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For sale
  • Price cut: $300K (7/22)
    $4,699,000

    20405 Front Beach Rd, Panama City Beach, FL 32413

    9beds
    5,215sqft
    : 
    Single Family Residence
    Built in 2019
    3,920.4 Square Feet Lot
    $4,357,200 Zestimate®
    $901/sqft
    $-- HOA

    What's special

    Turquoise accentsWhite quartz countertopsEuropean white oak flooringGulf front homeSerene color paletteLocally sourced hardwood flooringMeticulously designed floor plan
    **Virtual Tour Available**20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park--the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program.Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
    136 days
    on Zillow
    |
    1,045
    |
    52
    |

    Zillow last checked: 7 hours ago

    Listing updated: July 22, 2025 at 11:25am

    Listed by:

    Caleb A Spears 850-974-1765,

    Compass,

    Jonathan M Spears 850-974-1761,

    Compass Florida, LLC

    Source: CPAR,MLS#: 771944MLS LogoOriginating MLS: Emerald Coast Association of REALTORS
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 20405 Front Beach Rd.

    Next available tour time:Tomorrow at 11am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 9
    • Bathrooms: 10
    • Full bathrooms: 9
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Kitchen, Loft, Living Room, Bonus Room
    Bedroom
    • Level: First
    • Area: 227.76
    • Dimensions: 15.6 x 14.6
    Bedroom
    • Level: Second
    • Area: 110.5
    • Dimensions: 13 x 8.5
    Bedroom
    • Level: Second
    • Area: 150
    • Dimensions: 12.5 x 12
    Bedroom
    • Level: Third
    • Area: 196.25
    • Dimensions: 15.7 x 12.5
    Bedroom
    • Level: Third
    • Area: 96.76
    • Dimensions: 11.8 x 8.2
    Bedroom
    • Level: Fourth
    • Area: 199.82
    • Dimensions: 19.4 x 10.3
    Other
    • Level: Third
    • Area: 96
    • Dimensions: 12 x 8
    Bonus room
    • Level: Fourth
    • Area: 91.25
    • Dimensions: 12.5 x 7.3
    Kitchen
    • Level: Second
    • Area: 682
    • Dimensions: 31 x 22
    Living room
    • Level: First
    • Area: 259.2
    • Dimensions: 24 x 10.8
    Living room
    • Level: Second
    • Area: 259.2
    • Dimensions: 24 x 10.8
    Loft
    • Level: Fourth
    • Area: 140
    • Dimensions: 12.5 x 11.2
    Cooling
    • Multi Units, Zoned
    Appliances
    • Included: Washer/Dryer Stacked, Electric Range, Refrigerator, Tankless Water Heater
    • Laundry: Stacked
    Features
    • Breakfast Bar, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Loft
    • Furnished: Yes
    Interior area
    • Total interior livable area: 5,215 sqft

    Property

    Parking
    • Parking features: Attached, Garage
    • Has attached garage: Yes
    • Details: Driveway Spaces:6.00
    Features
    • Patio & porch: Balcony
    • Exterior features: Balcony, Covered Patio
    • Has private pool: Yes
    • Pool features: Gas Heat, In Ground, Pool, Private
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    • Waterfront features: Gulf, Waterfront
    • Frontage length: 38
    Lot
    • Size: 3,920.4 Square Feet
    • Dimensions: 38 x 105
    • Features: Waterfront
    Details
    • Parcel number: 36627000000
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Coastal
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type, Wood Frame
    • Roof: Metal
    Condition
    • Year built: 2019

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Laguna Beach Estates
    HOA
    • Has HOA: No
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $901/sqft
    • Tax assessed value: $2,626,257
    • Annual tax amount: $32,314
    • Date on market: 3/17/2025
    • Cumulative days on market: 137 days
    • Road surface type: Paved
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