VA-TO-VA ASSUMABLE LOAN AT 3.75% — QUALIFIED VA BUYERS ONLY
Seller is offering the opportunity for a qualified VA buyer to assume the existing VA mortgage at an exceptionally low 3.75% interest rate, subject to approval by the current lending bank. VA-to-VA qualified buyers only.
Welcome to 13738 River Grove Ln, Olive Branch, MS, a beautiful 5-bedroom, 3.5-bath home located in the desirable River Grove Estates subdivision. With approximately 3,674 square feet, this spacious two-story home offers an open, functional floor plan with plenty of room for comfortable living, entertaining, and everyday family life.
The gourmet kitchen features abundant cabinetry, a large center island, double ovens, and an open view into the living area with a gas fireplace. The primary suite is conveniently located on the main level and includes a spa-style bathroom with a frameless glass shower, oversized walk-in closet, and direct access to the laundry room.
The main level also includes an additional bedroom and formal dining room, providing flexibility for guests, a home office, or other needs. Upstairs features three additional bedrooms and a large loft/playroom area.
Outside, the home sits on a corner lot and offers covered outdoor living space, a concrete driveway, and an attached garage.
Located in the sought-after Center Hill school district, with convenient access to Goodman Road, shopping, restaurants, schools, and surrounding areas.
Key Features
• VA loan assumption opportunity at 3.75%
• VA-to-VA qualified buyers only
• Subject to current lender approval and qualification
• 5 bedrooms
• 3.5 bathrooms
• Approximately 3,674 sq. ft.
• Primary suite on main level
• Additional downstairs bedroom
• Gourmet kitchen with double ovens and large island
• Gas fireplace
• Formal dining room
• Large upstairs loft/playroom
• Corner lot
• Covered outdoor living area
• Attached garage
• Center Hill school district
• Convenient Olive Branch location
The 3.75% VA loan assumption could provide a significant financing advantage compared with obtaining a new mortgage at today's rates.
For sale by owner
$538,888
13738 River Grove Ln, Olive Branch, MS 38654
5beds
3,674sqft
SingleFamily
Built in 2022
0.49 Acres Lot
$543,700 Zestimate®
$147/sqft
$500/mo HOA
What's special
Attached garageGas fireplaceSpacious two-story homeOpen functional floor planLarge center islandFormal dining roomDouble ovens
- 1 day
- 155
- 3
Listed by:
Property Owner (910) 333-3392
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Appliances
- Included: Dishwasher, Garbage disposal, Microwave, Range / Oven, Refrigerator
Features
- Flooring: Carpet, Hardwood
- Has fireplace: Yes
Interior area
- Total interior livable area: 3,674 sqft
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Wood, Brick
Lot
- Size: 0.49 Acres
Details
- Parcel number: 2053050300004600
Construction
Type & style
- Home type: SingleFamily
Materials
- Foundation: Slab
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 2022
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $500 monthly
Location
- Region: Olive Branch
Financial & listing details
- Price per square foot: $147/sqft
- Tax assessed value: $381,398
- Date on market: 9/26/2026
Estimated market value
$543,700
$517,000 - $571,000
$3,551/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/27/2026 | Listed for sale | $538,888-2%$147/sqft |
Source: Owner Report a problem | ||
| 9/18/2026 | Listing removed | $3,750$1/sqft |
Source: MLS United #4162184 Report a problem | ||
| 9/11/2026 | Listed for rent | $3,750$1/sqft |
Source: MLS United #4162184 Report a problem | ||
| 8/20/2026 | Price change | $549,900-1.7%$150/sqft |
Source: MLS United #4152837 Report a problem | ||
| 7/20/2026 | Price change | $559,500-4.3%$152/sqft |
Source: MLS United #4152837 Report a problem | ||
| 7/9/2026 | Price change | $584,500-2.4%$159/sqft |
Source: MLS United #4152837 Report a problem | ||
| 6/26/2026 | Price change | $599,000-2.6%$163/sqft |
Source: MLS United #4152837 Report a problem | ||
| 6/15/2026 | Listed for sale | $615,000+12.1%$167/sqft |
Source: MLS United #4152837 Report a problem | ||
| 4/28/2022 | Sold | -- |
Source: MLS United #18308001_4000391 Report a problem | ||
| 3/7/2022 | Pending sale | $548,480$149/sqft |
Source: MLS United #4000391 Report a problem | ||
| 12/30/2021 | Price change | $548,480+1.4%$149/sqft |
Source: MLS United #4000391 Report a problem | ||
| 12/1/2021 | Price change | $540,980+1.1%$147/sqft |
Source: MLS United #4000391 Report a problem | ||
| 10/9/2021 | Listed for sale | $534,980$146/sqft |
Source: MLS United #4000391 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $38,140 |
| 2024 | -- | $38,140 |
| 2023 | -- | $38,140 +653.3% |
| 2022 | $506 | $5,063 |
Find assessor info on the county website
Monthly payment
Est. payment





