Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience.
Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function.
Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
Active
Price cut: $5K (12/29)
$294,000
304 S Main St, Elgin, TX 78621
3beds
1,510sqft
Est.:
Single Family Residence
Built in 1940
5,702 Square Feet Lot
$-- Zestimate®
$195/sqft
$-- HOA
What's special
New dishwasherSpacious yardGenerous layoutTwo walk-in closetsArched doorwaysCozy bedroom nookClassic white picket fence
- 24 days |
- 181 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: December 29, 2025 at 11:27am
Listed by:
Sharon Carroll (512)233-4868,
Coldwell Banker Realty
Source: Central Texas MLS,MLS#: 599413
Originating MLS: Four Rivers Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric, 1 Unit
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Microwave, Washer, Some Electric Appliances
- Laundry: Washer Hookup, Electric Dryer Hookup, Laundry Closet, In Kitchen, Main Level
Features
- All Bedrooms Down, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen/Dining Combo, Laminate Counters, Multiple Closets, Storage, Shower Only, Separate Shower, Tub Shower, Walk-In Closet(s), Window Treatments, Breakfast Area
- Flooring: Tile, Wood
- Windows: Window Treatments
- Attic: Access Only
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,510 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Covered Patio, Porch, Private Yard, Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: Back Yard,Front Yard,Gate,Picket,Wood
- Has view: Yes
- View description: None
- Body of water: None
Lot
- Size: 5,702 Square Feet
Details
- Additional structures: Outbuilding
- Parcel number: 14388
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
Condition
- Resale
- Year built: 1940
Utilities & green energy
- Sewer: Not Connected (at lot), Public Sewer
- Water: Not Connected (at lot), Public
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: None
- Subdivision: Elgin City
HOA
- Has HOA: No
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $265,354
- Date on market: 12/12/2025
- Cumulative days on market: 25 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Texas Vet,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/29/2025 | Price change | $294,000-1.7%$195/sqft |
Source: | ||
| 12/20/2025 | Price change | $299,000-3.5%$198/sqft |
Source: | ||
| 12/12/2025 | Listed for sale | $310,000-6.1%$205/sqft |
Source: | ||
| 12/6/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/26/2025 | Price change | $330,000-1.5%$219/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $265,354 +9% |
| 2024 | $4,606 +18.3% | $243,455 +10% |
| 2023 | $3,893 -14.8% | $221,323 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,901/mo
Principal & interest
$1423
Property taxes
$375
Home insurance
$103
Climate risks
Neighborhood: 78621
Nearby schools
GreatSchools rating
- 2/10Elgin IntGrades: 5-6Distance: 0.6 mi
- 4/10Elgin Middle SchoolGrades: 7-8Distance: 1.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Booker T. Washington ELEM
- Middle: Elgin Middle School
- High: Elgin High School
- District: Elgin ISD
Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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