Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat--combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.
For sale
Price cut: $20K (8/24)
$920,000
3504 Dragons Ridge Rd, Panama City Beach, FL 32408
4beds
3,055sqft
Single Family Residence
Built in 1998
0.36 Acres Lot
$-- Zestimate®
$301/sqft
$144/mo HOA
What's special
Gas fireplaceFresh paintGas stovePristine fairway viewsFloor-integrated outletsHigh-end crown moldingPremium appliances
- 117 days
- 706
- 60
Zillow last checked:
Listing updated:
Listed by:
Mary Sowell 850-832-9496,
Keller Williams Success Realty
Source: CPAR,MLS#: 789959
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
- Dimensions: 20.4 x 14.11
Bedroom
- Dimensions: 15.11 x 14.11
Bedroom
- Dimensions: 16.1 x 11
Bedroom
- Dimensions: 14.9 x 12.3
Primary bathroom
- Dimensions: 11.7 x 36.6
Dining room
- Dimensions: 13.1 x 17.9
Family room
- Dimensions: 16.11 x 17.4
Foyer
- Dimensions: 9.5 x 8.5
Other
- Dimensions: 9.1 x 11.5
Other
- Dimensions: 9.3 x 5.6
Garage
- Dimensions: 33.11 x 22.11
Kitchen
- Dimensions: 14.9 x 16.7
Laundry
- Dimensions: 18.8 x 17.2
Living room
- Dimensions: 22.6 x 24.1
Other
- Description: Office Nook
- Dimensions: 5.11 x 7.11
Other
- Description: Primary Closet 1
- Dimensions: 4.2 x 11.7
Other
- Description: Primary Closet 2
- Dimensions: 9.1 x 6.3
Heating
- Central, Fireplace(s), Natural Gas
Cooling
- Attic Fan, Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Gas Range
Features
- Central Vacuum, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s), Entrance Foyer
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 3,055
- Total interior livable area: 3,055 sqft
Property
Parking
- Total spaces: 3
- Parking features: Circular Driveway, Garage, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Patio
- Has private pool: Yes
- Pool features: Gunite, Gas Heat, In Ground, Private
- Fencing: Full,Fenced
Lot
- Size: 0.36 Acres
- Dimensions: 94 x 161 x 100 x 165
- Features: Sprinkler System, Paved
Details
- Parcel number: 31402963000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Gated
- Security: Gated with Guard, Gated Community, Security System, Smoke Detector(s)
- Subdivision: Queensberry Ltd At Bay Point
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Association Management
- HOA fee: $1,725 annually
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $301/sqft
- Tax assessed value: $672,291
- Annual tax amount: $8,036
- Date on market: 7/18/2026
- Cumulative days on market: 202 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Price change | $920,000-2.1%$301/sqft |
Source:  CPAR #789959 Report a problem | ||
| 7/18/2026 | Listed for sale | $940,000$308/sqft |
Source: CPAR #789959 Report a problem | ||
| 7/6/2026 | Pending sale | $940,000$308/sqft |
Source: CPAR #789959 Report a problem | ||
| 5/15/2026 | Listed for sale | $940,000+16.3%$308/sqft |
Source: CPAR #789959 Report a problem | ||
| 2/1/2022 | Sold | $808,000-2%$264/sqft |
Source: CPAR #719751 Report a problem | ||
| 12/15/2021 | Contingent | $824,900$270/sqft |
Source: CPAR #719751 Report a problem | ||
| 12/3/2021 | Listed for sale | $824,900+13%$270/sqft |
Source: CPAR #719751 Report a problem | ||
| 4/30/2021 | Sold | $730,000-5.8%$239/sqft |
Source: CPAR #706658 Report a problem | ||
| 1/20/2021 | Contingent | $775,000$254/sqft |
Source: CPAR #706658 Report a problem | ||
| 1/16/2021 | Listed for sale | $775,000$254/sqft |
Source: CPAR #706658 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,820 -2.3% | $672,291 -0.5% |
| 2023 | $8,003 +14.3% | $675,974 +5.6% |
| 2022 | $7,003 | $640,086 |
| 2021 | -- | -- |
| 2020 | $2,994 -3.7% | $280,516 -2.3% |
| 2019 | $3,110 | $287,098 +1.9% |
| 2018 | $3,110 +0.5% | $281,745 +2.1% |
| 2017 | $3,094 +1.6% | $275,950 +2.1% |
| 2016 | $3,046 -1.6% | $270,274 +0.7% |
| 2015 | $3,095 | $268,395 +0.8% |
| 2014 | $3,095 | $266,265 +1.5% |
| 2013 | -- | $262,330 -1.3% |
| 2012 | -- | $265,683 +6.1% |
| 2011 | -- | $250,432 +1.5% |
| 2010 | -- | $246,731 +6.6% |
| 2009 | -- | $231,395 +0.1% |
| 2008 | -- | $231,164 +3% |
| 2007 | -- | $224,431 +2.5% |
| 2006 | -- | $218,957 +3% |
| 2005 | -- | $212,580 +3% |
| 2004 | -- | $206,388 +1.9% |
| 2003 | -- | $202,540 +2.4% |
| 2002 | -- | $197,793 +1.6% |
| 2001 | -- | $194,678 +3% |
| 2000 | -- | $189,008 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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