Welcome to a home that blends luxury, comfort, and thoughtful design throughout. Extensively upgraded, this property offers the feel of a custom build without the wait.
The fully fenced backyard is the heart of the home, highlighted by a 2023 custom saltwater fiberglass pool with heater, smart controls, marble decking, and glass tile—creating a resort-style space ideal for entertaining or unwinding. Situated on a corner lot, the yard offers an open, light-filled feel while still providing an enclosed area for everyday enjoyment.
Inside, the finished basement adds incredible versatility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer accents—perfect for hosting, movie nights, or relaxing. The kitchen has been thoughtfully enhanced with a dry bar, glass rinser, updated hardware, and additional lighting.
Upgrades continue throughout the home, including modern recessed lighting, upgraded fixtures, adjustable closet systems, garage shelving, permanent exterior lighting, and an improved indoor air quality system. Solar panels will be paid off by the seller at closing and convey free and clear, offering long-term energy savings with no ongoing obligation. Utility averages and additional details are available.
Located in Ridgewater near The Palisades, enjoy access to walking trails, green space, and nearby water access, all while remaining close to shopping, dining, and major commuter routes. This is a move-in-ready home where quality, comfort, and lifestyle come together seamlessly.
Active
Price cut: $24.1K (3/20)
$874,900
18905 Bankhead Rd, Charlotte, NC 28278
6beds
4,213sqft
Est.:
Single Family Residence
Built in 2022
0.39 Acres Lot
$867,400 Zestimate®
$208/sqft
$86/mo HOA
What's special
Smart omnilogic controlsShiplap electric fireplaceMarble deckingPermanent exterior lightingDesigner accent detailsGlass tileAdjustable closet systems
- 43 days |
- 1,672 |
- 92 |
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 06:02am
Listing Provided by:
Rae Hoyal therealestaterae@gmail.com,
EXP Realty LLC Rock Hill
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4346580
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Dining area
- Level: Main
Dining room
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Built-in Features, Drop Zone, Soaking Tub, Pantry, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Doors: Sliding Doors
- Basement: Full,Interior Entry,Walk-Out Access
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,329
- Total interior livable area: 4,213 sqft
- Finished area above ground: 3,329
- Finished area below ground: 884
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Pool features: Community, In Ground
- Fencing: Fenced
Lot
- Size: 0.39 Acres
- Features: Corner Lot
Details
- Parcel number: 21731243
- Zoning: N1-C
- Special conditions: Standard
- Other equipment: Other - See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Features: Playground
- Security: Carbon Monoxide Detector(s)
- Subdivision: Ridgewater
HOA
- Has HOA: Yes
- HOA fee: $259 quarterly
- HOA name: Kuester
- HOA phone: 888-600-5044
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $636,000
- Annual tax amount: $4,489
- Date on market: 2/20/2026
- Cumulative days on market: 44 days
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$867,400
$824,000 - $911,000
$4,206/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Price change | $874,900-2.7%$208/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 2/20/2026 | Listed for sale | $899,000+32.2%$213/sqft |
Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 8/18/2022 | Sold | $680,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,489 +1.5% | $636,000 |
| 2024 | $4,423 +7.9% | $636,000 +6.2% |
| 2023 | $4,101 | $598,600 +1097.2% |
| 2022 | -- | $50,000 |
| 2021 | -- | $50,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,873/mo
Principal & interest
$4291
Property taxes
$496
HOA Fees
$86
More affordability tools
Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 8/10Palisades Park ElementaryGrades: K-5Distance: 2.9 mi
- 1/10Southwest Middle SchoolGrades: 6-8Distance: 4.6 mi
- 8/10Palisades High SchoolGrades: 9-11Distance: 3 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28278
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- Lower Palisades
- 18905 Bankhead Rd
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