Custom, single-level coastal living on beautiful Mill Creek—less than two minutes to the Bay! Offering all the joys of waterfront living, this well-maintained home offers expansive water views, approximately 5’ MLW at the dock (the fishing is top notch), and is located in a highly sought-after neighborhood. Features include a bright, updated kitchen with granite countertops, tiled backsplash, and a sunny breakfast nook, opening to a spacious living room with gas fireplace. The generous primary suite easily accommodates a reading nook and showcases bay window water views, a large walk-in closet, en-suite bath with separate vanities and a double linen closet. A vaulted sunroom provides breathtaking sunset views and long vistas down the creek. Two additional bedrooms and a full bath offer comfortable guest accommodations, while a dedicated study with a separate half bath adds flexibility.
Additional highlights include an oversized two-car garage with work area, full-size stairs leading to an unfinished bonus room ideal for a gym or studio, a private 1.5-acre lot, dock with power lift, 20kW generator, and high-speed internet availability. Newer Heat Pump (2019), Rheem tankless water heater (2024).
Located in Harmony Hall Farm, a peaceful community with quiet roads perfect for biking, walking, and enjoying nature—yet just 12 miles from Kilmarnock.
Pending
$885,000
1524 Harding Rd, Heathsville, VA 22473
3beds
2,527sqft
Est.:
Single Family Residence
Built in 2000
1.45 Acres Lot
$882,900 Zestimate®
$350/sqft
$30/mo HOA
What's special
- 25 days |
- 941 |
- 36 |
Zillow last checked: 8 hours ago
Listing updated: January 18, 2026 at 04:39pm
Listed by:
Andrea Levine dsamson@samsonproperties.net,
Samson Properties
Source: CVRMLS,MLS#: 2600753
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Description: HW flr, bay window w/water view, Large walk-in
- Level: First
- Dimensions: 22.1 x 15.6
Bedroom 2
- Description: HW flr, 2 dbl closets, water views, sunroom access
- Level: First
- Dimensions: 13.2 x 11.9
Bedroom 3
- Description: HW flr, double closet
- Level: First
- Dimensions: 13.2 x 12.8
Additional room
- Description: Breakfast nook, HW flr, bay window, open to LR
- Level: First
- Dimensions: 13.6 x 10.9
Dining room
- Description: HW flr, chair rail
- Level: First
- Dimensions: 13.3 x 11.11
Florida room
- Description: Tile flr, vaulted ceiling,water views,patio access
- Level: First
- Dimensions: 15.4 x 13.6
Foyer
- Description: HW flr, double closet
- Level: First
- Dimensions: 14.3 x 8.8
Other
- Description: Tub & Shower
- Level: First
Half bath
- Level: First
Kitchen
- Description: HW flr, SS appliances, gas range, granite counters
- Level: First
- Dimensions: 13.3 x 12.1
Laundry
- Description: Tile flr, side by side W/D, utility sink
- Level: First
- Dimensions: 7.9 x 7.7
Living room
- Description: HW flr, corner FP, deck access, water views
- Level: First
- Dimensions: 19.8 x 14.9
Office
- Description: HW flr, half bath
- Level: First
- Dimensions: 14.11 x 10.8
Heating
- Electric, Heat Pump, Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Gas Cooking, Microwave, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
Features
- Bedroom on Main Level, Breakfast Area, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, Granite Counters, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
- Flooring: Ceramic Tile, Wood
- Has basement: No
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 2,527 sqft
- Finished area above ground: 2,527
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Off Street, Paved, Storage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift, Deck, Dock, Paved Driveway
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, Navigable Water, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Mill Creek
Lot
- Size: 1.45 Acres
- Features: Waterfront
Details
- Parcel number: 44060210
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2000
Utilities & green energy
- Electric: Generator Hookup
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Home Owners Association, Bulkhead
- Subdivision: Harmony Hall Farm
HOA
- Has HOA: Yes
- Services included: Common Areas
- HOA fee: $360 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $350/sqft
- Tax assessed value: $492,400
- Annual tax amount: $3,643
- Date on market: 1/16/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
$882,900
$839,000 - $927,000
$2,979/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/19/2026 | Pending sale | $885,000$350/sqft |
Source:  CVRMLS #2600753 Report a problem | ||
| 1/19/2026 | Contingent | $885,000$350/sqft |
Source: Northern Neck AOR #119847 Report a problem | ||
| 1/14/2026 | Listed for sale | $885,000$350/sqft |
Source: CVRMLS #2600753 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,644 +12.1% | $492,400 |
| 2024 | $3,250 +8.2% | $492,400 |
| 2023 | $3,004 | $492,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,989/mo
Principal & interest
$4295
Property taxes
$354
Other costs
$340
Climate risks
Neighborhood: 22473
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.3 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.6 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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