Have you been looking for a home, but interest rates have you puzzled about how you'll afford to be a homeowner? Well, you should come check out this charming home! The seller is offering an unbeatable deal with an interest rate buydown which could lower your payment significantly (potentially $275 per month) and make owning a home affordable! This cutie is also in an NFC lending area which offers up to $23,500 in down payment assistance, closing costs, and upgrade/reno money to qualifying buyers. There is information on payment scenarios with the rate buydown and NFC in the kitchen. Call listing agent, Amy, with questions about the interest rate buydown and/or NFC 515.318.1633. The home is adorable with a large eat in kitchen with quartz countertops, lovely hardwood floors, new carpet, a big deck with a fully fenced huge backyard, HVAC 2021, water heater 2025 and its close to all the things: downtown, East Village, parks, schools, shopping, Ingersoll District, interstate, eateries, bike trails, etc. Truly move in ready! Rate buydown will be provided with an acceptable offer. Home ownership could really be made possible with this sweet house!
For sale
$235,000
1704 Merle Hay Rd, Des Moines, IA 50310
3beds
1,085sqft
Est.:
Single Family Residence
Built in 1947
7,187.4 Square Feet Lot
$-- Zestimate®
$217/sqft
$-- HOA
What's special
Big deckLovely hardwood floorsNew carpetQuartz countertopsFully fenced huge backyardLarge eat in kitchen
- 8 days |
- 1,141 |
- 47 |
Likely to sell faster than
Zillow last checked: 9 hours ago
Listing updated: February 06, 2026 at 11:34am
Listed by:
Amy Wilkins (515)318-1633,
RE/MAX Concepts
Source: DMMLS,MLS#: 733554
Originating MLS: Des Moines Area Association of REALTORS
Originating MLS: Des Moines Area Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Heating
- Forced Air, Gas, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
Features
- Eat-in Kitchen
- Flooring: Carpet, Hardwood, Tile
- Basement: Unfinished
Interior area
- Total structure area: 1,085
- Total interior livable area: 1,085 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage, One Car Garage
- Garage spaces: 1
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck, Fully Fenced, Fire Pit
- Fencing: Chain Link,Full
Lot
- Size: 7,187.4 Square Feet
- Dimensions: 60 x 120
- Features: Rectangular Lot
Details
- Parcel number: 10004859000000
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,One and One Half Story,Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- Year built: 1947
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Des Moines
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $165,900
- Annual tax amount: $3,482
- Date on market: 1/29/2026
- Cumulative days on market: 9 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/29/2026 | Listed for sale | $235,000$217/sqft |
Source:  DMMLS #733554 Report a problem | ||
| 12/10/2025 | Listing removed | $235,000$217/sqft |
Source: DMMLS #728636 Report a problem | ||
| 10/17/2025 | Listed for sale | $235,000+11.2%$217/sqft |
Source: DMMLS #728636 Report a problem | ||
| 4/16/2025 | Sold | $211,250-1.7%$195/sqft |
Source: DMMLS #712848 Report a problem | ||
| 3/18/2025 | Pending sale | $214,900$198/sqft |
Source: DMMLS #712848 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,264 -4.2% | $165,900 |
| 2023 | $3,406 +0.8% | $165,900 +14.8% |
| 2022 | $3,380 +4.4% | $144,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,289/mo
Principal & interest
$911
Property taxes
$296
Home insurance
$82
Climate risks
Neighborhood: Merle Hay
Nearby schools
GreatSchools rating
- 4/10Windsor Elementary SchoolGrades: K-5Distance: 0.7 mi
- 5/10Merrill Middle SchoolGrades: 6-8Distance: 1.8 mi
- 4/10Roosevelt High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- District: Des Moines Independent
Source: DMMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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