This remarkable 15-acre retreat pairs sweeping mountain vistas with polished, modern comfort in the gated community of Whitewater Ridge. Built in 2021 at an elevation of approximately 3,800 feet, this four-bedroom, four-and-a-half-bath custom residence captures long-range views and breathtaking sunrises from nearly every room and adjoins National Forest land with access to the Whitewater River.
Natural light fills the open kitchen and dining area, where Sub-Zero and Thermador appliances, a butler's pantry, and seamless access to a screened porch with built-in grill make entertaining effortless. Three stone fireplaces warm the great room, Carolina room, and lower-level family room. The main-level primary suite offers privacy, while two upstairs guest suites, a loft office, and a flexible bonus room provide generous accommodations. Downstairs, an additional bedroom, full bath, family room, and second laundry closet add exceptional versatility.
The mudroom off the kitchen connects to an oversized two-car garage, with unfinished bonus space above offering flexibility for the new owner to customize. Foam-seal insulation, buried utilities, one-gigabit fiber-optic service, smart thermostats, security cameras, whole-home water filtration, an encapsulated crawlspace, and a generator support comfort and peace of mind. Fresh exterior paint (2025) adds further appeal and furnishings convey with limited exclusions.
Beyond the doorstep, community trails lead toward the Whitewater River for enjoying nature and pristine trout fishing waters. The community pavilion and pond and nearby Whitewater Falls/Gorges State Park invite outdoor exploration. Arrange your private tour and experience this exceptional sanctuary firsthand.
For sale
$2,625,000
240 Whitewater Ridge Road, Sapphire, NC 28774
4beds
--sqft
Single Family Residence
Built in 2020
15 Acres Lot
$2,471,600 Zestimate®
$--/sqft
$258/mo HOA
What's special
Whole-home water filtrationLoft officeSmart thermostatsFlexible bonus roomCommunity pavilion and pondFoam-seal insulationSweeping mountain vistas
- 1 day
- 299
- 28
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Maggie Elmer,
Cashiers Valley Real Estate LLC,
Coleen Gottloeb,
Cashiers Valley Real Estate LLC
Source: HCMLS,MLS#: 1004353Originating MLS: Highlands Cashiers Board of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Main
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Lower
Primary bathroom
- Level: Main
Bonus room
- Level: Upper
Den
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Mud room
- Level: Main
Other
- Level: Upper
Heating
- Central, DualFuel, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Built-In Refrigerator, Dryer, Dishwasher, Gas Range, Range Hood, Tankless Water Heater, Wine Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup, Inside, Main Level, Lower Level, Laundry Room, Laundry Tub, Sink
Features
- Chandelier, Eat-in Kitchen, High Speed Internet, Kitchen Island, Primary Downstairs, Pantry, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Sound
- Flooring: Carpet, Tile, Wood
- Basement: Encapsulated,Finished,Interior Entry,Walk-Out Access
- Number of fireplaces: 4
- Fireplace features: Basement, Gas Log, Living Room, Masonry, Primary Bedroom, Outside, Stone, Wood Burning
- Furnished: Yes
Property
Parking
- Total spaces: 2
- Parking features: Attached, Direct Access, Garage Faces Front, Garage, Two Car Garage, Kitchen Level
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Rear Porch, Covered, Front Porch, Screened
- Exterior features: Fire Pit, Garden, Gas Grill, Private Yard, Rain Gutters
- Has view: Yes
- View description: Long Range, Mountain(s), Panoramic, Rocks, Seasonal View
- Waterfront features: None
Lot
- Size: 15 Acres
- Features: Borders National Forest, Partially Cleared, Private, Views, Wooded, Rolling Slope
- Topography: Rolling,Sloping
Details
- Parcel number: 7590535014000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Electric: Generator
- Sewer: Septic Tank
- Water: Private, Shared Well
- Utilities for property: Electricity Connected, Fiber Optic Available, High Speed Internet Available, Propane, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Near National Forest, Trails/Paths, Gated
- Security: Security System, Gated Community
- Subdivision: Whitewater Ridge
HOA
- Has HOA: Yes
- Amenities included: Gated, Lake or Pond, Trail(s)
- HOA fee: $3,100 annually
- HOA name: Whitewater Ridge Poa
Location
- Region: Sapphire
Financial & listing details
- Tax assessed value: $2,260,950
- Annual tax amount: $10,863
- Date on market: 10/13/2026
- Cumulative days on market: 396 days
- Road surface type: Gravel, Paved
Estimated market value
$2,471,600
$2.35M - $2.60M
$4,154/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2026 | Listed for sale | $2,625,000-4.5% |
Source: HCMLS #1004353 Report a problem | ||
| 10/2/2026 | Listing removed | $2,750,000 |
Source: HCMLS #1002719 Report a problem | ||
| 5/15/2026 | Price change | $2,750,000-5% |
Source: HCMLS #1002719 Report a problem | ||
| 3/3/2026 | Listed for sale | $2,895,000 |
Source: HCMLS #1002719 Report a problem | ||
| 3/3/2026 | Listing removed | $2,895,000 |
Source: HCMLS #1001672 Report a problem | ||
| 8/31/2025 | Listed for sale | $2,895,000+27.3% |
Source: HCMLS #1001672 Report a problem | ||
| 3/5/2024 | Sold | $2,274,500+1.1% |
Source: HCMLS #103634 Report a problem | ||
| 2/14/2024 | Pending sale | $2,250,000 |
Source: HCMLS #103634 Report a problem | ||
| 2/7/2024 | Contingent | $2,250,000 |
Source: HCMLS #103634 Report a problem | ||
| 1/31/2024 | Listed for sale | $2,250,000+1566.7% |
Source: HCMLS #103634 Report a problem | ||
| 4/24/2019 | Sold | $135,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,864 +45.9% | $2,260,950 +99.9% |
| 2024 | $7,444 | $1,130,860 |
| 2023 | $7,444 | $1,130,860 |
| 2022 | $7,444 +155.5% | $1,130,860 +153.6% |
| 2021 | $2,913 +183.6% | $445,960 +202.1% |
| 2020 | $1,027 -42.9% | $147,600 -8.2% |
| 2019 | $1,799 +22.2% | $160,800 -38.2% |
| 2018 | $1,472 +1.2% | $260,380 |
| 2017 | $1,455 | $260,380 |
| 2016 | $1,455 +29.4% | $260,380 -1.9% |
| 2015 | $1,125 | $265,550 |
| 2014 | $1,125 | $265,550 |
| 2013 | -- | $265,550 |
| 2012 | -- | $265,550 |
| 2011 | -- | $265,550 |
| 2010 | -- | $265,550 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28774
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