90 Acres of Breathtaking Panoramic Perfection. Experience the ultimate country lifestyle in this thoughtfully enhanced 3-bedroom, 3-bath estate. Designed for both grand entertaining and intimate relaxation, the home features a desirable first-floor bedroom suite and a finished walk-out basement with a contemporary family room and bath. The property's 90 acres offer a diverse landscape of rolling hills, a peaceful pond, and a traditional barn perfect for hobby farming. The modern outdoor living space—highlighted by a unique heated glass-window pool—offers a resort-like experience with a backdrop of sweeping valley vistas. Private, sophisticated, and undeniably rare.
Active
$1,200,000
320 Merchant Road, Jefferson, NY 12093
3beds
1,992sqft
Single Family Residence, Residential
Built in 1860
90 Acres Lot
$1,119,900 Zestimate®
$602/sqft
$-- HOA
What's special
Peaceful pondFinished walk-out basementDesirable first-floor bedroom suiteModern outdoor living spaceUnique heated glass-window pool
- 162 days |
- 295 |
- 26 |
Zillow last checked:
Listing updated:
Listing by:
Country Boy Realty 518-234-4371,
Matthew Loder 518-378-1235
Source: Global MLS,MLS#: 202531017
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Full bathroom
- Level: Second
Full bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Ductless, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: Laundry Room
Features
- Solid Surface Counters
- Flooring: Wood, Ceramic Tile, Hardwood
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove, Living Room
Interior area
- Total structure area: 1,992
- Total interior livable area: 1,992 sqft
- Finished area above ground: 1,992
- Finished area below ground: 700
Video & virtual tour
Property
Parking
- Total spaces: 10
- Parking features: Off Street, Stone, Circular Driveway, Driveway
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Patio & porch: Composite Deck, Deck, Patio
- Pool features: In Ground
- Has view: Yes
- View description: Mountain(s), Pasture, Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
Lot
- Size: 90 Acres
- Features: Level, Meadow, Mountain(s), Road Frontage, Views
Details
- Additional structures: Barn(s)
- Parcel number: 433600 145418
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farm,Farmhouse
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Block, Brick/Mortar, Stone
- Roof: Shingle,Asphalt
Condition
- New construction: No
- Year built: 1860
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: No
Location
- Region: Jefferson
Financial & listing details
- Price per square foot: $602/sqft
- Tax assessed value: $330,000
- Annual tax amount: $7,900
- Date on market: 12/20/2025
Estimated market value
$1,119,900
$1.06M - $1.18M
$2,608/mo
Price history
| Date | Event | Price |
|---|---|---|
| 12/20/2025 | Listed for sale | $1,200,000+300%$602/sqft |
Source:  Global MLS #202531017 Report a problem | ||
| 11/12/2020 | Sold | $300,000$151/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $132,000 |
| 2023 | -- | $132,000 |
| 2022 | -- | $132,000 +2.3% |
| 2021 | -- | $129,010 |
| 2020 | -- | $129,010 |
| 2019 | -- | $129,010 -8.9% |
| 2018 | -- | $141,650 +11.1% |
| 2017 | $7,067 | $127,500 |
| 2016 | -- | $127,500 |
| 2015 | -- | $127,500 |
| 2014 | -- | $127,500 |
| 2013 | -- | $127,500 |
| 2012 | -- | $127,500 |
| 2011 | -- | $127,500 |
| 2010 | -- | $127,500 |
| 2009 | -- | $127,500 |
| 2008 | -- | $127,500 |
| 2007 | -- | $127,500 |
| 2006 | -- | $127,500 |
| 2005 | -- | $127,500 |
| 2004 | -- | $127,500 |
| 2003 | -- | $127,500 |
| 2002 | -- | $127,500 |
| 2001 | -- | $127,500 |
| 2000 | -- | $127,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12093
Nearby schools
GreatSchools rating
- 4/10Jefferson Central SchoolGrades: PK-12Distance: 1.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Schoharie County
- Jefferson
- 12093
- 320 Merchant Road
Nearby cities
Nearby zip codes
Other Jefferson Topics
