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Contingent
  • Price increase: $11K (2/15)
    $260,000

    138 Bell Phipps Rd, Monticello, KY 42633

    3beds
    1,502sqft
    : 
    Single Family Residence
    Built in 1998
    3.9 Acres Lot
    $256,000 Zestimate®
    $173/sqft
    $-- HOA

    What's special

    Cozy homeSingle-level homeCentral heat and airMultiple outbuildingsOpen-concept layoutBright enclosed sunroomFreestanding wood-burning stove
    Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.
    49 days
    |
    86
    |
    1
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: February 23, 2026 at 09:48am

    Listed by:

    Colton Flynn 606-305-5062,

    Keller Williams Commonwealth - Somerset

    Source: Imagine MLS,MLS#: 26002678MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 3
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 2
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Heat Pump, Wood Stove
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      Features
      • Flooring: Carpet, Hardwood
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,502
      • Total interior livable area: 1,502 sqft
      • Finished area above ground: 1,502
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Carport
      • Carport spaces: 2
      Features
      • Levels: One
      Lot
      • Size: 3.9 Acres
      • Features: Few Trees
      Details
      • Additional structures: Shed(s), Other
      • Parcel number: 0157004001.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Composition
      Condition
      • Year built: 1998

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $204,000
      • Annual tax amount: $1,489
      • Date on market: 2/15/2026
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        Estimated market value

        $256,000

        $243,000 - $269,000

        $1,335/mo

        Price history

        Price history
        DateEventPrice
        2/23/2026Contingent$260,000$173/sqft
        Source: Imagine MLS #26002678 Report a problem
        2/15/2026Price change$260,000+4.4%$173/sqft
        Source: Imagine MLS #26002678 Report a problem
        12/21/2025Price change$249,000-3.9%$166/sqft
        Source: Owner Report a problem
        6/9/2025Listed for sale$259,000-3.7%$172/sqft
        Source: Owner Report a problem
        6/1/2025Listing removed$269,000$179/sqft
        Source: Imagine MLS #24014823 Report a problem
        4/15/2025Listed for sale$269,000$179/sqft
        Source: Imagine MLS #24014823 Report a problem
        4/2/2025Pending sale$269,000$179/sqft
        Source: Imagine MLS #24014823 Report a problem
        10/17/2024Price change$269,000-3.9%$179/sqft
        Source: Imagine MLS #24014823 Report a problem
        8/28/2024Price change$279,900-1.8%$186/sqft
        Source: Imagine MLS #24014823 Report a problem
        7/17/2024Listed for sale$284,900+14.4%$190/sqft
        Source: Imagine MLS #24014823 Report a problem
        3/11/2023Sold$249,000-17%$166/sqft
        Source: Imagine MLS #23001768 Report a problem
        2/8/2023Contingent$299,900$200/sqft
        Source: Imagine MLS #23001768 Report a problem
        1/31/2023Listed for sale$299,900+87.6%$200/sqft
        Source: Imagine MLS #23001768 Report a problem
        10/24/2014Listing removed$159,900$106/sqft
        Source: America Realty #19869 Report a problem
        9/24/2014Listed for sale$159,900+1515.2%$106/sqft
        Source: America Realty #19869 Report a problem
        8/1/1997Sold$9,900$7/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2023$1,489 +295.8%$204,000 +155%
        2022$376 -51%$80,000
        2021$767 +94.3%$80,000
        2020$395 -0.1%$80,000
        2019$395 -3.7%$80,000
        2018$410 +1.4%$80,000
        2017$405 +3.9%$80,000
        2016$389 -0.4%$80,000
        2015$391 -1.4%$80,000
        2012$397 $80,000
        2011-- $80,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,412/mo
        Principal & interest
        $1286
        Property taxes
        $126
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          Climate risks

          Neighborhood: 42633

          Getting around

          0 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Wayne Co
          • Middle: Wayne Co
          • High: Wayne Co

          Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 42633

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