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For sale
  • $940,000

    3504 Dragons Ridge Rd, Panama City Beach, FL 32408

    4beds
    3,055sqft
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    Single Family Residence
    Built in 1998
    0.36 Acres Lot
    $-- Zestimate®
    $308/sqft
    $-- HOA

    What's special

    Private poolGas fireplaceGas stoveFresh interior paintPristine fairway viewsMultiple light-filled living spacesBreathtaking views
    Upgrade your Zoom background permanently. Work from a private home office overlooking the green, take your lunch break by your private pool, and live minutes from the Gulf beaches. Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces. Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room. The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power window shades, a central vacuum system, and floor-integrated outlets for seamless furniture placement. Seasonal decorating is made effortless by a specialized front-porch timer for holiday lighting, while the exterior is fully fortified with hurricane fabric and shutters. With a three-car garage providing ample storage and one of the two HVAC units replaced in 2022, every mechanical and aesthetic detail has been meticulously maintained. Wake up to pristine fairway views, spend your morning on the only Nicklaus Design course in Northwest Florida, and your afternoon at St. Andrews State Park. This isn't a vacation, it's your everyday life. The outdoor experience is truly your own slice of paradise, situated perfectly between the 10th hole and 11th tee box of the Legends golf course. The backyard sanctuary features a heated in-ground pool with a tranquil waterfall--newly resurfaced in 2024--surrounded by professional landscaping and breathtaking views. Whether you're watching a family of deer graze on the green at dawn or enjoying the glow of the 2023 exterior lighting at dusk, the atmosphere is one of total serenity. Tucked away from the city's hustle yet just minutes from the white sandy beaches and local amenities, this home offers the rare balance of an established, quiet community with world-class leisure right at your doorstep.
    68 days
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    389
    |
    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mary Sowell 850-832-9496,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 789959MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
      Primary bedroom
      • Dimensions: 20.4 x 14.11
      Bedroom
      • Dimensions: 15.11 x 14.11
      Bedroom
      • Dimensions: 16.1 x 11
      Bedroom
      • Dimensions: 14.9 x 12.3
      Primary bathroom
      • Dimensions: 11.7 x 36.6
      Dining room
      • Dimensions: 13.1 x 17.9
      Family room
      • Dimensions: 16.11 x 17.4
      Foyer
      • Dimensions: 9.5 x 8.5
      Other
      • Dimensions: 9.1 x 11.5
      Other
      • Dimensions: 9.3 x 5.6
      Garage
      • Dimensions: 33.11 x 22.11
      Kitchen
      • Dimensions: 14.9 x 16.7
      Laundry
      • Dimensions: 18.8 x 17.2
      Living room
      • Dimensions: 22.6 x 24.1
      Other
      • Description: Office Nook
      • Dimensions: 5.11 x 7.11
      Other
      • Description: Primary Closet 1
      • Dimensions: 4.2 x 11.7
      Other
      • Description: Primary Closet 2
      • Dimensions: 9.1 x 6.3
      Heating
      • Central, Fireplace(s), Natural Gas
      Cooling
      • Attic Fan, Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Gas Range
      Features
      • Central Vacuum, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s), Entrance Foyer
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 3,055
      • Total interior livable area: 3,055 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Circular Driveway, Garage, Garage Door Opener
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Patio
      • Has private pool: Yes
      • Pool features: Gunite, Gas Heat, In Ground, Private
      • Fencing: Full,Fenced
      Lot
      • Size: 0.36 Acres
      • Dimensions: 94 x 161 x 100 x 165
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 31402963000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Gated
      • Security: Gated with Guard, Gated Community, Security System, Smoke Detector(s)
      • Subdivision: Queensberry Ltd At Bay Point
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $308/sqft
      • Tax assessed value: $672,291
      • Annual tax amount: $8,036
      • Date on market: 7/18/2026
      • Cumulative days on market: 153 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/18/2026Listed for sale$940,000$308/sqft
        Source: CPAR #789959 Report a problem
        7/6/2026Pending sale$940,000$308/sqft
        Source: CPAR #789959 Report a problem
        5/15/2026Listed for sale$940,000+16.3%$308/sqft
        Source: CPAR #789959 Report a problem
        2/1/2022Sold$808,000-2%$264/sqft
        Source: CPAR #719751 Report a problem
        12/15/2021Contingent$824,900$270/sqft
        Source: CPAR #719751 Report a problem
        12/3/2021Listed for sale$824,900+13%$270/sqft
        Source: CPAR #719751 Report a problem
        4/30/2021Sold$730,000-5.8%$239/sqft
        Source: CPAR #706658 Report a problem
        1/20/2021Contingent$775,000$254/sqft
        Source: CPAR #706658 Report a problem
        1/16/2021Listed for sale$775,000$254/sqft
        Source: CPAR #706658 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,820 -2.3%$672,291 -0.5%
        2023$8,003 +14.3%$675,974 +5.6%
        2022$7,003 $640,086
        2021-- --
        2020$2,994 -3.7%$280,516 -2.3%
        2019$3,110 $287,098 +1.9%
        2018$3,110 +0.5%$281,745 +2.1%
        2017$3,094 +1.6%$275,950 +2.1%
        2016$3,046 -1.6%$270,274 +0.7%
        2015$3,095 $268,395 +0.8%
        2014$3,095 $266,265 +1.5%
        2013-- $262,330 -1.3%
        2012-- $265,683 +6.1%
        2011-- $250,432 +1.5%
        2010-- $246,731 +6.6%
        2009-- $231,395 +0.1%
        2008-- $231,164 +3%
        2007-- $224,431 +2.5%
        2006-- $218,957 +3%
        2005-- $212,580 +3%
        2004-- $206,388 +1.9%
        2003-- $202,540 +2.4%
        2002-- $197,793 +1.6%
        2001-- $194,678 +3%
        2000-- $189,008
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        6 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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