On the market for the first time in over 33 years, this exceptional waterfront home on protected Watergate Harbor is a rare opportunity to own a piece of Annapolis's most coveted water lifestyle. With 200+ feet of private waterfront and seconds-away access to the South River, this is the property you've been waiting for. Step outside to your private 41' pier — with 2 slips, one with an 15,000lb boat lift and floating dock — and enjoy manicured lawns that sweep gently to the water's edge. Whether you're launching a boat at sunrise or hosting summer gatherings on the grass, the outdoor experience here is simply unmatched. Inside, over 3,400 finished square feet above grade offers a warm, gracious floor plan designed for both everyday living and effortless entertaining. The heart of the home is a spacious, updated kitchen and family room with high ceilings, and French doors that open directly to the waterside decks. The formal dining and living rooms add classic elegance, while the show-stopping sun room — lined with walls of windows overlooking the harbor and South River — is a space unlike any other, anchored by a pass-through fireplace shared with the living room. Upstairs, three bedrooms and two full baths await. The primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, a walk-in closet, and a private balcony perfectly positioned to catch the South River's legendary sunsets. A convenient upper-level laundry room rounds out the second floor. The lower level offers an abundance of unfinished storage space plus a full bath with shower — ideal for rinsing off after a day on the water. An oversized two-car side-load garage completes the picture. The exterior of house was professionally painted within the last year; and the waterside deck is also new. Lovely landscaping complements the home. Beyond your own backyard, the Watergate community enriches daily life with a marina, pavilion, small beach, tot lot, basketball court, and a full calendar of neighborhood social events throughout the year. NO CONTINGENT CONTRACTS PLEASE
Under contract
$1,945,000
3718 Ramsgate Dr, Annapolis, MD 21403
3beds
3,417sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1969
0.48 Acres Lot
$-- Zestimate®
$569/sqft
$50/mo HOA
What's special
Walk-in closetOversized two-car side-load garageLovely landscapingProtected watergate harborSpacious updated kitchenConvenient upper-level laundry roomSpa-inspired bath
- 25 days |
- 2,865 |
- 148 |
Zillow last checked:
Listing updated:
Listed by:
Mary Kay Gordon 410-991-6047,
Coldwell Banker Realty 4102638686
Source: Bright MLS,MLS#: MDAA2144030
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Family Room, Basement, Foyer, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Balcony Access, Flooring - Carpet
- Level: Upper
Bedroom 3
- Level: Upper
Primary bathroom
- Features: Bathroom - Jetted Tub, Bathroom - Stall Shower, Double Sink, Flooring - Ceramic Tile
- Level: Upper
Bathroom 1
- Level: Lower
Bathroom 2
- Level: Upper
Bathroom 2
- Level: Upper
Basement
- Level: Lower
Dining room
- Level: Main
Family room
- Level: Main
Foyer
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Other
- Level: Main
Heating
- Forced Air, Central, Electric, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Down Draft, Microwave, Dishwasher, Disposal, Dryer, Oven, Refrigerator, Washer, Water Heater, Freezer, Water Treat System, Electric Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Bathroom - Stall Shower, Built-in Features, Ceiling Fan(s), Family Room Off Kitchen, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Upgraded Countertops, Walk-In Closet(s), Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Hardwood, Carpet, Wood
- Windows: Double Pane Windows, Window Treatments
- Basement: Connecting Stairway,Garage Access,Shelving,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 5,554
- Total interior livable area: 3,417 sqft
- Finished area above ground: 3,417
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Roof Deck
- Pool features: None
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Harbor, Scenic Vista, Water
- Has water view: Yes
- Water view: Harbor,Water
- Waterfront features: Private Dock Site, Private Access, Canal
- Body of water: Watergate Harbor
- Frontage length: Water Frontage Ft: 200
Lot
- Size: 0.48 Acres
- Features: Bulkheaded, Cul-De-Sac, Level, Landscaped, Stream/Creek
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020290911922405
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
Condition
- Excellent
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Security: Monitored
- Subdivision: Watergate
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Beach Access, Boat Dock/Slip, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
- HOA fee: $600 annually
- HOA name: WATERGATE IMPROVEMENT ASSOCIATION
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $569/sqft
- Tax assessed value: $1,533,500
- Annual tax amount: $14,927
- Date on market: 5/2/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/24/2026 | Contingent | $1,945,000$569/sqft |
Source:  Bright MLS #MDAA2144030 Report a problem | ||
| 5/2/2026 | Listed for sale | $1,945,000+535.6%$569/sqft |
Source: Bright MLS #MDAA2144030 Report a problem | ||
| 10/1/1993 | Sold | $306,000$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,026 +21.5% | $1,331,600 +17.9% |
| 2024 | $12,370 +22.1% | $1,129,700 +21.8% |
| 2023 | $10,132 +4.5% | $927,800 +0% |
| 2022 | $9,692 +0% | $927,467 +0% |
| 2021 | $9,689 -0.1% | $927,133 +0% |
| 2020 | $9,694 -0.1% | $926,800 |
| 2019 | $9,704 +3.3% | $926,800 |
| 2018 | $9,398 -3.4% | $926,800 -2.9% |
| 2017 | $9,724 | $954,000 +1.3% |
| 2016 | -- | $942,000 +1.3% |
| 2015 | -- | $930,000 +1.3% |
| 2014 | -- | $918,000 |
| 2013 | -- | $918,000 |
| 2012 | -- | $918,000 -16.1% |
| 2011 | -- | $1,093,530 |
| 2010 | -- | $1,093,530 |
| 2009 | -- | $1,093,530 -4.4% |
| 2008 | -- | $1,144,230 +6.4% |
| 2007 | -- | $1,075,332 +6.8% |
| 2006 | -- | $1,006,436 +7.3% |
| 2005 | -- | $937,540 +20.3% |
| 2004 | -- | $779,320 +25.5% |
| 2003 | -- | $621,100 +34.2% |
| 2002 | -- | $462,880 +0% |
| 2001 | -- | $462,710 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 3.4 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Hillsmere
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3718 Ramsgate Dr
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