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For sale
    • Price cut: $145K (5/15)
    $2,750,000

    240 Whitewater Ridge Road, Sapphire, NC 28774

    4beds
    --sqft
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    Single Family Residence
    Built in 2020
    15 Acres Lot
    $2,580,000 Zestimate®
    $--/sqft
    $242/mo HOA

    What's special

    Bonus roomLofted officeVersatile bonus roomFamily roomOversized two-car garageMudroom with coffee bar
    Welcome to Whitewater Ridge, a private gated mountaintop community perched at elevations above 3,800 feet, this 15 +/- acre retreat offers cool summer temperatures and sweeping views of endless mountain peaks. Surrounded by the Nantahala National Forest, residents enjoy direct access to hiking trails that wind through the community and connect to the Whitewater River, where sparkling waterfalls and trout-filled waters create the perfect escape. This meticulously maintained property offers the ideal blend of seclusion, adventure, and natural beauty. The home is a spacious 4-bedroom residence with a bonus room, family room, and lofted office, complete with four full bathrooms and one half bath thoughtfully spread across three levels. On the main level, the open kitchen and dining area flow seamlessly to a screened side porch with built-in grill, while the primary suite provides a private retreat with its own ensuite bath. A mudroom with coffee bar connects to the oversized two-car garage, ensuring both convenience and function. Upstairs, an open loft is currently set as an office, while two guest bedrooms each feature private baths and a versatile bonus room makes the perfect playroom or media space. On the lower level, a cozy family room with fireplace is ideal for movie or game nights, complemented by an additional guest bedroom, full bath, and even a second laundry closet designed for a stackable washer and dryer. From nearly every room in the house, you’ll experience breathtaking long-range mountain views. Practical details such as 2025 new exterior paint, a whole-home filtration system, smart HVAC, an encapsulated crawlspace, and a whole-home generator provide added comfort and peace of mind. Thoughtfully designed and beautifully situated, this home at Whitewater Ridge is more than just a residence—it’s a true mountain sanctuary.
    132 days
    |
    219
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Strawn,

    Keller Williams Great Smokies,

    Nicole Ernst,

    Keller Williams Great Smokies

    Source: HCMLS,MLS#: 1002719Originating MLS: Highlands Cashiers Board of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Level: Lower
      Primary bathroom
      • Level: Main
      Bathroom 2
      • Level: Main
      Bathroom 3
      • Level: Upper
      Bathroom 4
      • Level: Upper
      Bathroom 5
      • Level: Lower
      Bonus room
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Lower
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Heat Pump, Multi-Fuel, Zoned
      Cooling
      • Central Air, Electric, Zoned
      Appliances
      • Included: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Water Purifier
      • Laundry: Washer Hookup, Dryer Hookup, Inside, Main Level, Lower Level, Laundry Room, Laundry Tub, Multiple Locations, Sink
      Features
      • Chandelier, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Storage, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Basement: Finished,Walk-Out Access
      • Number of fireplaces: 4
      • Fireplace features: Family Room, Gas Log, Gas Starter, Living Room, Masonry, Primary Bedroom, Outside
      • Furnished: Yes
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Direct Access, Garage Faces Front, Garage, Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Rear Porch, Deck, Front Porch, Porch, Screened, Side Porch
      • Exterior features: Fire Pit, Private Yard
      • Has view: Yes
      • View description: Long Range, Mountain(s), Panoramic, Trees/Woods
      • Waterfront features: None
      Lot
      • Size: 15 Acres
      • Features: Back Yard, Front Yard, Native Plants, Private, Many Trees, Secluded, Rolling Slope
      • Topography: Rolling,Sloping
      Details
      • Parcel number: 7590535014000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Electric: Generator
      • Sewer: Septic Tank
      • Water: Community/Coop
      • Utilities for property: Electricity Connected, Propane, Other, See Remarks, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Near National Forest, Trails/Paths, Gated
      • Security: Closed Circuit Camera(s), Gated Community
      • Subdivision: Whitewater Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $2,900 annually
      • HOA name: Whitewater Ridge
      Location
      • Region: Sapphire

      Financial & listing details

      • Tax assessed value: $1,130,860
      • Annual tax amount: $10,863
      • Date on market: 3/3/2026
      • Cumulative days on market: 316 days
      • Road surface type: Gravel, Paved

        Estimated market value

        $2,580,000

        $2.45M - $2.71M

        $4,552/mo

        Price history

        DateEventPrice
        5/15/2026Price change$2,750,000-5%
        Source: HCMLS #1002719 Report a problem
        3/3/2026Listed for sale$2,895,000
        Source: HCMLS #1002719 Report a problem
        3/3/2026Listing removed$2,895,000
        Source: HCMLS #1001672 Report a problem
        8/31/2025Listed for sale$2,895,000+27.3%
        Source: HCMLS #1001672 Report a problem
        3/5/2024Sold$2,274,500+1.1%
        Source: HCMLS #103634 Report a problem
        2/14/2024Pending sale$2,250,000
        Source: HCMLS #103634 Report a problem
        2/7/2024Contingent$2,250,000
        Source: HCMLS #103634 Report a problem
        1/31/2024Listed for sale$2,250,000+1566.7%
        Source: HCMLS #103634 Report a problem
        4/24/2019Sold$135,000
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,444 $1,130,860
        2023$7,444 $1,130,860
        2022$7,444 +155.5%$1,130,860 +153.6%
        2021$2,913 +183.6%$445,960 +202.1%
        2020$1,027 -42.9%$147,600 -8.2%
        2019$1,799 +22.2%$160,800 -38.2%
        2018$1,472 +1.2%$260,380
        2017$1,455 $260,380
        2016$1,455 +29.4%$260,380 -1.9%
        2015$1,125 $265,550
        2014$1,125 $265,550
        2013-- $265,550
        2012-- $265,550
        2011-- $265,550
        2010-- $265,550
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28774

        Getting around

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