For sale

Price cut: $26K (6/25)

$599,000

3504 Banks Rd, Chattanooga, TN 37421

4beds

3,134sqft

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Single Family Residence

Built in 1974

0.55 Acres Lot

$-- Zestimate^®

$191/sqft

$-- HOA

What's special

Beautifully renovated 4-bedroom, 3.5-bath retreat on a private, wooded 0.55-acre lot in established East Brainerd. Fully remodeled in 2022 with 3,134 sq ft across three levels - including a finished walkout basement for flexible living, guest, or media space. Big-ticket items already done: new roof, fresh interior throughout, and premium plantation shutters. A roofed, screened back deck (added 2023) extends the living space outdoors, overlooking the cleared yard and mature trees. Hamilton County jurisdiction means no city property taxes, and you're zoned for the sought-after East Hamilton school district. Minutes to Hamilton Place, I-75, and downtown Chattanooga's dining and entertainment. Move-in ready - generous floorplan, private lot, big projects done.

47 days

678

70

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: Second

Bedroom

Level: Second

Bedroom

Level: Basement

Primary bathroom

Level: First

Bathroom

Level: Second

Bathroom

Level: Basement

Den

Level: Basement

Dining room

Level: First

Kitchen

Level: First

Laundry

Level: First

Living room

Level: First

Office

Level: Basement

Utility room

Level: Basement

Heating

Central

Cooling

Central Air

Features

Breakfast Bar, Double Vanity, High Speed Internet, Open Floorplan, Primary Downstairs, Recessed Lighting, Storage, Stone Counters, Wired for Data, Plumbed
Basement: Full
Has fireplace: Yes
Fireplace features: Dining Room

Interior area

Total structure area: 3,134
Total interior livable area: 3,134 sqft
Finished area above ground: 2,881

Property

Parking

Total spaces: 2
Parking features: Garage, Garage Door Opener, Garage Faces Front
Attached garage spaces: 2

Features

Exterior features: Garden, Lighting, Playground, Private Yard, Rain Gutters

Lot

Size: 0.55 Acres
Dimensions: 100 x 240
Features: Back Yard, Cleared, Garden, Private, Wooded

Details

Parcel number: 150 149.01

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block

Condition

New construction: No
Year built: 1974

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Connected, Electricity Connected, Water Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $191/sqft
Tax assessed value: $544,700
Annual tax amount: $2,064
Date on market: 5/27/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/25/2026	Price change	$599,000-4.2%$191/sqft
Source: Greater Chattanooga Realtors #1535482 Report a problem
5/27/2026	Listed for sale	$625,000+13.6%$199/sqft
Source: Greater Chattanooga Realtors #1535482 Report a problem
8/15/2022	Sold	$550,000$175/sqft
Source: Greater Chattanooga Realtors #1358888 Report a problem
7/16/2022	Contingent	$550,000$175/sqft
Source: Greater Chattanooga Realtors #1358888 Report a problem
7/13/2022	Listed for sale	$550,000+189.5%$175/sqft
Source: Greater Chattanooga Realtors #1358888 Report a problem
2/23/2022	Sold	$190,000$61/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,073 +81.3%	$136,175 +168.6%
2024	$1,143	$50,700
2023	$1,143	$50,700
2022	$1,143 +0.8%	$50,700
2021	$1,134 -10.8%	$50,700 +10.3%
2020	$1,271	$45,975
2019	$1,271	$45,975
2018	$1,271 -0.7%	$45,975
2017	$1,280 +6.1%	$45,975
2016	$1,206	--
2015	$1,206	$43,300
2014	$1,206 -45.2%	--
2013	$2,200	$43,300 -0.1%
2012	$2,200	$43,350
2011	$2,200	$43,350
2010	$2,200 +7.9%	$43,350
2009	$2,039	$43,350 +10.8%
2008	--	$39,125
2007	--	$39,125
2006	--	$39,125
2005	--	$39,125 +23.5%
2004	--	$31,675
2003	--	$31,675
2002	--	$31,675
2001	--	$31,675 +5.8%
2000	--	$29,925

Find assessor info on the county website

Monthly payment

Est. payment

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: East Brainerd

Getting around

5 / 100

Car-Dependent

0 / 100

No Nearby Transit

5 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Wolftever Creek Elementary School
Grades: PK-5Distance: 3.3 mi
7/10
East Hamilton Middle School
Grades: 6-8Distance: 3.5 mi
9/10
East Hamilton School
Grades: 9-12Distance: 1.8 mi

Schools provided by the listing agent

Elementary: Wolftever Elementary
Middle: East Hamilton
High: East Hamilton

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.