Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs.
Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!
Active
$475,900
190 Observation Rdg, Rutherfordton, NC 28139
2beds
1,718sqft
Est.:
Single Family Residence
Built in 1999
2.52 Acres Lot
$462,300 Zestimate®
$277/sqft
$35/mo HOA
What's special
Front porchSurrounding acreage for privacyScreened porch
- 33 days |
- 821 |
- 43 |
Zillow last checked: 7 hours ago
Listing updated: March 08, 2026 at 12:06pm
Listing Provided by:
Tracy Graham tracy@rogpivot.com,
Realty ONE Group Pivot Hendersonville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4351178
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Upper
Dining area
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Loft
- Level: Upper
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
- Laundry: In Hall
Features
- Walk-In Closet(s)
- Flooring: Wood
- Doors: Sliding Doors
- Windows: Insulated Windows
- Basement: Other
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 1,718
- Total interior livable area: 1,718 sqft
- Finished area above ground: 1,718
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Garage (Off Site), Detached Garage, Garage Door Opener, Keypad Entry, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Front Porch, Screened, Side Porch
- Fencing: Fenced,Front Yard
Lot
- Size: 2.52 Acres
- Features: Green Area
Details
- Additional structures: Shed(s)
- Parcel number: 1627155
- Zoning: None
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Single Family Residence
Materials
- Log
- Foundation: Crawl Space
- Roof: Aluminum
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Pond
- Security: Security System, Smoke Detector(s)
- Subdivision: Willow Lakes
HOA
- Has HOA: Yes
- HOA fee: $425 annually
- HOA name: Willow Lakes POA
Location
- Region: Rutherfordton
Financial & listing details
- Price per square foot: $277/sqft
- Tax assessed value: $322,900
- Date on market: 3/5/2026
- Cumulative days on market: 33 days
- Listing terms: Cash,Conventional
- Road surface type: Asphalt, Paved
Estimated market value
$462,300
$439,000 - $485,000
$2,164/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/5/2026 | Listed for sale | $475,900+8.2%$277/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4351178 Report a problem | ||
| 9/15/2025 | Sold | $440,000-2.2%$256/sqft |
Source: Canopy MLS as distributed by MLS GRID #4281326 Report a problem | ||
| 7/29/2025 | Price change | $449,900-4.3%$262/sqft |
Source: Canopy MLS as distributed by MLS GRID #4281326 Report a problem | ||
| 7/16/2025 | Listed for sale | $469,900+203.2%$274/sqft |
Source: Canopy MLS as distributed by MLS GRID #4281326 Report a problem | ||
| 3/28/2011 | Sold | $155,000$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $322,900 |
| 2024 | $1,996 +0.7% | $322,900 |
| 2023 | $1,982 +27.2% | $322,900 +62.7% |
| 2022 | $1,558 +0.3% | $198,500 |
| 2021 | $1,553 | $198,500 |
| 2020 | $1,553 | $198,500 |
| 2019 | -- | $198,500 +4% |
| 2018 | $1,450 | $190,800 |
| 2016 | $1,450 | $190,800 +45.1% |
| 2013 | $1,450 | $131,500 |
| 2012 | -- | $131,500 |
| 2011 | -- | $131,500 -4.7% |
| 2010 | -- | $138,000 |
| 2009 | -- | $138,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,619/mo
Principal & interest
$2326
Property taxes
$258
HOA Fees
$35
More affordability tools
Climate risks
Neighborhood: 28139
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 4/10Rutherfordton Elementary SchoolGrades: PK-5Distance: 2.2 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 3.5 mi
- 4/10R-S Central High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Rutherfordton
- Middle: R-S Middle
- High: R-S Central
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28139
- North Carolina
- Rutherford County
- Rutherfordton
- 28139
- 190 Observation Rdg
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