For sale

Price cut: $15K (7/11)

$520,000

3525 Haystack Ln, Apison, TN 37302

4beds

2,532sqft

$3,094/mo

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Single Family Residence

Built in 2022

5,662 Square Feet Lot

$513,600 Zestimate^®

$205/sqft

$92/mo HOA

What's special

Cozy gas fireplaceWalk-in closetLarge islandFenced backyardGas rangeMain-level primary suiteLow-maintenance yard

Step inside to an open-concept layout filled with natural light, soaring ceilings, and thoughtfully designed living spaces. The kitchen overlooks the main living area and is equipped with granite countertops, a large island, pantry, gas range, and ample cabinetry--perfect for entertaining or everyday living. A formal dining room and cozy gas fireplace add warmth and character throughout the home. The main-level primary suite provides a private retreat with a spa-like bath featuring double vanities, a soaking tub, and a walk-in closet. Upstairs, you'll find 3 additional bedrooms and generous walk-in attic storage. Outside, enjoy covered outdoor living, fenced backyard and low-maintenance yard in a sidewalk-lined neighborhood with community amenities including a pool, splash pad, playground, dog park and walking paths.

60 days

253

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: Second

Bedroom

Level: Second

Bedroom

Level: Second

Bathroom

Description: Bathroom Half
Level: First

Other

Level: First

Dining room

Level: First

Great room

Level: First

Laundry

Level: First

Heating

Central, Electric

Cooling

Central Air, Ceiling Fan(s), Electric, Multi Units

Appliances

Included: Disposal, Dishwasher, Gas Range, Microwave, Stainless Steel Appliance(s), Tankless Water Heater, Wall Oven
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Features

Double Vanity, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Soaking Tub, Walk-In Closet(s), En Suite, Separate Dining Room
Flooring: Carpet, Tile, Engineered Hardwood
Windows: Insulated Windows, Vinyl Frames
Basement: None
Number of fireplaces: 1
Fireplace features: Gas Log, Great Room

Interior area

Total structure area: 2,532
Total interior livable area: 2,532 sqft
Finished area above ground: 2,532

Property

Parking

Total spaces: 2
Parking features: Concrete, Driveway, Garage Door Opener, Garage Faces Front
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Patio, Porch - Covered
Exterior features: Rain Gutters
Pool features: Community
Fencing: Back Yard,Aluminum

Lot

Size: 5,662 Square Feet
Dimensions: 125 x 46
Features: Level

Details

Parcel number: 173h C 060

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Fiber Cement
Foundation: Slab
Roof: Asphalt,Shingle

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities

Community & HOA

Community

Features: Sidewalks
Security: Smoke Detector(s)
Subdivision: Magnolia Farms

HOA

Has HOA: Yes
Amenities included: Cabana, Dog Park, Picnic Area, Playground, Parking, Pool, Pond Seasonal
HOA fee: $1,100 annually

Location

Region: Apison

Financial & listing details

Price per square foot: $205/sqft
Tax assessed value: $511,000
Annual tax amount: $1,945
Date on market: 5/25/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$513,600

$488,000 - $539,000

$2,842/mo

Price history

Date	Event	Price
7/11/2026	Price change	$520,000-2.8%$205/sqft
Source: Greater Chattanooga Realtors #1535384 Report a problem
5/25/2026	Listed for sale	$535,000+10.3%$211/sqft
Source: Greater Chattanooga Realtors #1535384 Report a problem
4/22/2024	Sold	$484,900$192/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,945 -6%	$127,750 +38.8%
2024	$2,068 +0.4%	$92,050
2023	$2,059 +84.6%	$92,050 +84.6%
2022	$1,116 +299%	$49,875 +299%
2021	$280	$12,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37302

Getting around

0 / 100

Car-Dependent

4 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

9/10
Apison Elementary School
Grades: PK-5Distance: 0.6 mi
7/10
East Hamilton Middle School
Grades: 6-8Distance: 0.5 mi
9/10
East Hamilton School
Grades: 9-12Distance: 1.8 mi

Schools provided by the listing agent

Elementary: Apison Elementary
Middle: East Hamilton
High: East Hamilton

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.