Nestled in a peaceful Lake Carmel setting with seasonal partial lake views, this sun-filled 2 bedroom,1 bath A-frame cottage offers a warm retreat with vaulted ceilings, exposed wood beams, and refinished hardwood floors throughout. A wood-burning fireplace brings warmth and character to the living room, making it the heart of the home in every season. The updated bathroom features a soaking tub and rain shower. The eat-in kitchen is well-appointed with white cabinetry and a propane stove. The versatile second bedroom is located on the first floor off the kitchen, with private exterior access directly to the backyard — making it perfect as a guest room, home office, or creative studio. The fully fenced backyard features a deck, garden area, and shed — an ideal setup for outdoor living and entertaining. With lake rights just moments away and convenient access to I-84 and the Southeast/Brewster train stations, this property is a compelling opportunity as a full-time residence, weekend escape, or income property — blending charm, flexibility, and location in one solid offering.
Pending
Price increase: $16K (4/22)
$375,000
175 Terry Hill Road, Carmel, NY 10512
2beds
977sqft
Single Family Residence, Residential
Built in 1945
6,000 Square Feet Lot
$-- Zestimate®
$384/sqft
$-- HOA
What's special
Fully fenced level backyardGarden areaSpacious primary bedroomGenerously sized closetSoaking tubWood beamsRain shower
- 68 days |
- 1,618 |
- 97 |
Zillow last checked:
Listing updated:
Listed by:
Exit Realty Connections 845-298-6034,
Rosalee Demchak 914-815-2040
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 970098
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Description: Hardwood Flooring, Two Large Closets, Cathedral Ceiling, Wood Beams, Ceiling Fan
- Level: Second
Bedroom 1
- Description: Hardwood Flooring
- Level: First
Bathroom 1
- Description: Soaking Tub, Rain Shower
- Level: First
Basement
- Description: Utilities
Kitchen
- Description: White Cabinetry, Propane Stove, Dining Area
- Level: First
Living room
- Description: Hardwood Flooring, Fireplace, Cathedral Ceiling, Wood Beams, Ceiling Fan, Closet
- Level: First
Heating
- Hot Water, Oil
Cooling
- None
Appliances
- Included: Oven, Range, Refrigerator, Water Purifier Owned
Features
- First Floor Full Bath, Beamed Ceilings, Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, Storage
- Flooring: Hardwood
- Basement: See Remarks,Storage Space
- Attic: None
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 977
- Total interior livable area: 977 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck
- Exterior features: Garden
- Fencing: Back Yard,Fenced,Vinyl,Wood
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake
Lot
- Size: 6,000 Square Feet
- Features: Back Yard, Garden, Level, Near Public Transit, Views
Details
- Additional structures: Shed(s)
- Parcel number: 37220002208200010170000000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Aluminum Siding, Vinyl Siding
Condition
- Updated/Remodeled
- Year built: 1945
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, Electricity Connected, Propane, Trash Collection Public
Community & HOA
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $384/sqft
- Tax assessed value: $305,000
- Annual tax amount: $9,710
- Date on market: 3/26/2026
- Cumulative days on market: 67 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Pending sale | $375,000$384/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #970098 Report a problem | ||
| 4/22/2026 | Price change | $375,000+4.5%$384/sqft |
Source: OneKey® MLS as distributed by MLS GRID #970098 Report a problem | ||
| 3/26/2026 | Listed for sale | $359,000+23.8%$367/sqft |
Source: OneKey® MLS as distributed by MLS GRID #970098 Report a problem | ||
| 4/11/2023 | Sold | $290,000-1.7%$297/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 2/15/2023 | Pending sale | $294,999$302/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 12/7/2022 | Price change | $294,999-1.6%$302/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 11/21/2022 | Price change | $299,900-3.3%$307/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 10/25/2022 | Price change | $309,999-4.6%$317/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 9/30/2022 | Listed for sale | $324,999+71.1%$333/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6213095 Report a problem | ||
| 7/26/2022 | Sold | $190,000+230.4%$194/sqft |
Source: Public Record Report a problem | ||
| 2/10/1997 | Sold | $57,500$59/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $305,000 +38.6% |
| 2024 | -- | $220,000 |
| 2023 | -- | $220,000 +111.9% |
| 2022 | -- | $103,800 |
| 2021 | -- | $103,800 |
| 2020 | -- | $103,800 |
| 2019 | -- | $103,800 |
| 2018 | -- | $103,800 +9% |
| 2017 | $7,013 | $95,200 |
| 2016 | -- | $95,200 |
| 2015 | -- | $95,200 -3% |
| 2014 | -- | $98,100 -6% |
| 2013 | -- | $104,400 -5% |
| 2012 | -- | $109,900 -7% |
| 2011 | -- | $118,200 -10% |
| 2010 | -- | $131,300 -10% |
| 2009 | -- | $145,900 -15% |
| 2008 | -- | $171,700 |
| 2007 | -- | $171,700 +27.3% |
| 2006 | -- | $134,900 +24% |
| 2005 | -- | $108,800 +12.5% |
| 2004 | -- | $96,735 +26.1% |
| 2003 | -- | $76,725 +8.2% |
| 2002 | -- | $70,943 +14.2% |
| 2001 | -- | $62,100 -1.7% |
| 2000 | -- | $63,200 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lake Carmel
Nearby schools
GreatSchools rating
- 8/10Kent Primary SchoolGrades: K-4Distance: 1.9 mi
- 4/10George Fischer Middle SchoolGrades: 5-8Distance: 2 mi
- 6/10Carmel High SchoolGrades: 9-12Distance: 2.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Putnam County
- Carmel
- 10512
- Lake Carmel
- 175 Terry Hill Road
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Carmel Topics
