Welcome to Stone Creek, Springfield's premier 55+ community, where homeownership becomes less about maintenance and more about living. This beautifully maintained one-owner ranch offers 4 bedrooms, 3 full baths, and a thoughtfully designed floor plan that provides exceptional flexibility for overnight guests, hobbies, a home office, library, or additional living space. Abundant natural light fills the home through distinctive transom windows that enhance both privacy and sunshine. The spacious living room flows into a well-appointed kitchen featuring granite countertops, abundant cabinetry, pantry storage, and additional storage beneath the island. The main floor is designed for comfortable everyday living with laundry, a generous primary suite with walk-in closet, and convenient access to the shaded patio — an inviting retreat for morning coffee or relaxing summer evenings. The finished lower level offers a spacious family room, an additional bedroom, full bath, and exceptional built-in storage. Quality energy efficient upgrades include a 96% high-efficiency HVAC system, Panasonic Intelli-Balance Energy Recovery Ventilator (ERV), thermal expansion tank, EV-ready garage outlet, and newer refrigerator and dryer (2026). The Generac whole-house generator, Zoeller water-powered backup sump pump, and Young's security system offer safety and peace of mind. Stone Creek homeowners enjoy the numerous amenities listed. Move in, unpack, and begin enjoying this carefree lifestyle.
For sale
$475,000
3909 Waterstone Way, Springfield, IL 62711
4beds
2,778sqft
Single Family Residence, Residential
Built in 2019
7,560 Square Feet Lot
$462,200 Zestimate®
$171/sqft
$350/mo HOA
What's special
Distinctive transom windowsAbundant natural lightThoughtfully designed floor planPantry storageExceptional built-in storageWell-appointed kitchenEv-ready garage outlet
- 7 days
- 1,117
- 39
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jane A Locascio Mobl:217-306-3037,
The Real Estate Group, Inc.
Source: RMLS Alliance as distributed by MLS GRID,MLS#: CA1046121
Originating MLS: Capital Area Association of Realtors

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bedroom 1
- Level: Main
- Dimensions: 15ft 9in x 14ft 5in
Bedroom 2
- Level: Main
- Dimensions: 11ft 8in x 11ft 3in
Bedroom 3
- Level: Main
- Dimensions: 11ft 7in x 11ft 1in
Bedroom 4
- Level: Basement
- Dimensions: 13ft 7in x 12ft 8in
Other
- Area: 804
Additional room
- Description: Unfinished storage
- Level: Basement
- Dimensions: 53ft 7in x 22ft 4in
Family room
- Level: Basement
- Dimensions: 20ft 9in x 19ft 1in
Kitchen
- Level: Main
- Dimensions: 27ft 1in x 12ft 7in
Laundry
- Level: Main
- Dimensions: 8ft 1in x 6ft 2in
Living room
- Level: Main
- Dimensions: 19ft 11in x 15ft 1in
Main level
- Area: 1974
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Features
- Solid Surface Counter, Ceiling Fan(s), High Speed Internet
- Windows: Blinds
- Basement: Egress Window(s),Full,Partially Finished
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 1,974
- Total interior livable area: 2,778 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Number Of Garage Remotes: 2
Accessibility
- Accessibility features: Level, Accessible Doors, Accessible Hallway(s), Zero Step Entry
Features
- Patio & porch: Patio, Porch
Lot
- Size: 7,560 Square Feet
- Dimensions: 63 x 120
- Features: Level
Details
- Parcel number: 21020479003
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Frame, Brick, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Green energy
- Energy efficient items: High Efficiency Heating, High Efficiency Air Cond
Community & HOA
Community
- Security: Security System
- Senior community: Yes
- Subdivision: Stone Creek
HOA
- Has HOA: Yes
- Services included: Landscaping, Maintenance Grounds, Snow Removal, Trash, Clubhouse, Irrigation, Lawn Care
- HOA fee: $350 monthly
Location
- Region: Springfield
Financial & listing details
- Price per square foot: $171/sqft
- Tax assessed value: $446,451
- Annual tax amount: $11,850
- Date on market: 8/29/2026
- Cumulative days on market: 8 days
- Road surface type: Paved
Estimated market value
$462,200
$439,000 - $485,000
$3,142/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/29/2026 | Listed for sale | $475,000+25.5%$171/sqft |
Source: | ||
| 12/30/2019 | Sold | $378,465+656.9%$136/sqft |
Source: | ||
| 12/13/2018 | Sold | $50,000$18/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $11,404 +4.8% | $148,817 +9.5% |
| 2023 | $10,880 +4.5% | $135,930 +5.4% |
| 2022 | $10,410 +3.8% | $128,941 +3.9% |
| 2021 | $10,029 +2% | $124,113 -0.1% |
| 2020 | $9,832 | $124,299 +141.2% |
| 2019 | -- | $51,526 +22499.1% |
| 2018 | $19 +2% | $228 +1.3% |
| 2017 | $19 | $225 |
| 2016 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 62711
Nearby schools
Schools provided by the listing agent
- High: Springfield
Source: RMLS Alliance as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





