Private dock included — and we all know how rare that is. This exceptional lake property offers the ultimate advantage with its highly sought-after private dock, setting it apart from the rest. There is a shed with electric that is measured 14x32 for lake toys with a garage door. Opportunities like this don't come along often. Inside, this beautifully designed home features 3 bedrooms with the potential for 5, along with 3 full baths and a versatile layout that easily accommodates family, guests, or additional sleeping space. Modern fixtures and stylish finishes throughout create a fresh, move-in-ready feel. The open-concept living areas are ideal for entertaining, while the flexible floor plan allows for a home office, bunk room, or expanded guest quarters. Whether you're looking for a full-time residence, weekend retreat, or income-producing investment, this property delivers — starting with the rare and valuable private dock that makes lake living effortless.
Contingent
$429,000
194 Military Rd, Somerset, KY 42503
3beds
2,583sqft
Est.:
Single Family Residence
Built in 1985
0.38 Acres Lot
$405,100 Zestimate®
$166/sqft
$-- HOA
What's special
Private dockModern fixturesStylish finishesFlexible floor planBeautifully designed homeIdeal for entertaining
- 4 days |
- 1,208 |
- 62 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: March 03, 2026 at 04:15pm
Listed by:
April Nalle 606-416-7620,
CENTURY 21 Advantage Realty
Source: Imagine MLS,MLS#: 26003759
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Kitchen
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Range
Features
- Entrance Foyer
- Flooring: Tile
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,583
- Total interior livable area: 2,583 sqft
- Finished area above ground: 1,633
- Finished area below ground: 949
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Body of water: Lake Cumberland
Lot
- Size: 0.38 Acres
- Features: Landscaped, Few Trees
Details
- Additional structures: Shed(s)
- Parcel number: 0644110
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone
- Foundation: Block
- Roof: Metal
Condition
- Year built: 1985
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Somerset
Financial & listing details
- Price per square foot: $166/sqft
- Tax assessed value: $315,000
- Date on market: 3/1/2026
Estimated market value
$405,100
$385,000 - $425,000
$1,458/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/4/2026 | Contingent | $429,000$166/sqft |
Source:  Imagine MLS #26003759 Report a problem | ||
| 3/1/2026 | Listed for sale | $429,000+36.2%$166/sqft |
Source: Imagine MLS #26003759 Report a problem | ||
| 12/21/2020 | Sold | $315,000+0%$122/sqft |
Source: Imagine MLS #3038336 Report a problem | ||
| 11/15/2020 | Pending sale | $314,900$122/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 11/6/2020 | Price change | $314,900-4.5%$122/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 10/27/2020 | Listed for sale | $329,900$128/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 10/12/2020 | Pending sale | $329,900$128/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 10/9/2020 | Listed for sale | $329,900$128/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 9/27/2020 | Pending sale | $329,900$128/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
| 9/26/2020 | Listed for sale | $329,900$128/sqft |
Source: Turner Realty Group LLC SOMERSET #38336 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | -- | $315,000 |
| 2022 | -- | $315,000 |
| 2021 | -- | $315,000 +75% |
| 2020 | $1,489 | $180,000 +33.3% |
| 2019 | $1,489 +29% | $135,000 |
| 2018 | $1,154 +1.6% | $135,000 |
| 2017 | $1,136 +2% | $135,000 |
| 2016 | $1,114 | $135,000 -20.6% |
| 2015 | $1,114 -16.5% | $170,000 |
| 2014 | $1,335 | $170,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,243/mo
Principal & interest
$2011
Property taxes
$232
Climate risks
Neighborhood: 42503
Nearby schools
GreatSchools rating
- 6/10Burnside Elementary SchoolGrades: PK-5Distance: 1 mi
- 7/10Southern Middle SchoolGrades: 6-8Distance: 2.7 mi
- 8/10Southwestern High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Burnside
- Middle: Southern
- High: Southwestern
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 42503
- Kentucky
- Pulaski County
- Somerset
- 42503
- 194 Military Rd
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