Active

Listed by: Coldwell Banker Realty Gilford NH

$389,000

31 Rays Way, Moultonborough, NH 03254

2beds

938sqft

Est.:

Single Family Residence

Built in 1971

0.34 Acres Lot

$384,000 Zestimate^®

$415/sqft

$-- HOA

What's special

Two-car garage

This is your opportunity to have your lake house! This cottage is just a 2-minute walk to boat docks and a community beach on Lake Winnipesaukee! Located in the desirable Hermit Cove. The association (Hermit Cove Association) has 25 homes and 21 boat slips for the residents, with a short waitlist for the boat slips. This turnkey property features an open-concept kitchen and living area with sliders opening to a spacious deck—perfect for entertaining. Recent updates include a new septic system (2024), a fully encapsulated crawlspace, a new stove, refrigerator, and water heater, a new driveway, and a two-car garage. Home is being sold mostly furnished. Association docks accommodate boats up to 24'6" (short waitlist) and offer a shared waterfront area for swimming, picnics, volleyball/badminton, and kayak or boat launching. Enjoy easy lakeside living in a beautiful Winnipesaukee setting. Come and take a look, you will be glad you did!

1 day

692

34

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating

Electric, Wood Stove

Cooling

Other

Features

Has basement: No

Interior area

Total structure area: 938
Total interior livable area: 938 sqft
Finished area above ground: 938
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Gravel, Driveway
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Waterfront features: Beach Access, Lake Access
Body of water: Lake Winnipesaukee
Frontage length: Road frontage: 100

Lot

Size: 0.34 Acres
Features: Neighborhood

Details

Parcel number: MOULM223L012
Zoning description: RES/AG

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage/Camp
Property subtype: Single Family Residence

Materials

Wood Frame
Foundation: Pillar/Post/Pier
Roof: Asphalt Shingle

Condition

New construction: No
Year built: 1971

Utilities & green energy

Electric: 100 Amp Service
Sewer: Private Sewer
Utilities for property: Cable Available

Community & HOA

Community

Subdivision: Hermit Cove Community Association

HOA

Amenities included: Beach Rights, Boat Slip/Dock
Services included: Plowing, Trash, Water, Condo Association Fee
Additional fee info: Fee: $1950

Location

Region: Moultonboro

Financial & listing details

Price per square foot: $415/sqft
Tax assessed value: $360,900
Annual tax amount: $2,039
Date on market: 4/22/2026
Road surface type: Dirt

Estimated market value

$384,000

$365,000 - $403,000

$2,020/mo

Price history

Date	Event	Price
4/22/2026	Listed for sale	$389,000+0.5%$415/sqft
Source: PrimeMLS #5084868 Report a problem
1/1/2026	Listing removed	$386,900$412/sqft
Source: PrimeMLS #5056981 Report a problem
10/31/2025	Price change	$386,900-2%$412/sqft
Source: PrimeMLS #5056981 Report a problem
10/18/2025	Price change	$394,900-1.3%$421/sqft
Source: PrimeMLS #5056981 Report a problem
9/25/2025	Price change	$399,900-3.6%$426/sqft
Source: PrimeMLS #5056981 Report a problem
9/13/2025	Price change	$414,900-3.5%$442/sqft
Source: PrimeMLS #5056981 Report a problem
8/17/2025	Listed for sale	$429,900+319.4%$458/sqft
Source: PrimeMLS #5056981 Report a problem
3/20/2013	Sold	$102,5000%$109/sqft
Source: Public Record Report a problem
1/15/2013	Listed for sale	$102,510$109/sqft
Source: Coldwell Banker Residential Brokerage - Laconia #4210753 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,039 +15.1%	$360,900 +16.1%
2023	$1,772 +36.1%	$310,900 +14.1%
2022	$1,302 -14.3%	$272,400 +27.9%
2020	$1,519 +2.7%	$213,000 +2.9%
2019	$1,479 -2.8%	$206,900 +5%
2018	$1,522 -1.2%	$197,100 +5.2%
2017	$1,540 -3%	$187,300 +3.1%
2016	$1,588 +1.5%	$181,700 +4.7%
2015	$1,564 +1.7%	$173,600
2014	$1,538 +2%	$173,600 +0.1%
2013	$1,508 -1.4%	$173,500 -2.9%
2012	$1,530 -8.6%	$178,700 -11.1%
2011	$1,674 -1.6%	$201,000 -4.1%
2010	$1,701 -3.8%	$209,500 -8.8%
2009	$1,769 -1.7%	$229,800 -2.2%
2008	$1,800 +9.4%	$235,000 -0.2%
2007	$1,645	$235,400