Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 3 acres of secluded, wooded land. Primary residence features 12 ft. ceilings, crown molding, stained glass windows, custom built-ins and cabinets with lots of counter space, walk in pantry, steam room, laundry chute, spacious walk in main shower and built in primary bed with storage. Unfinished upper level with 12 ft. ceiling that could be finished for additional living space. Outside, enjoy: multilevel decks, 2 covered porches, screened-in room, sitting areas, fire pit and beautiful landscaping. Property has underground utilities and city water. The guest house (above the additional 3 car garage) features full kitchen, bath with walk in shower, living/king sleeping area, 2 built in window-twin beds and loft for additional sleeping space. Laundry and one-half bath are located in the lower 3-car garage. Call ASAP for your chance to own this one of a kind property.
For sale
$485,000
1560 Bell Phipps Rd, Monticello, KY 42633
4beds
2,177sqft
Est.:
Single Family Residence
Built in 2014
3 Acres Lot
$475,800 Zestimate®
$223/sqft
$-- HOA
What's special
Beautiful landscapingFire pitLaundry chuteSteam roomMultilevel decksScreened-in roomSitting areas
- 18 days |
- 1,223 |
- 122 |
Zillow last checked:
Listing updated:
Listed by:
Farrah Dobbs 606-802-3360,
Lake Cumberland Real Estate Professionals
Source: Imagine MLS,MLS#: 26006654
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Bedroom 4
- Description: Guest house
- Level: First
Bathroom 1
- Description: Primary
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Description: Guest house
- Level: First
Dining room
- Level: First
Kitchen
- Description: Guest house
- Level: First
Kitchen
- Level: First
Living room
- Description: Guest house
- Level: First
Living room
- Level: First
Other
- Description: Walk in pantry
- Level: First
Heating
- Electric, Heat Pump, Propane Tank Leased
Cooling
- Attic Fan, Electric, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Oven
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Hardwood, Tile
- Windows: Blinds, Screens
- Basement: Crawl Space
- Number of fireplaces: 2
- Fireplace features: Electric, Free Standing, Gas Log, Living Room, Propane, Ventless
Interior area
- Total structure area: 2,177
- Total interior livable area: 2,177 sqft
- Finished area above ground: 2,177
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
- Garage spaces: 6
- Has uncovered spaces: Yes
Features
- Levels: One
- Exterior features: Other
- Has view: Yes
- View description: Rural, Trees/Woods, Mountain(s), Farm, Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 3 Acres
- Features: Secluded, Wooded
Details
- Additional structures: Guest House, Shed(s)
- Parcel number: 0140000009
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick Veneer, HardiPlank Type
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 2014
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $188,970
- Annual tax amount: $1,347
- Date on market: 4/1/2026
Estimated market value
$475,800
$452,000 - $500,000
$2,130/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Listed for sale | $485,000-18.5%$223/sqft |
Source:  Imagine MLS #26006654 Report a problem | ||
| 12/1/2025 | Listing removed | $595,000$273/sqft |
Source: Imagine MLS #25016879 Report a problem | ||
| 10/2/2025 | Price change | $595,000-4.8%$273/sqft |
Source: Imagine MLS #25016879 Report a problem | ||
| 9/16/2025 | Price change | $624,900-3.3%$287/sqft |
Source: Imagine MLS #25016879 Report a problem | ||
| 8/1/2025 | Listed for sale | $645,900$297/sqft |
Source: Imagine MLS #25016879 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,347 -4.7% | $188,970 |
| 2022 | $1,413 -0.7% | $188,970 |
| 2021 | $1,424 -1.9% | $188,970 |
| 2020 | $1,452 -0.1% | $188,970 |
| 2019 | $1,453 -0.8% | $188,970 |
| 2018 | $1,465 +1.4% | $188,970 |
| 2017 | $1,445 +5.2% | $188,970 |
| 2016 | $1,374 -0.4% | $188,970 |
| 2015 | $1,380 +515.8% | $188,970 +215% |
| 2012 | $224 | $60,000 |
| 2011 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,577/mo
Principal & interest
$2343
Property taxes
$234
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Climate risks
Neighborhood: 42633
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NABell Elementary SchoolGrades: 1-2Distance: 4.8 mi
- 5/10Wayne County Middle SchoolGrades: 6-8Distance: 4.9 mi
- 5/10Wayne County High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Bell
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Wayne County
- Monticello
- 42633
- 1560 Bell Phipps Rd
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