Seller will allow a credit up to $7500 to buy down the interest rate with an acceptable offer. Welcome to this charming ranch home, situated in a rural setting, just minutes away from Hickory and downtown Lincolnton, with convenient access to Highway 321. This home features an open floor plan that seamlessly connects the living, dining, and kitchen areas, making it ideal for both relaxation and entertaining. The kitchen boasts modern grey cabinets, offeringa functional island for meal preparation. Retreat to the spacious primary suite, featuring a large walk-in closet and a luxurious primary shower and soaker tub. Designed for functionality, the home features a split bedroom plan, ensuring privacy for family members and guests alike. The detached garage offers ample space for a workshop, welding, or mechanics work, making it perfect for the hobbyist. Additionally, there is room for RV parking to accommodate your outdoor adventures. This property presents a unique opportunity to enjoy country living while being close to urban amenities.
Active
Price cut: $10K (3/10)
$405,000
3897 Ritchie Rd, Lincolnton, NC 28092
3beds
1,603sqft
Est.:
Single Family Residence
Built in 2020
0.8 Acres Lot
$399,000 Zestimate®
$253/sqft
$-- HOA
What's special
Rural settingOpen floor planSplit bedroom planLarge walk-in closetSpacious primary suiteRoom for rv parkingModern grey cabinets
- 31 days |
- 678 |
- 29 |
Zillow last checked: 7 hours ago
Listing updated: March 10, 2026 at 03:18am
Listing Provided by:
Susie Johnson susie.johnson@allentate.com,
Howard Hanna Allen Tate Huntersville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4350349
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Dining area
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Heating
- Electric, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer/Dryer
- Laundry: Inside, Laundry Room
Features
- Kitchen Island, Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,603
- Total interior livable area: 1,603 sqft
- Finished area above ground: 1,603
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Garage Shop, Garage on Main Level
- Attached garage spaces: 2
- Details: Additional Garage / shop/ storage with 507 Sq ft
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch
- Fencing: Back Yard,Chain Link,Fenced
Lot
- Size: 0.8 Acres
- Features: Level
Details
- Parcel number: 101113
- Zoning: R-SF
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: None
Location
- Region: Lincolnton
Financial & listing details
- Price per square foot: $253/sqft
- Tax assessed value: $348,133
- Annual tax amount: $2,243
- Date on market: 2/24/2026
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$399,000
$379,000 - $419,000
$1,832/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/10/2026 | Price change | $405,000-2.4%$253/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4350349 Report a problem | ||
| 2/24/2026 | Listed for sale | $415,000+67.7%$259/sqft |
Source: Canopy MLS as distributed by MLS GRID #4350349 Report a problem | ||
| 7/23/2020 | Sold | $247,500$154/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,243 +0.9% | $348,133 |
| 2024 | $2,223 +2.4% | $348,133 |
| 2023 | $2,171 +42.5% | $348,133 +75.2% |
| 2022 | $1,523 +2.7% | $198,652 |
| 2021 | $1,484 +1438.8% | $198,652 +1278.4% |
| 2020 | $96 | $14,412 |
| 2019 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,221/mo
Principal & interest
$2029
Property taxes
$192
More affordability tools
Climate risks
Neighborhood: 28092
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Norris S Childers ElGrades: PK-5Distance: 4.4 mi
- 3/10Lincolnton MiddleGrades: 6-8Distance: 1.4 mi
- 4/10Lincolnton HighGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Norris S Childers
- Middle: Lincolnton
- High: Lincolnton
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28092
- North Carolina
- Lincoln County
- Lincolnton
- 28092
- 3897 Ritchie Rd
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