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  • $699,000

    4 River Bend Rd, Montgomery, IL 60538

    4beds
    2,650sqft
    : 
    $5,266/mo
    Get pre-qualified
    Single Family Residence
    Built in 1991
    0.4 Acres Lot
    $-- Zestimate®
    $264/sqft
    $-- HOA

    What's special

    Heated above-ground poolFenced perimeterFox river viewsDimmable step lightingRecessed lightingPrivate lower-level studio suiteAbundant natural light
    Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. Next to FOX River Trail access. Seller is licensed realtor.
    13 days
    556
    29

    Zillow last checked:

    Listing updated:

    Listed by:

    Teresa Ryan, ABR 630-253-7660,

    Century 21 Circle,

    Mike Loewer, ABR,E-PRO,SRES 630-430-7871,

    Century 21 Circle

    Source: MRED as distributed by MLS GRID,MLS#: 12761641MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Library, Bonus Room, Foyer, Sun Room, Loft, Recreation Room, Deck
      Primary bedroom
      • Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes), Bathroom (Full, Double Sink, Whirlpool & Sep Shwr)
      • Level: Second
      • Area: 238 Square Feet
      • Dimensions: 17X14
      Bedroom 2
      • Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Bedroom 3
      • Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
      • Level: Second
      • Area: 182 Square Feet
      • Dimensions: 14X13
      Bedroom 4
      • Features: Flooring (Ceramic Tile)
      • Level: Basement
      • Area: 255 Square Feet
      • Dimensions: 17X15
      Bonus room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 195 Square Feet
      • Dimensions: 15X13
      Deck
      • Level: Main
      • Area: 882 Square Feet
      • Dimensions: 42X21
      Dining room
      • Features: Flooring (Simulated Wood), Window Treatments (Blinds, Curtains/Drapes)
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Family room
      • Features: Flooring (Simulated Wood), Window Treatments (Blinds, Curtains/Drapes)
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15X14
      Foyer
      • Features: Flooring (Simulated Wood)
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar), Flooring (Travertine)
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Laundry
      • Features: Flooring (Ceramic Tile)
      • Level: Second
      • Area: 65 Square Feet
      • Dimensions: 13X5
      Library
      • Features: Flooring (Simulated Wood)
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15X14
      Loft
      • Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
      • Level: Second
      • Area: 50 Square Feet
      • Dimensions: 10X05
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 300 Square Feet
      • Dimensions: 20X15
      Sun room
      • Features: Flooring (Simulated Wood), Window Treatments (Shades)
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater
      • Laundry: Upper Level, Gas Dryer Hookup, In Unit, Sink
      Features
      • Vaulted Ceiling(s), Walk-In Closet(s), Bookcases, Granite Counters, Separate Dining Room
      • Flooring: Hardwood
      • Doors: French Doors, Storm Door(s), Pocket Door(s), 6 Panel Door(s), Sliding Glass Door(s)
      • Windows: Skylight(s), Window Treatments, Drapes, Blinds
      • Basement: Finished,Exterior Entry,Sleeping Area,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Family Room
      Interior area
      • Total structure area: 1,224
      • Total interior livable area: 2,650 sqft
      • Finished area below ground: 1,224

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Garage Door Opener, Heated Garage, Garage, EV Ready, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Deck
      • Pool features: Above Ground
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Body of water: FOX RIVER ACROSS THE STREET
      Lot
      • Size: 0.4 Acres
      • Dimensions: 180x40x143x89x35x52
      • Features: Corner Lot, Level
      Details
      • Additional structures: Workshop
      • Parcel number: 0305228012
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Brick, Cedar
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Curbs, Sidewalks, Street Lights, Street Paved
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Seasons Ridge
      HOA
      • Services included: None
      Location
      • Region: Montgomery

      Financial & listing details

      • Price per square foot: $264/sqft
      • Tax assessed value: $411,384
      • Annual tax amount: $10,188
      • Date on market: 9/18/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/22/2016Listing removed$2,200$1/sqft
        Source: Owner Report a problem
        10/31/2015Price change$2,200-11.6%$1/sqft
        Source: Coldwell Banker Honig-Bell #09052848 Report a problem
        10/8/2015Sold$235,000$89/sqft
        Source: Public Record Report a problem
        10/8/2015Price change$2,490-7.4%$1/sqft
        Source: Coldwell Banker Honig-Bell #09052848 Report a problem
        9/22/2015Listed for rent$2,690$1/sqft
        Source: Owner Report a problem
        7/17/2015Sold$235,000-0.2%$89/sqft
        Source: MRED as distributed by MLS GRID #08901649 Report a problem
        6/4/2015Pending sale$235,400$89/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        5/29/2015Listed for sale$235,400$89/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        5/28/2015Pending sale$235,400$89/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        5/14/2015Price change$235,400-3.9%$89/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        5/4/2015Price change$244,900-2%$92/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        4/24/2015Listed for sale$249,900+16.3%$94/sqft
        Source: Ryan Hill Realty, LLC #08901649 Report a problem
        4/19/2013Sold$214,900-4.4%$81/sqft
        Source: MRED as distributed by MLS GRID #08290127 Report a problem
        3/23/2013Pending sale$224,900$85/sqft
        Source: CENTURY 21 Affiliated Pro-Team #08290127 Report a problem
        3/13/2013Listed for sale$224,9000%$85/sqft
        Source: Century 21 Pro-Team #08290127 Report a problem
        2/13/2009Sold$225,000-16.4%$85/sqft
        Source: Public Record Report a problem
        9/6/2002Sold$269,000$102/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,188 +5.5%$137,128 +8%
        2024$9,661 +6%$126,971 +14%
        2023$9,112 +7.6%$111,378 +10%
        2022$8,469 +0.8%$101,253 +4%
        2021$8,403 +2.1%$97,359 +7.8%
        2020$8,228 -2.2%$90,323 +4.8%
        2019$8,413 $86,221 +5.8%
        2018$8,413 -0.7%$81,463 +2%
        2017$8,474 -1.6%$79,865
        2016$8,614 +6.3%$79,865 +3%
        2015$8,108 $77,538 +3%
        2014$8,108 $75,279 -3%
        2013-- $77,607 -5.6%
        2012-- $82,187 -10%
        2011-- $91,319 -3%
        2010-- $94,144 +22.6%
        2009-- $76,762 -27.7%
        2008-- $106,180 -9.7%
        2007-- $117,587
        2006$8,756 $117,587 +6.7%
        2005-- $110,204 +6.5%
        2004$7,813 +11%$103,478 +4.1%
        2003$7,041 $99,424 +8.5%
        2002$7,041 +5.2%$91,635 +2.9%
        2001$6,692 +2.9%$89,052 +5.5%
        2000$6,506 $84,409
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 60538

        Getting around

        25 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Boulder Hill Elementary School
        • Middle: Thompson Junior High School
        • High: Oswego High School
        • District: 308

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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