaust Fan, Gas Water Heater
Laundry: Main Level

Features

Entrance Foyer, Walk-In Closet(s), Pantry, Granite Bath Tops, Granite Counters, Vaulted Ceiling(s), Ceiling Fan(s), Cable TV, High Speed Internet
Flooring: Luxury Vinyl Plank, Carpet
Windows: Blinds, Curtain Rods
Basement: Full,Finished Rooms
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 1,528
Total interior livable area: 1,528 sqft
Finished area above ground: 1,396
Finished area below ground: 132

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener, Paved, Asphalt, Private
Attached garage spaces: 2
Has uncovered spaces: Yes

Accessibility

Accessibility features: Accessible Doors, Main Floor Access, Covered Entrance

Features

Levels: One
Stories: 1
Entry location: Limited Steps,First Floor Level
Patio & porch: Patio, Covered, Porch
Exterior features: Sprinkler System, Sidewalk, Garden, Rain Gutters
Waterfront features: None

Lot

Features: Level, Landscaped

Details

Additional structures: None
Parcel number: 280507901200
Zoning description: Residential,Deed Restrictions
Other equipment: Electric Air Filter

Construction

Type & style

Home type: Condo
Architectural style: Ranch,Contemporary
Property subtype: Condominium, Single Family Residence, Duplex
Attached to another structure: Yes

Materials

Frame, Vinyl Siding
Foundation: Block
Roof: Asphalt

Condition

New construction: No
Year built: 1997

Utilities & green energy

Sewer: Public Sewer
Water: Public

Green energy

Energy efficient items: Thermostat

Community & HOA

Community

Features: Pets Allowed
Security: Smoke Detector(s)
Subdivision: Chestnut Hills

HOA

Services included: Snow Removal, Maintenance Grounds, Maintenance Structure, Fire Insurance
HOA fee: $4,920 annually

Location

Region: Traverse City

Financial & listing details

Price per square foot: $285/sqft
Tax assessed value: $150,076
Annual tax amount: $3,805
Price range: $434.9K - $434.9K
Date on market: 10/1/2026
Cumulative days on market: 3 days
Listing agreement: Exclusive Right Sell
Listing terms: Conventional,Cash
Ownership type: Private Owner
Road surface type: Asphalt

Estimated market value

$422,000

$401,000 - $443,000

$1,735/mo

Price history

Date	Event	Price
10/1/2026	Listed for sale	$434,900+119.8%$285/sqft
Source: NGLRMLS #1951124 Report a problem
6/28/2005	Sold	$197,900+23.8%$130/sqft
Source: Agent Provided Report a problem
10/15/1999	Sold	$159,900$105/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,805 +5.1%	$224,700 +13.4%
2024	$3,621 +4.2%	$198,200 +21.5%
2023	$3,474 +4.6%	$163,100 +22.6%
2022	$3,322 +0.9%	$133,000 +1.5%
2021	$3,293	$131,000 +7.9%
2020	--	$121,400 +2.4%
2019	--	$118,600 +13.3%
2018	--	$104,700 +4.6%
2017	--	$100,100 +8.5%
2016	--	$92,300 +12.4%
2014	--	$82,100 +9%
2012	--	$75,300 +1.2%
2011	--	$74,400 -9.3%
2010	--	$82,000 -20.4%
2009	--	$103,000 -0.9%
2008	--	$103,960 +1.8%
2007	--	$102,130 -0.4%
2005	--	$102,490 +3.3%
2004	--	$99,230 +21.1%
2003	--	$81,940 +3.8%
2002	--	$78,910 +0.2%
2001	--	$78,750 +4.2%
2000	--	$75,590