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  • $409,900

    37486 N Terrace Ln, Spring Grove, IL 60081

    3beds
    1,272sqft
    : 
    $2,646/mo
    Get pre-qualified
    Single Family Residence
    Built in 1935
    0.38 Acres Lot
    $-- Zestimate®
    $322/sqft
    $-- HOA

    What's special

    Waterfront charm and room to make it your own! Situated on approximately 0.38 acres along Nippersink Creek, this 3-bedroom, 1.5-bath home offers approximately 100 feet of channel frontage with access to the Chain O' Lakes. Water views create a scenic backdrop for everyday living, while the patio provides space for outdoor dining and relaxing. Inside, the living room features a gas-log fireplace, and a main-floor bedroom adds flexibility to the layout. An unfinished basement offers additional storage, while two detached garages provide a combined three parking spaces and room for recreational gear. Bring your decorating ideas and vision to make the most of this waterfront setting. Here is your chance to create your own retreat.
    4 days
    271
    17

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Mullen 847-668-6544,

    RE/MAX Plaza

    Source: MRED as distributed by MLS GRID,MLS#: 12803986MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Eating Area, Sun Room, Study
      Primary bedroom
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14X14
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 72 Square Feet
      • Dimensions: 8X9
      Dining room
      • Features: Flooring (Parquet)
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Eating area
      • Features: Flooring (Linoleum)
      • Level: Main
      • Area: 49 Square Feet
      • Dimensions: 7X7
      Kitchen
      • Features: Kitchen (Eating Area-Table Space, Galley), Flooring (Linoleum)
      • Level: Main
      • Area: 91 Square Feet
      • Dimensions: 13X7
      Living room
      • Features: Flooring (Parquet)
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Study
      • Features: Flooring (Parquet)
      • Level: Main
      • Area: 70 Square Feet
      • Dimensions: 7X10
      Sun room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 12X9
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned, Gas Water Heater
      Features
      • 1st Floor Bedroom, Built-in Features, Bookcases, Paneling
      • Flooring: Carpet
      • Windows: Screens, Skylight(s)
      • Basement: Unfinished,Crawl Space,Exterior Entry,Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Attached Fireplace Doors/Screen, Living Room
      Interior area
      • Total structure area: 2,096
      • Total interior livable area: 1,272 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Yes, Garage Owned, Detached, Garage
      • Garage spaces: 3
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 1.5
      • Patio & porch: Patio, Screened
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water, Back of Property
      • Has water view: Yes
      • Water view: Water,Back of Property
      • Waterfront features: Lake Front, Lake Privileges, Waterfront, Channel Front
      • Body of water: NIPPERSINK CREEK
      Lot
      • Size: 0.38 Acres
      • Dimensions: 100x190x90x164
      • Features: Water Rights
      Details
      • Additional structures: Second Garage
      • Parcel number: 05043020030000
      • Special conditions: None
      • Other equipment: Water-Softener Owned, Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      • Foundation: Block, Concrete Perimeter
      • Roof: Asphalt,Rubber
      Condition
      • New construction: No
      • Year built: 1935
      Details
      • Builder model: Custom

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Lake, Water Rights, Street Paved
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Nippersink Terrace
      HOA
      • Services included: None
      Location
      • Region: Spring Grove

      Financial & listing details

      • Price per square foot: $322/sqft
      • Tax assessed value: $241,020
      • Annual tax amount: $1,684
      • Date on market: 11/7/2026
      • Ownership: Fee Simple
      • Has irrigation water rights: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/16/2026Listing removed$440,000$346/sqft
        Source: MRED as distributed by MLS GRID #12659260 Report a problem
        7/16/2026Price change$440,000-7.4%$346/sqft
        Source: MRED as distributed by MLS GRID #12659260 Report a problem
        6/1/2026Listed for sale$475,000$373/sqft
        Source: MRED as distributed by MLS GRID #12659260 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,807 -6.9%$86,742 +8%
        2023$1,941 -20%$80,332 +6.1%
        2022$2,425 -2.9%$75,678 +6.7%
        2021$2,497 -1.7%$70,901 +22%
        2020$2,541 +1.8%$58,125 +3.3%
        2019$2,497 -7.7%$56,275 +10.3%
        2018$2,705 $51,016 +8.2%
        2017$2,705 -13.5%$47,154 +9.3%
        2016$3,126 -6.9%$43,126 +7.2%
        2015$3,359 +7.1%$40,244 -21.1%
        2014$3,138 +8.6%$50,983 -13.9%
        2012$2,888 +13.6%$59,213 -9.6%
        2011$2,543 +10.6%$65,470 -6.4%
        2010$2,299 -41.8%$69,955 -2.8%
        2009$3,948 +0.7%$71,934 +0.1%
        2008$3,920 +20.7%$71,827 +2.9%
        2006$3,248 +51%$69,802
        2005$2,151 +3.6%--
        2004$2,076 -5.6%--
        2003$2,198 +4.5%--
        2002$2,105 -2%--
        2001$2,147 +3.6%$36,187 +4.1%
        2000$2,072 $34,751
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60081

        Getting around

        11 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lotus
        • Middle: Stanton
        • High: Grant Community High School
        • District: 114

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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