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Listed by: Milner Agency • Chelsey R Van Horn • 573-826-5648

$389,900

13 Cove Trl, New Florence, MO 63363

2beds

2,105sqft

$2,517/mo

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Single Family Residence

Built in 1997

0.89 Acres Lot

$-- Zestimate^®

$185/sqft

$33/mo HOA

What's special

This lakefront home in Pinnacle Lake Estates offers a warm, inviting blend of comfort, updates, and peaceful water views. The upper level features a private bedroom retreat with a full bath and a relaxing deck perfect for quiet mornings with coffee. On the main level, an updated kitchen, refreshed lighting, and new flooring complement the cozy wood-burning stove and a second full bedroom and bath. The walkout basement adds even more living space with a guest sleeping area, an electric fireplace, and patio doors leading to a large, covered patio complete with a swing—an ideal spot to enjoy the lake breeze. A spacious deck connects the outdoor spaces, creating easy flow for gatherings. The property also includes a two-car garage, sits just past the dam, and comes with a dock and a negotiable boat, making lake living effortless and enjoyable.

3 days

835

32

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 1
Main level bedrooms: 1

Bedroom

Level: Main
Area: 135.6
Dimensions: 12x11.3

Bedroom 2

Level: Upper
Area: 258.42
Dimensions: 17.7x14.6

Bathroom

Level: Main
Area: 46.06
Dimensions: 4.9x9.4

Bathroom 2

Level: Basement
Area: 56.98
Dimensions: 7.4x7.7

Bathroom 3

Level: Upper
Area: 92.65
Dimensions: 8.5x10.9

Den

Level: Basement
Area: 420.47
Dimensions: 26.1x16.11

Kitchen

Level: Main
Area: 147.68
Dimensions: 14.2x10.4

Living room

Level: Main
Area: 423.9
Dimensions: 15.7x27

Heating

Electric, Forced Air

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Microwave, Oven, Refrigerator

Features

Basement: Partial
Number of fireplaces: 3
Fireplace features: Basement, Electric, Great Room, Wood Burning Stove

Interior area

Total structure area: 2,105
Total interior livable area: 2,105 sqft
Finished area above ground: 1,500

Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: One and One Half
Patio & porch: Deck, Patio
Has view: Yes
View description: Lake
Water view: Lake
Waterfront features: Waterfront, Lake

Lot

Size: 0.89 Acres
Features: Some Trees, Waterfront

Details

Parcel number: 146.024000000059.000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Wood Siding

Condition

Year built: 1997

Utilities & green energy

Electric: Other
Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: Pinnacle Lake Estates

HOA

Has HOA: Yes
Amenities included: Beach Access, Common Ground, Lake
Services included: Common Area Maintenance
HOA fee: $392 annually
HOA name: Pinnacle Lake Estates

Location

Region: New Florence

Financial & listing details

Price per square foot: $185/sqft
Tax assessed value: $153,400
Annual tax amount: $1,639
Date on market: 8/12/2026
Cumulative days on market: 3 days
Listing terms: Cash,Conventional,Other
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/12/2026	Listed for sale	$389,900+70.3%$185/sqft
Source: MARIS #26051664 Report a problem
11/15/2021	Sold	--
Source: MARIS #21073249 Report a problem
10/18/2021	Pending sale	$229,000$109/sqft
Source: MARIS #21073249 Report a problem
10/15/2021	Listed for sale	$229,000$109/sqft
Source: MARIS #21073249 Report a problem
3/16/2017	Sold	--
Source: MARIS #17009027 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$29,150 +9.7%
2024	--	$26,580
2023	--	$26,580 +4.7%
2022	--	$25,380
2021	--	$25,380 +9.5%
2020	--	$23,180
2019	--	$23,180
2018	--	$23,180
2017	--	$23,180
2016	--	$23,180
2015	--	$23,180
2011	--	--