Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces. Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room.
The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power window shades, a central vacuum system, and floor-integrated outlets for seamless furniture placement. Seasonal decorating is made effortless by a specialized front-porch timer for holiday lighting, while the exterior is fully fortified with hurricane fabric and shutters. With a three-car garage providing ample storage and one of the two HVAC units replaced in 2022, every mechanical and aesthetic detail has been meticulously maintained.
The outdoor experience is truly your own slice of paradise, situated perfectly between the 10th hole and 11th tee box of the Legends golf course. The backyard sanctuary features a heated in-ground pool with a tranquil waterfall--newly resurfaced in 2024--surrounded by professional landscaping and breathtaking views. Whether you're watching a family of deer graze on the green at dawn or enjoying the glow of the 2023 exterior lighting at dusk, the atmosphere is one of total serenity. Tucked away from the city's hustle yet just minutes from the white sandy beaches and local amenities, this home offers the rare balance of an established, quiet community with world-class leisure right at your doorstep.
For sale
$940,000
3504 Dragons Ridge Rd, Panama City Beach, FL 32408
4beds
3,055sqft
Single Family Residence
Built in 1998
0.36 Acres Lot
$-- Zestimate®
$308/sqft
$-- HOA
What's special
Gas fireplaceGas stoveFresh interior paintMultiple light-filled living spacesBreathtaking viewsFloor-integrated outletsHigh-end crown molding
- 21 days |
- 586 |
- 47 |
Zillow last checked:
Listing updated:
Listed by:
Mary Sowell 850-832-9496,
Keller Williams Success Realty
Source: CPAR,MLS#: 789959
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
- Dimensions: 20.4 x 14.11
Bedroom
- Dimensions: 15.11 x 14.11
Bedroom
- Dimensions: 16.1 x 11
Bedroom
- Dimensions: 14.9 x 12.3
Primary bathroom
- Dimensions: 11.7 x 36.6
Dining room
- Dimensions: 13.1 x 17.9
Family room
- Dimensions: 16.11 x 17.4
Foyer
- Dimensions: 9.5 x 8.5
Other
- Dimensions: 9.1 x 11.5
Other
- Dimensions: 9.3 x 5.6
Garage
- Dimensions: 33.11 x 22.11
Kitchen
- Dimensions: 14.9 x 16.7
Laundry
- Dimensions: 18.8 x 17.2
Living room
- Dimensions: 22.6 x 24.1
Other
- Description: Office Nook
- Dimensions: 5.11 x 7.11
Other
- Description: Primary Closet 1
- Dimensions: 4.2 x 11.7
Other
- Description: Primary Closet 2
- Dimensions: 9.1 x 6.3
Heating
- Central, Fireplace(s), Natural Gas
Cooling
- Attic Fan, Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Gas Range
Features
- Central Vacuum, Smart Thermostat, Entrance Foyer
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 3,055
- Total interior livable area: 3,055 sqft
Property
Parking
- Total spaces: 3
- Parking features: Circular Driveway, Garage, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Patio
- Has private pool: Yes
- Pool features: Gunite, Gas Heat, In Ground, Private
- Fencing: Full,Fenced
Lot
- Size: 0.36 Acres
- Dimensions: 94 x 161 x 100 x 165
- Features: Sprinkler System, Paved
Details
- Parcel number: 31402963000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Gated
- Security: Gated with Guard, Gated Community, Security System, Smoke Detector(s)
- Subdivision: Queensberry Ltd At Bay Point
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $308/sqft
- Tax assessed value: $672,291
- Annual tax amount: $8,036
- Date on market: 5/15/2026
- Cumulative days on market: 105 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Listed for sale | $940,000+16.3%$308/sqft |
Source:  CPAR #789959 Report a problem | ||
| 2/1/2022 | Sold | $808,000-2%$264/sqft |
Source: CPAR #719751 Report a problem | ||
| 12/15/2021 | Contingent | $824,900$270/sqft |
Source: CPAR #719751 Report a problem | ||
| 12/3/2021 | Listed for sale | $824,900+13%$270/sqft |
Source: CPAR #719751 Report a problem | ||
| 4/30/2021 | Sold | $730,000-5.8%$239/sqft |
Source: CPAR #706658 Report a problem | ||
| 1/20/2021 | Contingent | $775,000$254/sqft |
Source: CPAR #706658 Report a problem | ||
| 1/16/2021 | Listed for sale | $775,000$254/sqft |
Source: CPAR #706658 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,820 -2.3% | $672,291 -0.5% |
| 2023 | $8,003 +14.3% | $675,974 +5.6% |
| 2022 | $7,003 | $640,086 |
| 2021 | -- | -- |
| 2020 | $2,994 -3.7% | $280,516 -2.3% |
| 2019 | $3,110 | $287,098 +1.9% |
| 2018 | $3,110 +0.5% | $281,745 +2.1% |
| 2017 | $3,094 +1.6% | $275,950 +2.1% |
| 2016 | $3,046 -1.6% | $270,274 +0.7% |
| 2015 | $3,095 | $268,395 +0.8% |
| 2014 | $3,095 | $266,265 +1.5% |
| 2013 | -- | $262,330 -1.3% |
| 2012 | -- | $265,683 +6.1% |
| 2011 | -- | $250,432 +1.5% |
| 2010 | -- | $246,731 +6.6% |
| 2009 | -- | $231,395 +0.1% |
| 2008 | -- | $231,164 +3% |
| 2007 | -- | $224,431 +2.5% |
| 2006 | -- | $218,957 +3% |
| 2005 | -- | $212,580 +3% |
| 2004 | -- | $206,388 +1.9% |
| 2003 | -- | $202,540 +2.4% |
| 2002 | -- | $197,793 +1.6% |
| 2001 | -- | $194,678 +3% |
| 2000 | -- | $189,008 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 3.4 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 9.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 7.2 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 3504 Dragons Ridge Rd
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