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Active under contract
  • Listed by: Coldwell Banker Realty Gilford NH
    $389,000

    31 Rays Way, Moultonborough, NH 03254

    2beds
    938sqft
    : 
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    Single Family Residence
    Built in 1971
    0.34 Acres Lot
    $373,800 Zestimate®
    $415/sqft
    $-- HOA

    What's special

    Two-car garage
    This is your opportunity to have your lake house! This cottage is just a 2-minute walk to boat docks and a community beach on Lake Winnipesaukee! Located in the desirable Hermit Cove. The association (Hermit Cove Association) has 25 homes and 21 boat slips for the residents, with a short waitlist for the boat slips. This turnkey property features an open-concept kitchen and living area with sliders opening to a spacious deck—perfect for entertaining. Recent updates include a new septic system (2024), a fully encapsulated crawlspace, a new stove, refrigerator, and water heater, a new driveway, and a two-car garage. Home is being sold mostly furnished. Association docks accommodate boats up to 24'6" (short waitlist) and offer a shared waterfront area for swimming, picnics, volleyball/badminton, and kayak or boat launching. Enjoy easy lakeside living in a beautiful Winnipesaukee setting. Come and take a look, you will be glad you did!
    45 days
    |
    340
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lucy Van Cleve,

    Coldwell Banker Realty Gilford NH Off:603-524-2255

    Source: PrimeMLS,MLS#: 5084868MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Electric, Wood Stove
      Cooling
      • Other
      Features
      • Has basement: No
      Interior area
      • Total structure area: 938
      • Total interior livable area: 938 sqft
      • Finished area above ground: 938
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Gravel, Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Waterfront features: Beach Access, Lake Access
      • Body of water: Lake Winnipesaukee
      • Frontage length: Road frontage: 100
      Lot
      • Size: 0.34 Acres
      • Features: Neighborhood
      Details
      • Parcel number: MOULM223L012
      • Zoning description: RES/AG

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage/Camp
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt Shingle
      Condition
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Electric: 100 Amp Service
      • Sewer: Private Sewer
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Hermit Cove Community Association
      HOA
      • Amenities included: Beach Rights, Boat Slip/Dock
      • Services included: Plowing, Trash, Water, Condo Association Fee
      • Additional fee info: Fee: $1950
      Location
      • Region: Moultonboro

      Financial & listing details

      • Price per square foot: $415/sqft
      • Tax assessed value: $360,900
      • Annual tax amount: $2,039
      • Date on market: 4/22/2026
      • Road surface type: Dirt
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        Estimated market value

        $373,800

        $355,000 - $392,000

        $1,819/mo

        Price history

        DateEventPrice
        4/22/2026Listed for sale$389,000+0.5%$415/sqft
        Source: PrimeMLS #5084868 Report a problem
        1/1/2026Listing removed$386,900$412/sqft
        Source: PrimeMLS #5056981 Report a problem
        10/31/2025Price change$386,900-2%$412/sqft
        Source: PrimeMLS #5056981 Report a problem
        10/18/2025Price change$394,900-1.3%$421/sqft
        Source: PrimeMLS #5056981 Report a problem
        9/25/2025Price change$399,900-3.6%$426/sqft
        Source: PrimeMLS #5056981 Report a problem
        9/13/2025Price change$414,900-3.5%$442/sqft
        Source: PrimeMLS #5056981 Report a problem
        8/17/2025Listed for sale$429,900+319.4%$458/sqft
        Source: PrimeMLS #5056981 Report a problem
        3/20/2013Sold$102,5000%$109/sqft
        Source: Public Record Report a problem
        1/15/2013Listed for sale$102,510$109/sqft
        Source: Coldwell Banker Residential Brokerage - Laconia #4210753 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,039 +15.1%$360,900 +16.1%
        2023$1,772 +36.1%$310,900 +14.1%
        2022$1,302 -14.3%$272,400 +27.9%
        2020$1,519 +2.7%$213,000 +2.9%
        2019$1,479 -2.8%$206,900 +5%
        2018$1,522 -1.2%$197,100 +5.2%
        2017$1,540 -3%$187,300 +3.1%
        2016$1,588 +1.5%$181,700 +4.7%
        2015$1,564 +1.7%$173,600
        2014$1,538 +2%$173,600 +0.1%
        2013$1,508 -1.4%$173,500 -2.9%
        2012$1,530 -8.6%$178,700 -11.1%
        2011$1,674 -1.6%$201,000 -4.1%
        2010$1,701 -3.8%$209,500 -8.8%
        2009$1,769 -1.7%$229,800 -2.2%
        2008$1,800 +9.4%$235,000 -0.2%
        2007$1,645 $235,400

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 03254

          Getting around

          0 / 100
          Car-Dependent
          28 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Moultonborough Central School
          • Middle: Moultonborough Academy
          • High: Moultonborough Academy

          Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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