This is what "like new" is supposed to mean! Just 3 years old, impeccably maintained, and so lightly lived in that it feels virtually untouched, this extraordinary home shows as though the keys were just handed over from the builder. And then there's THE VIEW. Photos simply cannot capture the experience of seeing the ponds and golf course unfold behind the home-you truly have to see it in person to appreciate just how special this property is. Set against a remarkable backdrop of ponds and the 7th hole of Bowes Creek Country Club's award-winning golf course, this 2023 residence pairs an extraordinary setting with 5,382sqft of beautifully finished living space. 5 bedrooms, 5.1 baths and an extensive collection of builder and post-build enhancements create a home that feels distinctly custom. Just as noteworthy is its condition: remarkably lightly lived in and meticulously cared for by its original owner, the home retains the look and feel of a brand-new residence. At the heart of the home, the open kitchen and family room flow effortlessly into the sunroom, creating an expansive living space framed by beautiful water and golf course views. The gourmet kitchen is finished with ceiling-height stacked cabinetry, quartz countertops, a 6' island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances, including wall oven/microwave and gas cooktop. A main-level fifth bedroom with full bath offers a private and versatile space for guests or multigenerational living. Upstairs, the primary suite is a retreat of its own, with a sitting room, tray ceiling, dual walk-in closets with custom organization and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level extends the home's living and entertaining space with a wet bar, full bath and generous storage. The outdoor spaces are every bit as compelling as the interior. An impressive Trex deck with illuminated glass panels and integrated lighting seemingly floats above the landscape, preserving sweeping views across the ponds, golf course and open sky. Below, a paver patio and fire pit offer a more intimate setting while remaining connected to the view. Whether enjoyed in the quiet of the morning or illuminated in the evening, the setting is one that photographs simply cannot fully capture. Thoughtful enhancements continue throughout with zoned Sonos surround sound and iPad control, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV charger. Nearly new in condition yet extensively enhanced beyond its original build, this is a rare convergence of scale, Toll Brothers craftsmanship, technology and an irreplaceable golf-and-water setting in Bowes Creek Country Club.
New
$1,199,000
3527 S Riding Rdg, Elgin, IL 60124
5beds
5,382sqft
Single Family Residence
Built in 2023
0.26 Acres Lot
$-- Zestimate®
$223/sqft
$46/mo HOA
What's special
Ceiling-height stacked cabinetrySmart blindsWet barGourmet kitchenGenerous storageEpoxy garage flooringCentral vacuum
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Zillow last checked:
Listing updated:
Listed by:
Matthew Kveton 314-440-2235,
Keller Williams Inspire
Source: MRED as distributed by MLS GRID,MLS#: 12741709
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom 5, Eating Area, Sitting Room, Heated Sun Room, Family Room, Foyer, Utility Room-Lower Level, Storage
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Blinds), Bathroom (Full, Double Sink, Tub & Separate Shwr)
- Level: Second
- Area: 294 Square Feet
- Dimensions: 21X14
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 4
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 5
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 14X11
Dining room
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Eating area
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14X9
Family room
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 289 Square Feet
- Dimensions: 17X17
Other
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Basement
- Area: 943 Square Feet
- Dimensions: 41X23
Foyer
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 190 Square Feet
- Dimensions: 19X10
Other
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 162 Square Feet
- Dimensions: 18X9
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Luxury Vinyl)
- Level: Main
- Area: 252 Square Feet
- Dimensions: 18X14
Laundry
- Features: Flooring (Luxury Vinyl)
- Level: Second
- Area: 60 Square Feet
- Dimensions: 10X6
Living room
- Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14X12
Sitting room
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 96 Square Feet
- Dimensions: 12X8
Storage
- Features: Flooring (Other)
- Level: Basement
- Area: 180 Square Feet
- Dimensions: 18X10
Other
- Features: Flooring (Other), Window Treatments (Blinds)
- Level: Basement
- Area: 493 Square Feet
- Dimensions: 29X17
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Cooktop, Oven
- Laundry: Upper Level, Gas Dryer Hookup, In Unit, Sink
Features
- Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
- Flooring: Carpet
- Windows: Blinds
- Basement: Finished,Exterior Entry,9 ft + pour,Rec/Family Area,Storage Space,Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Log, Family Room
Interior area
- Total structure area: 5,382
- Total interior livable area: 5,382 sqft
- Finished area below ground: 1,772
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water, Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- Waterfront features: Waterfront
Lot
- Size: 0.26 Acres
- Features: On Golf Course, Views
Details
- Parcel number: 0536279013
- Special conditions: List Broker Must Accompany
- Other equipment: Central Vacuum, Ceiling Fan(s), Sump Pump, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Fiber Cement
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2023
Details
- Builder model: Winnetka Heritage
Utilities & green energy
- Electric: Service - 400 Amp or Greater
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
- Security: Security System, Fire Sprinkler System, Carbon Monoxide Detector(s)
- Subdivision: Bowes Creek Country Club
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $553 annually
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $223/sqft
- Annual tax amount: $17,694
- Date on market: 9/5/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 60124
Nearby schools
Schools provided by the listing agent
- Elementary: Otter Creek Elementary School
- Middle: Kenyon Woods Middle School
- High: South Elgin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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