Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space.
With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment.
Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.
Active
$459,000
51 Pioneer St, Cooperstown, NY 13326
3beds
2,648sqft
Single Family Residence
Built in 1826
1,742.4 Square Feet Lot
$-- Zestimate®
$173/sqft
$-- HOA
What's special
Full finished walk-out basementMeticulously decorated propertyBeautiful studio apartmentMultiple private entrancesFull walk-up atticThree bedrooms
- 4 days |
- 1,736 |
- 61 |
Zillow last checked: 7 hours ago
Listing updated: April 02, 2026 at 06:50am
Listing by:
Howard Hanna 607-433-1020,
Donna Schulz 607-267-6330
Source: NYSAMLSs,MLS#: R1670195
Originating MLS: Otsego-Delaware
Originating MLS: Otsego-DelawareTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Oil, Forced Air
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Freezer, Microwave, Oil Water Heater, Refrigerator, Washer
Features
- Attic, Separate/Formal Dining Room, Furnished, Granite Counters, Country Kitchen, Other, See Remarks, Second Kitchen, Natural Woodwork
- Flooring: Hardwood, Varies
- Basement: Full,Finished,Walk-Out Access
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 2,648
- Total interior livable area: 2,648 sqft
Property
Parking
- Parking features: No Garage
Features
- Stories: 3
- Patio & porch: Patio
- Exterior features: Concrete Driveway, Fence, Patio
- Fencing: Partial
- Body of water: Otsego Lake
Lot
- Size: 1,742.4 Square Feet
- Dimensions: 33 x 33
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 36500113100600020690000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame, Stone
- Foundation: Stone
Condition
- Resale
- Year built: 1826
Utilities & green energy
- Sewer: Connected
- Water: Lake, River
- Utilities for property: Electricity Available, High Speed Internet Available, Sewer Connected
Community & HOA
Location
- Region: Cooperstown
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $249,600
- Annual tax amount: $4,480
- Date on market: 4/1/2026
- Listing terms: Cash,Conventional,FHA
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Listed for sale | $459,000+27.5%$173/sqft |
Source:  NYSAMLSs #R1670195 Report a problem | ||
| 7/20/2022 | Sold | $360,000-6.5%$136/sqft |
Source: Public Record Report a problem | ||
| 6/30/2022 | Pending sale | $385,000$145/sqft |
Source:  NY State MLS #11026205 Report a problem | ||
| 6/30/2022 | Listing removed | -- |
Source: NY State MLS Report a problem | ||
| 6/22/2022 | Pending sale | $385,000$145/sqft |
Source: NY State MLS #11026205 Report a problem | ||
| 6/22/2022 | Contingent | $385,000$145/sqft |
Source: NY State MLS #11026205 Report a problem | ||
| 3/29/2022 | Price change | $385,000-2.5%$145/sqft |
Source: NY State MLS #11026205 Report a problem | ||
| 9/26/2021 | Listed for sale | $395,000+54.9%$149/sqft |
Source: NY State MLS #11026205 Report a problem | ||
| 6/1/2015 | Sold | $255,000$96/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $249,600 |
| 2023 | -- | $249,600 |
| 2022 | -- | $249,600 |
| 2021 | -- | $249,600 |
| 2020 | -- | $249,600 |
| 2019 | -- | $249,600 |
| 2018 | -- | $249,600 |
| 2017 | $4,864 +530.8% | $249,600 |
| 2016 | $771 | $249,600 |
| 2015 | -- | $249,600 |
| 2014 | -- | $249,600 +142.3% |
| 2007 | -- | $103,000 |
| 2006 | -- | $103,000 |
| 2005 | -- | $103,000 |
| 2004 | -- | $103,000 |
| 2003 | -- | $103,000 |
| 2002 | -- | $103,000 |
| 2001 | -- | $103,000 |
| 2000 | -- | $103,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13326
Nearby schools
GreatSchools rating
- 7/10Cooperstown Elementary SchoolGrades: K-6Distance: 0.7 mi
- 8/10Cooperstown Junior Senior High SchoolGrades: 7-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Cooperstown
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 13326
- New York
- Otsego County
- Cooperstown
- 13326
- 51 Pioneer St
Nearby cities
Nearby zip codes
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