Experience the perfect blend of luxury, privacy, & breathtaking YEAR ROUND VIEWS in this stunning, PROFESSIONALLY FURNISHED, TURN KEY 3 BEDROOM/3.5 BATH custom-built Keith Sumner Mountain Retreat. Set on 3.2 acres of private mountain beauty, within a gated community, this home is just minutes from down Blue Ridge. This home offers it all—from ample parking & an oversized 2-car detached garage w/ large upstairs storage, to a striking exterior featuring stacked rock, wood, cedar shakes, board & batten, & a metal roof, all surrounded by METICULOUS LANDSCAPING. Enjoy an almost stepless entry leading to a covered rocking chair front porch w/ vaulted ceiling. Inside, the great room showcases a wall of windows capturing the views, circle sawn hardwood floors, a floor-to-ceiling rock gas log fireplace, & a cathedral ceiling designed to highlight the mountain backdrop. The kitchen is a showstopper w/ custom two-tone cabinetry, hardy stone counters, stacked rock & flagstone accents, & a unique covered bar area, flowing into a spacious dining area w/ modern lighting. Step outside to a dream outdoor living space w/ a wood-burning fireplace & plenty of room for relaxing or entertaining. The main level oversized master suite features stunning views, an ensuite bath w/ a flagstone shower and an actual rock waterfall to create a unique spa-like bath experience. Upstairs offers a second master suite w/ a private covered deck & an ensuite bath w/ a double vanity & oversized rock shower. The terrace level includes a wet bar, a large family/game room w/ a rock gas log fireplace, and a third oversized bedroom with a full bath. Outdoor living continues w/ a large covered deck featuring space for relaxing and a saltwater hot tub w/ massage jets, lighting & sound, an outdoor shower, & a large storage room w/ power, heat, and air, which has access from the deck. Previously a successful rental, this exceptional property offers the ideal blend of luxury, comfort, & investment potential.
Active
$1,399,777
249 Settlement Rd, Epworth, GA 30541
3beds
3,404sqft
Est.:
Residential
Built in 2015
1.6 Acres Lot
$-- Zestimate®
$411/sqft
$99/mo HOA
What's special
- 30 days |
- 1,185 |
- 93 |
Zillow last checked:
Listing updated:
Listed by:
The Cindy West Team 706-889-7770,
Remax Town & Country – The Cindy West Team
Source: NGBOR,MLS#: 428783
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Kitchen, Laundry, Great Room, Media Room, See Remarks
Primary bedroom
- Level: Main
Heating
- Central, Propane
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer, Electric Water Heater
- Laundry: In Basement, Laundry Room
Features
- Ceiling Fan(s), Wet Bar, Cathedral Ceiling(s), Wood, Sauna, Entrance Foyer, Eat-in Kitchen, High Speed Internet
- Flooring: Wood, Tile, Stone
- Windows: Insulated Windows, Wood Frames
- Basement: Finished,Full
- Number of fireplaces: 3
- Fireplace features: Ventless, Gas Log, Wood Burning, Outside
- Furnished: Yes
Interior area
- Total structure area: 3,404
- Total interior livable area: 3,404 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, Detached, Driveway, Asphalt
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch, Deck, Covered, See Remarks
- Exterior features: Storage, Private Yard
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Mountain(s), Year Round, Long Range, Trees/Woods
- Frontage type: Road
Lot
- Size: 1.6 Acres
- Topography: Level,Sloping,Rolling,Wooded
Details
- Parcel number: 0013 B 00316
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Country
- Property subtype: Residential
Materials
- Frame, Cedar, Wood Siding, Stone
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Septic Tank
- Water: Community, See Remarks
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Gated
- Subdivision: The Settlement
HOA
- Has HOA: Yes
- HOA fee: $1,183 annually
Location
- Region: Epworth
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $558,441
- Annual tax amount: $2,047
- Date on market: 3/19/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Listed for sale | $1,399,777-3.5%$411/sqft |
Source: NGBOR #428783 Report a problem | ||
| 3/19/2026 | Listing removed | $1,450,000$426/sqft |
Source: NGBOR #419712 Report a problem | ||
| 10/19/2025 | Listed for sale | $1,450,000+94.6%$426/sqft |
Source: NGBOR #419712 Report a problem | ||
| 7/30/2020 | Sold | $745,000$219/sqft |
Source: NGBOR #298023 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,047 +9.3% | $223,376 +21.5% |
| 2023 | $1,874 -1.1% | $183,775 -1.1% |
| 2022 | $1,894 +33.3% | $185,800 +83.4% |
| 2021 | $1,421 -1.6% | $101,319 |
| 2020 | $1,444 -1.9% | $101,319 |
| 2019 | $1,472 -5.7% | $101,319 |
| 2018 | $1,561 | $101,319 -0.3% |
| 2017 | $1,561 +2.4% | $101,617 +13.2% |
| 2016 | $1,524 | $89,730 +673.5% |
| 2015 | $1,524 +640.4% | $11,600 -27.5% |
| 2014 | $206 | $16,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,726/mo
Principal & interest
$7219
Property taxes
$408
HOA Fees
$99
More affordability tools
Climate risks
Neighborhood: 30541
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10West Fannin Elementary SchoolGrades: PK-5Distance: 6.5 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 10.8 mi
- 5/10Fannin County High SchoolGrades: 9-12Distance: 9.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Fannin County
- Blue Ridge
- 30541
- 249 Settlement Rd






