Skip main navigation
For sale
  • $399,000

    1090 Goldfinch Loop NE, Townsend, GA 31331

    3beds
    1,352sqft
    : 
    Single Family Residence
    Built in 1984
    9,583.2 Square Feet Lot
    $387,300 Zestimate®
    $295/sqft
    $-- HOA

    What's special

    Tucked away in a quiet, secluded section of Sapelo Gardens, 1090 Goldfinch Loop NE offers an exceptional coastal retreat with breathtaking panoramic views overlooking the Sapelo River. This beautifully renovated 3-bedroom, 2-bath home sits elevated on stilts, combining coastal charm with modern updates and peaceful waterfront living. Completed in 2021, the full remodel showcases a spacious open-concept floor plan, waterproof LVP flooring, stainless steel appliances, and warm butcher block countertops that bring both style and functionality to the heart of the home. Expansive water-view windows stretch across the front of the residence, filling the living space with natural light and framing stunning river vistas, while a large porch invites you to relax and enjoy coastal breezes year-round. The oversized primary suite features a custom tile shower/bath combination, creating a private and luxurious escape. Beneath the home, the concrete foundation provides generous covered space ideal for parking, storage, or entertaining. Located within the Sapelo Gardens community, residents enjoy access to a clubhouse and a large community dock complete with ample boat slips and a fish-cleaning station, perfect for boating and fishing enthusiasts. Dock rights have already been purchased by the current owner, with an affordable $400 annual fee. A private dock is also in place at the property, ready for customization to fit your vision. Whether you’re seeking a full-time waterfront residence, coastal getaway, or investment opportunity, this riverfront gem blends serene privacy with unmatched Sapelo River views and modern coastal comfort.
    3 hours
    |
    13
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Morgan Yawn 478-290-0511,

    Harris Real Estate Coastal Pro

    Source: GIAOR,MLS#: 1661357Originating MLS: Golden Isles Association of Realtors

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Some Electric Appliances, Dryer, Dishwasher, Oven, Range, Refrigerator, Washer
      • Laundry: In Hall, Washer Hookup, Dryer Hookup
      Features
      • Pull Down Attic Stairs, Ceiling Fan(s)
      • Flooring: Vinyl
      • Has basement: No
      • Attic: Pull Down Stairs
      Interior area
      • Total interior livable area: 1,352 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Underground, Unpaved
      • Has uncovered spaces: Yes
      Features
      • Exterior features: Dock, Unpaved Driveway
      • Pool features: None
      • Has view: Yes
      • View description: Marsh View, River, Creek/Stream, Water
      • Has water view: Yes
      • Water view: River,Creek/Stream,Water
      • Waterfront features: Marsh
      Lot
      • Size: 9,583.2 Square Feet
      • Features: Dead End
      Details
      • Parcel number: 0061B 0002

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community/Coop, Shared Well
      • Utilities for property: Cable Available, Electricity Available, Septic Available, Water Available

      Community & HOA

      Community
      • Subdivision: Sapelo Gardens
      HOA
      • Has HOA: Yes
      • Amenities included: Adjacent Water, Clubhouse, Dock, Private Membership
      Location
      • Region: Townsend

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $195,800
      • Annual tax amount: $2,529
      • Date on market: 4/17/2026
      • Inclusions: Dryer, Refrigerator, Washer
      • Tenant pays: All Utilities
      • Electric utility on property: Yes
      • Road surface type: Dirt
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $387,300

        $368,000 - $407,000

        $2,069/mo

        Price history

        DateEventPrice
        4/17/2026Listed for sale$399,000-9.1%$295/sqft
        Source: GIAOR #1661357 Report a problem
        4/17/2026Listing removed$439,000$325/sqft
        Source: GIAOR #1659821 Report a problem
        3/29/2026Price change$439,000-1.3%$325/sqft
        Source: GIAOR #1659821 Report a problem
        2/16/2026Listed for sale$445,000+535.7%$329/sqft
        Source: GIAOR #1659821 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        12/4/2020Sold$70,000-24.7%$52/sqft
        Source: Public Record Report a problem
        2/12/2019Listing removed$92,900$69/sqft
        Source: Owner Report a problem
        9/7/2018Price change$92,900-2.1%$69/sqft
        Source: Owner Report a problem
        4/28/2018Listed for sale$94,900$70/sqft
        Source: Re/Max 1st Choice Realty #8292011 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,451 +36.7%$78,320 +32.5%
        2023$1,792 +11.8%$59,120 +13.4%
        2022$1,603 +42.2%$52,120 +48.7%
        2021$1,128 -22%$35,040 -28%
        2020$1,446 +0.5%$48,680 +0.6%
        2019$1,439 $48,400
        2018$1,439 +2.2%$48,400 +2.5%
        2017$1,408 $47,240
        2016$1,408 $47,240 -13.9%
        2015$1,408 -11.4%$54,840 +5%
        2014$1,588 +4.4%$52,218
        2013$1,521 $52,218
        2012-- --
        2011-- --
        2010-- --
        2009-- $26,143
        2008-- $26,143
        2007-- $26,143
        2006-- $26,143 +52.4%
        2005-- $17,155
        2004-- $17,155 +28.8%
        2003-- $13,324
        2002-- $13,324
        2001-- $13,324
        2000-- $13,324

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,156/mo
        Principal & interest
        $1907
        Property taxes
        $249
        More affordability tools

          Climate risks

          Neighborhood: Crescent

          Getting around

          0 / 100
          Car-Dependent
          27 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Todd Grant Elementary
          • Middle: McIntosh Middle
          • High: McIntosh Academy

          Source: GIAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          A local agent can set up tours, give advice and negotiate with sellers.

          A local lender can help you make sure your offer is ready when you are.

          Browse local experts

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel