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For sale
  • $400,000

    165 Daugherty Ferry Rd, Sale Creek, TN 37373

    4beds
    2,635sqft
    : 
    Single Family Residence
    Built in 2019
    0.75 Acres Lot
    $-- Zestimate®
    $152/sqft
    $21/mo HOA

    What's special

    Welcome to Rock Creek Estates in Sale Creek, where you can enjoy the space you've been wanting, the value that makes sense, and the convenience that keeps you connected. This 4-bedroom home with a dedicated office and loft is designed for buyers ready to upgrade their lifestyle--without giving up proximity to Chattanooga or weekends on Chickamauga Lake. Inside, the layout delivers exactly what you are searching for. The main-level office/flex space provides a true work-from-home solution, while the open-concept living area creates a natural flow for everyday living and entertaining. Upstairs, the private primary suite offers a quiet retreat, complemented by three additional bedrooms and a versatile loft--perfect for a second living area, media room, or play space. Set on a flat, usable lot, this property offers easy outdoor living with room to relax, entertain, or play--all without the added cost of flood insurance. Located in the county, you'll also benefit from NO CITY TAXES, adding long-term financial value to your investment. Zoned for Sale Creek Middle, High School and North Hamilton County Elementary School, this home combines the everyday functionality buyers need with the lifestyle they want. If you've been searching for a home that truly feels like an upgrade, this one delivers.
    16 hours
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    68
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    6
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa McKinsey 423-876-8032,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1532736

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Description: Full Bathroom
      • Level: Second
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Other
      • Description: Bathroom Half
      • Level: First
      Dining room
      • Level: First
      Living room
      • Level: First
      Loft
      • Level: Second
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave
      • Laundry: Lower Level, Laundry Room
      Features
      • Breakfast Bar, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Smart Camera(s)/Recording, Smart Home, Smart Thermostat, Storage, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Breakfast Nook, Separate Dining Room
      • Flooring: Carpet, Laminate, Luxury Vinyl
      • Windows: Blinds, Drapes, Double Pane Windows, Vinyl Frames
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 2,635
      • Total interior livable area: 2,635 sqft
      • Finished area above ground: 2,635
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway, Off Street, Garage Faces Front
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Porch, Porch - Covered
      • Exterior features: Other
      • Has view: Yes
      • View description: Mountain(s), Trees/Woods
      Lot
      • Size: 0.75 Acres
      • Dimensions: 80 x 413.17
      • Features: Back Yard, Few Trees, Front Yard, Level, Views
      Details
      • Additional structures: Outbuilding
      • Parcel number: 015h A 002

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other, Stone, Vinyl Siding
      • Foundation: Slab
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Subdivision: Rock Creek
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Maintenance Grounds
      • HOA fee: $21 monthly
      Location
      • Region: Sale Creek

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $404,100
      • Annual tax amount: $1,362
      • Date on market: 4/17/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Inclusions: Refrigerator, storage shed.
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/17/2026Listed for sale$400,000+2.8%$152/sqft
        Source: Greater Chattanooga Realtors #1532736 Report a problem
        3/12/2025Listing removed$389,000$148/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        2/9/2025Contingent$389,000$148/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        10/23/2024Price change$389,000-4%$148/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        9/9/2024Price change$405,000-3.6%$154/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        8/22/2024Price change$420,000-2.3%$159/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        7/12/2024Listed for sale$430,000+78.9%$163/sqft
        Source: Greater Chattanooga Realtors #1394757 Report a problem
        10/15/2019Sold$240,316+2.3%$91/sqft
        Source: Public Record Report a problem
        10/8/2019Pending sale$234,910$89/sqft
        Source: D.R. Horton - Chattanooga Report a problem
        7/20/2019Price change$234,910-0.9%$89/sqft
        Source: D.R. Horton - Chattanooga Report a problem
        5/15/2019Listed for sale$237,160$90/sqft
        Source: D.R. Horton - Chattanooga Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,540 +13%$101,025 +67%
        2024$1,363 +0.7%$60,500
        2023$1,354 $60,500
        2022$1,354 $60,500
        2021$1,354 -17.3%$60,500 +868%
        2020$1,637 +847.2%$6,250
        2019$173 --

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,140/mo
        Principal & interest
        $1936
        Property taxes
        $183
        HOA Fees
        $21
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          Climate risks

          Neighborhood: 37373

          Getting around

          16 / 100
          Car-Dependent
          28 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: North Hamilton Co Elementary
          • Middle: Sale Creek Middle
          • High: Sale Creek High

          Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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