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  • $500,000

    231 Cardinal Point, Monticello, GA 31064

    3beds
    1,368sqft
    : 
    Single Family Residence
    Built in 1985
    1.09 Acres Lot
    $490,700 Zestimate®
    $365/sqft
    $-- HOA

    What's special

    Panoramic viewsBoat rampSpray foam insulationTankless gas water heaterScreened gazeboAll new windowsLvp flooring
    Jackson Lake Waterfront Deal! Lake life reimagined on this 1 acre GA Power lease lot with panoramic views, big deep water, and unforgetable sunsets. Renovated in 2021 with additional upgrades in 2023 including tankless gas water heater, spray foam insulation, all new windows, and LVP flooring, this home is ready. Just bring your swimsuits and boat! Featuring 3 beds, 2 baths, a stunning kitchen with granite countertops and huge island, open living/dining, a sunroom, carport and two garages (one for boats with a wench!). The property gently slopes to the lake with landscaping, irrigation, firepit, swing, boat ramp, and screened gazebo, plus 190+ feet of seawall. Additional documents are uploaded on GAMLS.
    8 days
    |
    1,043
    |
    68
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 19, 2026 at 02:53pm

    Listed by:

    Erica Miles mileshomegroup@gmail.com,

    Keller Williams Realty Atl. Partners

    Source: GAMLS,MLS#: 10674629MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Rooms
    • Room types: Great Room, Sun Room
    Dining room
    • Features: Dining Rm/Living Rm Combo, Seats 12+
    Kitchen
    • Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters
    Heating
    • Central, Electric, Hot Water
    Cooling
    • Ceiling Fan(s), Central Air, Electric
    Appliances
    • Included: Cooktop, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Trash Compactor
    • Laundry: In Garage
    Features
    • Master On Main Level, Rear Stairs, Walk-In Closet(s)
    • Flooring: Tile, Vinyl
    • Windows: Double Pane Windows, Skylight(s)
    • Basement: Crawl Space
    • Attic: Pull Down Stairs
    • Number of fireplaces: 1
    • Fireplace features: Family Room, Gas Log, Masonry
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 1,368
    • Total interior livable area: 1,368 sqft
    • Finished area above ground: 1,368
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 4
    • Parking features: Carport, Detached, Garage, Kitchen Level, RV/Boat Parking
    • Has garage: Yes
    • Has carport: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Porch, Screened
    • Exterior features: Dock, Sprinkler System
    • Fencing: Front Yard,Wood
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Deep Water Access, Lake Privileges, Seawall, Utility Company Controlled
    • Body of water: Jackson
    • Frontage type: Lakefront
    • Frontage length: Waterfront Footage: 190
    Lot
    • Size: 1.09 Acres
    • Features: Private
    • Residential vegetation: Partially Wooded
    Details
    • Additional structures: Boat House, Covered Dock, Garage(s), Second Garage
    • Parcel number: 025A 040
    • On leased land: Yes
    • Special conditions: As Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Bungalow/Cottage,Ranch
    • Property subtype: Single Family Residence
    Materials
    • Concrete
    • Foundation: Pillar/Post/Pier
    • Roof: Composition
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 1985

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Shared Well
    • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
    Green energy
    • Energy efficient items: Insulation, Roof, Thermostat, Water Heater, Windows

    Community & HOA

    Community
    • Features: Lake, Marina
    • Security: Smoke Detector(s)
    • Subdivision: Jackson Lake
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $365/sqft
    • Tax assessed value: $267,741
    • Annual tax amount: $2,666
    • Date on market: 1/16/2026
    • Cumulative days on market: 8 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional
    • Electric utility on property: Yes
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $490,700

    $466,000 - $515,000

    $1,629/mo

    Price history

    Price history
    DateEventPrice
    1/18/2026Listed for sale$500,000+0.6%$365/sqft
    Source: GAMLS #10674629 Report a problem
    11/30/2021Sold$497,000-4.4%$363/sqft
    Source: Public Record Report a problem
    11/4/2021Pending sale$520,000$380/sqft
    Source: GAMLS #9059260 Report a problem
    9/30/2021Listed for sale$520,000+62.5%$380/sqft
    Source: GAMLS #9059260 Report a problem
    8/27/2020Sold$320,000-1.5%$234/sqft
    Source: GAMLS #8715741 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,695 +14.1%$107,096 +12.5%
    2023$2,362 -14.1%$95,216 +2.9%
    2022$2,749 +30%$92,576 +48.3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,915/mo
    Principal & interest
    $2369
    Property taxes
    $371
    Home insurance
    $175

      Climate risks

      Neighborhood: 31064

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Jasper County Primary
      • Middle: Jasper County
      • High: Jasper County

      Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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