Skip main navigation
Active
    • Listed by: eXp Realty • Monica Schmidt
    $370,900

    1521 Rachael Ln, Waterloo, IL 62298

    4beds
    2,452sqft
    : 
    $2,486/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    0.28 Acres Lot
    $-- Zestimate®
    $151/sqft
    $-- HOA

    What's special

    Brick frontFourth bedroomWalk-out patio belowSpacious kitchenOpen layoutCustom barProjector and surround sound
    MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary suite featuring a dual sink vanity, walk-in shower, and a large walk-in closet. The walk-out basement is where things get interesting. Kick back at the custom bar, catch the big game or movie night with the projector and surround sound, challenge your friends to a game of darts, and don't miss the hidden bookshelf that opens to a secret closet. It's the kind of feature that makes every first-time visitor say, "Wait... do that again!" The lower level also includes the fourth bedroom and an additional full bathroom. Out back, you'll find a deck overlooking the backyard, plus the walk-out patio below, giving you two great spots to enjoy the outdoors. Finished with a brick front and located on the desirable north end of Waterloo, this home is clean, updated, and truly move-in ready. The only thing left to do is move in... and decide what belongs in the secret bookshelf closet.
    3 days
    |
    547
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Monica Schmidt 618-567-9203,

    eXp Realty,

    Mandy L Luebbers 618-340-1277,

    eXp Realty

    Source: MARIS,MLS#: 26046372MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 195
      • Dimensions: 13x15
      Bedroom
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 121
      • Dimensions: 11x11
      Bedroom
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 100
      • Dimensions: 10x10
      Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 264
      • Dimensions: 24x11
      Primary bathroom
      • Level: Main
      • Area: 54
      • Dimensions: 6x9
      Bathroom
      • Level: Main
      • Area: 30
      • Dimensions: 5x6
      Bathroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 66
      • Dimensions: 6x11
      Breakfast room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 110
      • Dimensions: 10x11
      Family room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Dimensions: 18x
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 198
      • Dimensions: 11x18
      Laundry
      • Level: Main
      Living room
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 255
      • Dimensions: 15x17
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Oven, Range, Refrigerator
      • Laundry: Laundry Room, Main Level
      Features
      • Bar, Breakfast Bar, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wet Bar
      • Basement: Partially Finished,Full,Storage Space,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 2,452
      • Total interior livable area: 2,452 sqft
      • Finished area above ground: 1,600
      • Finished area below ground: 852

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Fencing: None
      Lot
      • Size: 0.28 Acres
      • Features: Back Yard
      Details
      • Parcel number: 0712334029000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • Year built: 2015

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Rose Meadows
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $151/sqft
      • Tax assessed value: $291,240
      • Annual tax amount: $5,714
      • Date on market: 7/22/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/22/2026Listed for sale$370,900+70.3%$151/sqft
        Source: MARIS #26046372 Report a problem
        11/10/2015Sold$217,800+2.7%$89/sqft
        Source: MARIS #4412251 Report a problem
        9/12/2015Price change$212,000+1.4%$86/sqft
        Source: CENTURY 21 Advantage Real Estate, Inc. #4412251 Report a problem
        8/20/2015Listed for sale$209,000+553.1%$85/sqft
        Source: CENTURY 21 ADVANTAGE REAL ESTATE, INC. #4412251 Report a problem
        8/18/2015Sold$32,000$13/sqft
        Source: MARIS #4209120 Report a problem
        1/3/2015Price change$32,000+3.2%$13/sqft
        Source: CENTURY 21 ADVANTAGE RE-COLUMBIA #4209120 Report a problem
        6/26/2013Listed for sale$31,000$13/sqft
        Source: CENTURY 21 ADVANTAGE RE-COLUMBIA #4209120 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,714 +10%$97,080 +9.4%
        2023$5,195 +1.3%$88,710 +2.6%
        2022$5,129 $86,480 +5.4%
        2021-- $82,060 +5.4%
        2020-- $77,870 +5.5%
        2019-- $73,790 +6.1%
        2018$4,116 $69,570 +2.2%
        2017$4,116 $68,043 +4.9%
        2016$4,116 +14921%$64,870 +15722%
        2015$27 +4.7%$410
        2014$26 $410
        2012$26 $410
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 62298

        Getting around

        21 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Waterloo Topics

                Search
                Updates
                Favorites
                Plan
                Inbox