LAKEFRONT LIVING AT ITS BEST! This beautifully renovated, turnkey cottage offers the perfect Deep Creek Lake setting with wall of windows offering ample natural light and beautiful lake views. Private type-A dock featuring solid construction. The two-level raised rancher features 4 bedrooms and 3 full baths, providing plenty of space for family and guests. Gather around the wood-burning fireplace after a day on the lake or slopes, and enjoy the ease of a home that is being sold fully furnished and ready to enjoy from day one. A durable metal roof adds peace of mind, while the large storage shed provides plenty of room for water toys, outdoor equipment, and recreational gear. Seller has purchased the lake buy-down. Conveniently located near Wisp Resort and Lodestone Golf course, this property puts year-round recreation right at your doorstep. Whether you're looking for a family retreat, primary home, or lakefront investment, this home is ready to make memories!
Coming soon 10/03
$1,275,000
3105 Shingle Camp Rd, McHenry, MD 21541
4beds
2,480sqft
Single Family Residence
Built in 1970
0.48 Acres Lot
$1,059,100 Zestimate®
$514/sqft
$-- HOA
What's special
- 17 hours
- 109
- 14
Zillow last checked:
Listing updated:
Listed by:
Kellyann Green 301-501-4122,
Railey Realty, Inc. 301-387-2000,
Co-Listing Agent: Elizabeth Anne Ware 240-321-4122,
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2012888
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 1280
Heating
- Forced Air, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Lower Level
Features
- Combination Dining/Living, Combination Kitchen/Living, Entry Level Bedroom, Open Floorplan, Dry Wall
- Doors: Sliding Glass, Storm Door(s)
- Windows: Storm Window(s)
- Basement: Connecting Stairway,Exterior Entry,Finished,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 2,560
- Total interior livable area: 2,480 sqft
- Finished area above ground: 1,280
- Finished area below ground: 1,200
Property
Parking
- Parking features: Off Street
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Swimming Allowed, Sail, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.48 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1218017091
- Zoning: LR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick, Concrete
- Foundation: Block
- Roof: Metal
Condition
- Excellent
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Propane
Community & HOA
Community
- Subdivision: Shingle Camp
HOA
- Has HOA: No
Location
- Region: Mchenry
Financial & listing details
- Price per square foot: $514/sqft
- Tax assessed value: $730,133
- Annual tax amount: $8,119
- Date on market: 10/3/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,059,100
$932,000 - $1.21M
$2,150/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2008 | Sold | $422,000+115.9%$170/sqft |
Source: Public Record Report a problem | ||
| 6/29/1998 | Sold | $195,500$79/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $6,946 +1.3% | $730,133 +3.2% |
| 2025 | $6,860 -6.6% | $707,500 +12.5% |
| 2024 | $7,348 +14.2% | $629,100 +14.2% |
| 2023 | $6,432 +16.6% | $550,700 +16.6% |
| 2022 | $5,516 +1% | $472,300 +1% |
| 2021 | $5,464 +1% | $467,800 +1% |
| 2020 | $5,411 +1% | $463,300 +1% |
| 2019 | $5,359 +6% | $458,800 |
| 2018 | $5,056 0% | $458,800 |
| 2017 | $5,056 | $458,800 -0.6% |
| 2016 | -- | $461,400 |
| 2015 | -- | $461,400 |
| 2014 | -- | $461,400 -20.3% |
| 2013 | -- | $579,200 |
| 2012 | -- | $579,200 |
| 2011 | -- | $579,200 -0.9% |
| 2010 | -- | $584,400 +4.3% |
| 2009 | -- | $560,056 +4.5% |
| 2008 | -- | $535,713 +4.8% |
| 2007 | -- | $511,370 +15.5% |
| 2006 | -- | $442,866 +18.3% |
| 2005 | -- | $374,363 +22.4% |
| 2004 | -- | $305,860 +12.7% |
| 2003 | -- | $271,502 +14.5% |
| 2002 | -- | $237,146 +16.9% |
| 2001 | -- | $202,790 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21541
Nearby schools
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




