Tucked away in a quiet, secluded section of Sapelo Gardens, 1090 Goldfinch Loop NE offers an exceptional coastal retreat with breathtaking panoramic views overlooking the Sapelo River. This beautifully renovated 3-bedroom, 2-bath home sits elevated on stilts, combining coastal charm with modern updates and peaceful waterfront living. Completed in 2021, the full remodel showcases a spacious open-concept floor plan, waterproof LVP flooring, stainless steel appliances, and warm butcher block countertops that bring both style and functionality to the heart of the home. Expansive water-view windows stretch across the front of the residence, filling the living space with natural light and framing stunning river vistas, while a large porch invites you to relax and enjoy coastal breezes year-round. The oversized primary suite features a custom tile shower/bath combination, creating a private and luxurious escape. Beneath the home, the concrete foundation provides generous covered space ideal for parking, storage, or entertaining. Located within the Sapelo Gardens community, residents enjoy access to a clubhouse and a large community dock complete with ample boat slips and a fish-cleaning station, perfect for boating and fishing enthusiasts. Dock rights have already been purchased by the current owner, with an affordable $400 annual fee. A private dock is also in place at the property, ready for customization to fit your vision. Whether you’re seeking a full-time waterfront residence, coastal getaway, or investment opportunity, this riverfront gem blends serene privacy with unmatched Sapelo River views and modern coastal comfort.
For sale
$399,000
1090 Goldfinch Loop NE, Townsend, GA 31331
3beds
1,352sqft
Est.:
Single Family Residence
Built in 1984
9,583.2 Square Feet Lot
$387,300 Zestimate®
$295/sqft
$-- HOA
What's special
- 3 hours |
- 13 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Morgan Yawn 478-290-0511,
Harris Real Estate Coastal Pro
Source: GIAOR,MLS#: 1661357Originating MLS: Golden Isles Association of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric
Cooling
- Central Air, Electric
Appliances
- Included: Some Electric Appliances, Dryer, Dishwasher, Oven, Range, Refrigerator, Washer
- Laundry: In Hall, Washer Hookup, Dryer Hookup
Features
- Pull Down Attic Stairs, Ceiling Fan(s)
- Flooring: Vinyl
- Has basement: No
- Attic: Pull Down Stairs
Interior area
- Total interior livable area: 1,352 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Underground, Unpaved
- Has uncovered spaces: Yes
Features
- Exterior features: Dock, Unpaved Driveway
- Pool features: None
- Has view: Yes
- View description: Marsh View, River, Creek/Stream, Water
- Has water view: Yes
- Water view: River,Creek/Stream,Water
- Waterfront features: Marsh
Lot
- Size: 9,583.2 Square Feet
- Features: Dead End
Details
- Parcel number: 0061B 0002
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Septic Tank
- Water: Community/Coop, Shared Well
- Utilities for property: Cable Available, Electricity Available, Septic Available, Water Available
Community & HOA
Community
- Subdivision: Sapelo Gardens
HOA
- Has HOA: Yes
- Amenities included: Adjacent Water, Clubhouse, Dock, Private Membership
Location
- Region: Townsend
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $195,800
- Annual tax amount: $2,529
- Date on market: 4/17/2026
- Inclusions: Dryer, Refrigerator, Washer
- Tenant pays: All Utilities
- Electric utility on property: Yes
- Road surface type: Dirt
Estimated market value
$387,300
$368,000 - $407,000
$2,069/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $399,000-9.1%$295/sqft |
Source: GIAOR #1661357 Report a problem | ||
| 4/17/2026 | Listing removed | $439,000$325/sqft |
Source: GIAOR #1659821 Report a problem | ||
| 3/29/2026 | Price change | $439,000-1.3%$325/sqft |
Source: GIAOR #1659821 Report a problem | ||
| 2/16/2026 | Listed for sale | $445,000+535.7%$329/sqft |
Source: GIAOR #1659821 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/4/2020 | Sold | $70,000-24.7%$52/sqft |
Source: Public Record Report a problem | ||
| 2/12/2019 | Listing removed | $92,900$69/sqft |
Source: Owner Report a problem | ||
| 9/7/2018 | Price change | $92,900-2.1%$69/sqft |
Source: Owner Report a problem | ||
| 4/28/2018 | Listed for sale | $94,900$70/sqft |
Source: Re/Max 1st Choice Realty #8292011 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,451 +36.7% | $78,320 +32.5% |
| 2023 | $1,792 +11.8% | $59,120 +13.4% |
| 2022 | $1,603 +42.2% | $52,120 +48.7% |
| 2021 | $1,128 -22% | $35,040 -28% |
| 2020 | $1,446 +0.5% | $48,680 +0.6% |
| 2019 | $1,439 | $48,400 |
| 2018 | $1,439 +2.2% | $48,400 +2.5% |
| 2017 | $1,408 | $47,240 |
| 2016 | $1,408 | $47,240 -13.9% |
| 2015 | $1,408 -11.4% | $54,840 +5% |
| 2014 | $1,588 +4.4% | $52,218 |
| 2013 | $1,521 | $52,218 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $26,143 |
| 2008 | -- | $26,143 |
| 2007 | -- | $26,143 |
| 2006 | -- | $26,143 +52.4% |
| 2005 | -- | $17,155 |
| 2004 | -- | $17,155 +28.8% |
| 2003 | -- | $13,324 |
| 2002 | -- | $13,324 |
| 2001 | -- | $13,324 |
| 2000 | -- | $13,324 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,156/mo
Principal & interest
$1907
Property taxes
$249
More affordability tools
Climate risks
Neighborhood: Crescent
Nearby schools
GreatSchools rating
- 3/10Todd Grant Elementary SchoolGrades: PK-5Distance: 10.7 mi
- 4/10McIntosh County Middle SchoolGrades: 6-8Distance: 11.4 mi
- 5/10McIntosh County AcademyGrades: 9-12Distance: 6.8 mi
Schools provided by the listing agent
- Elementary: Todd Grant Elementary
- Middle: McIntosh Middle
- High: McIntosh Academy
Source: GIAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- McIntosh County
- Townsend
- 31331
- Crescent
- 1090 Goldfinch Loop NE





