This is your opportunity to have your lake house! This cottage is just a 2-minute walk to boat docks and a community beach on Lake Winnipesaukee! Located in the desirable Hermit Cove. The association (Hermit Cove Association) has 25 homes and 21 boat slips for the residents, with a short waitlist for the boat slips. This turnkey property features an open-concept kitchen and living area with sliders opening to a spacious deck—perfect for entertaining. Recent updates include a new septic system (2024), a fully encapsulated crawlspace, a new stove, refrigerator, and water heater, a new driveway, and a two-car garage. Home is being sold mostly furnished. Association docks accommodate boats up to 24'6" (short waitlist) and offer a shared waterfront area for swimming, picnics, volleyball/badminton, and kayak or boat launching. Enjoy easy lakeside living in a beautiful Winnipesaukee setting. Come and take a look, you will be glad you did!
Active under contract
Listed by: Coldwell Banker Realty Gilford NH
$389,000
31 Rays Way, Moultonborough, NH 03254
2beds
938sqft
Single Family Residence
Built in 1971
0.34 Acres Lot
$373,800 Zestimate®
$415/sqft
$-- HOA
What's special
Two-car garage
- 45 days |
- 340 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Lucy Van Cleve,
Coldwell Banker Realty Gilford NH Off:603-524-2255
Source: PrimeMLS,MLS#: 5084868
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Electric, Wood Stove
Cooling
- Other
Features
- Has basement: No
Interior area
- Total structure area: 938
- Total interior livable area: 938 sqft
- Finished area above ground: 938
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Gravel, Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Waterfront features: Beach Access, Lake Access
- Body of water: Lake Winnipesaukee
- Frontage length: Road frontage: 100
Lot
- Size: 0.34 Acres
- Features: Neighborhood
Details
- Parcel number: MOULM223L012
- Zoning description: RES/AG
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Asphalt Shingle
Condition
- New construction: No
- Year built: 1971
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Private Sewer
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Hermit Cove Community Association
HOA
- Amenities included: Beach Rights, Boat Slip/Dock
- Services included: Plowing, Trash, Water, Condo Association Fee
- Additional fee info: Fee: $1950
Location
- Region: Moultonboro
Financial & listing details
- Price per square foot: $415/sqft
- Tax assessed value: $360,900
- Annual tax amount: $2,039
- Date on market: 4/22/2026
- Road surface type: Dirt
Estimated market value
$373,800
$355,000 - $392,000
$1,819/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/22/2026 | Listed for sale | $389,000+0.5%$415/sqft |
Source: | ||
| 1/1/2026 | Listing removed | $386,900$412/sqft |
Source: | ||
| 10/31/2025 | Price change | $386,900-2%$412/sqft |
Source: | ||
| 10/18/2025 | Price change | $394,900-1.3%$421/sqft |
Source: | ||
| 9/25/2025 | Price change | $399,900-3.6%$426/sqft |
Source: | ||
| 9/13/2025 | Price change | $414,900-3.5%$442/sqft |
Source: | ||
| 8/17/2025 | Listed for sale | $429,900+319.4%$458/sqft |
Source: | ||
| 3/20/2013 | Sold | $102,5000%$109/sqft |
Source: Public Record Report a problem | ||
| 1/15/2013 | Listed for sale | $102,510$109/sqft |
Source: Coldwell Banker Residential Brokerage - Laconia #4210753 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,039 +15.1% | $360,900 +16.1% |
| 2023 | $1,772 +36.1% | $310,900 +14.1% |
| 2022 | $1,302 -14.3% | $272,400 +27.9% |
| 2020 | $1,519 +2.7% | $213,000 +2.9% |
| 2019 | $1,479 -2.8% | $206,900 +5% |
| 2018 | $1,522 -1.2% | $197,100 +5.2% |
| 2017 | $1,540 -3% | $187,300 +3.1% |
| 2016 | $1,588 +1.5% | $181,700 +4.7% |
| 2015 | $1,564 +1.7% | $173,600 |
| 2014 | $1,538 +2% | $173,600 +0.1% |
| 2013 | $1,508 -1.4% | $173,500 -2.9% |
| 2012 | $1,530 -8.6% | $178,700 -11.1% |
| 2011 | $1,674 -1.6% | $201,000 -4.1% |
| 2010 | $1,701 -3.8% | $209,500 -8.8% |
| 2009 | $1,769 -1.7% | $229,800 -2.2% |
| 2008 | $1,800 +9.4% | $235,000 -0.2% |
| 2007 | $1,645 | $235,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 03254
Nearby schools
GreatSchools rating
- 8/10Moultonborough Central SchoolGrades: PK-5Distance: 4.9 mi
- 5/10Moultonborough Academy (Junior High)Grades: 6-8Distance: 4.9 mi
- 10/10Moultonborough AcademyGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Moultonborough Central School
- Middle: Moultonborough Academy
- High: Moultonborough Academy
Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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