Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. Next to FOX River Trail access. Seller is licensed realtor.
Price change
$699,000
4 River Bend Rd, Montgomery, IL 60538
4beds
2,650sqft
Single Family Residence
Built in 1991
0.4 Acres Lot
$-- Zestimate®
$264/sqft
$-- HOA
What's special
Heated above-ground poolFenced perimeterFox river viewsDimmable step lightingRecessed lightingPrivate lower-level studio suiteAbundant natural light
- 13 days
- 556
- 29
Zillow last checked:
Listing updated:
Listed by:
Teresa Ryan, ABR 630-253-7660,
Century 21 Circle,
Mike Loewer, ABR,E-PRO,SRES 630-430-7871,
Century 21 Circle
Source: MRED as distributed by MLS GRID,MLS#: 12761641
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Library, Bonus Room, Foyer, Sun Room, Loft, Recreation Room, Deck
Primary bedroom
- Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes), Bathroom (Full, Double Sink, Whirlpool & Sep Shwr)
- Level: Second
- Area: 238 Square Feet
- Dimensions: 17X14
Bedroom 2
- Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
- Level: Second
- Area: 168 Square Feet
- Dimensions: 14X12
Bedroom 3
- Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
- Level: Second
- Area: 182 Square Feet
- Dimensions: 14X13
Bedroom 4
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 255 Square Feet
- Dimensions: 17X15
Bonus room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 195 Square Feet
- Dimensions: 15X13
Deck
- Level: Main
- Area: 882 Square Feet
- Dimensions: 42X21
Dining room
- Features: Flooring (Simulated Wood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14X12
Family room
- Features: Flooring (Simulated Wood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15X14
Foyer
- Features: Flooring (Simulated Wood)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar), Flooring (Travertine)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Second
- Area: 65 Square Feet
- Dimensions: 13X5
Library
- Features: Flooring (Simulated Wood)
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15X14
Loft
- Features: Flooring (Simulated Wood), Window Treatments (Curtains/Drapes)
- Level: Second
- Area: 50 Square Feet
- Dimensions: 10X05
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 300 Square Feet
- Dimensions: 20X15
Sun room
- Features: Flooring (Simulated Wood), Window Treatments (Shades)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater
- Laundry: Upper Level, Gas Dryer Hookup, In Unit, Sink
Features
- Vaulted Ceiling(s), Walk-In Closet(s), Bookcases, Granite Counters, Separate Dining Room
- Flooring: Hardwood
- Doors: French Doors, Storm Door(s), Pocket Door(s), 6 Panel Door(s), Sliding Glass Door(s)
- Windows: Skylight(s), Window Treatments, Drapes, Blinds
- Basement: Finished,Exterior Entry,Sleeping Area,Full
- Number of fireplaces: 1
- Fireplace features: Gas Log, Family Room
Interior area
- Total structure area: 1,224
- Total interior livable area: 2,650 sqft
- Finished area below ground: 1,224
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Garage Door Opener, Heated Garage, Garage, EV Ready, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Pool features: Above Ground
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Body of water: FOX RIVER ACROSS THE STREET
Lot
- Size: 0.4 Acres
- Dimensions: 180x40x143x89x35x52
- Features: Corner Lot, Level
Details
- Additional structures: Workshop
- Parcel number: 0305228012
- Special conditions: None
- Other equipment: Ceiling Fan(s), Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Brick, Cedar
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Curbs, Sidewalks, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
- Subdivision: Seasons Ridge
HOA
- Services included: None
Location
- Region: Montgomery
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $411,384
- Annual tax amount: $10,188
- Date on market: 9/18/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/22/2016 | Listing removed | $2,200$1/sqft |
Source: Owner Report a problem | ||
| 10/31/2015 | Price change | $2,200-11.6%$1/sqft |
Source: Coldwell Banker Honig-Bell #09052848 Report a problem | ||
| 10/8/2015 | Sold | $235,000$89/sqft |
Source: Public Record Report a problem | ||
| 10/8/2015 | Price change | $2,490-7.4%$1/sqft |
Source: Coldwell Banker Honig-Bell #09052848 Report a problem | ||
| 9/22/2015 | Listed for rent | $2,690$1/sqft |
Source: Owner Report a problem | ||
| 7/17/2015 | Sold | $235,000-0.2%$89/sqft |
Source: | ||
| 6/4/2015 | Pending sale | $235,400$89/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 5/29/2015 | Listed for sale | $235,400$89/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 5/28/2015 | Pending sale | $235,400$89/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 5/14/2015 | Price change | $235,400-3.9%$89/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 5/4/2015 | Price change | $244,900-2%$92/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 4/24/2015 | Listed for sale | $249,900+16.3%$94/sqft |
Source: Ryan Hill Realty, LLC #08901649 Report a problem | ||
| 4/19/2013 | Sold | $214,900-4.4%$81/sqft |
Source: | ||
| 3/23/2013 | Pending sale | $224,900$85/sqft |
Source: CENTURY 21 Affiliated Pro-Team #08290127 Report a problem | ||
| 3/13/2013 | Listed for sale | $224,9000%$85/sqft |
Source: Century 21 Pro-Team #08290127 Report a problem | ||
| 2/13/2009 | Sold | $225,000-16.4%$85/sqft |
Source: Public Record Report a problem | ||
| 9/6/2002 | Sold | $269,000$102/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,188 +5.5% | $137,128 +8% |
| 2024 | $9,661 +6% | $126,971 +14% |
| 2023 | $9,112 +7.6% | $111,378 +10% |
| 2022 | $8,469 +0.8% | $101,253 +4% |
| 2021 | $8,403 +2.1% | $97,359 +7.8% |
| 2020 | $8,228 -2.2% | $90,323 +4.8% |
| 2019 | $8,413 | $86,221 +5.8% |
| 2018 | $8,413 -0.7% | $81,463 +2% |
| 2017 | $8,474 -1.6% | $79,865 |
| 2016 | $8,614 +6.3% | $79,865 +3% |
| 2015 | $8,108 | $77,538 +3% |
| 2014 | $8,108 | $75,279 -3% |
| 2013 | -- | $77,607 -5.6% |
| 2012 | -- | $82,187 -10% |
| 2011 | -- | $91,319 -3% |
| 2010 | -- | $94,144 +22.6% |
| 2009 | -- | $76,762 -27.7% |
| 2008 | -- | $106,180 -9.7% |
| 2007 | -- | $117,587 |
| 2006 | $8,756 | $117,587 +6.7% |
| 2005 | -- | $110,204 +6.5% |
| 2004 | $7,813 +11% | $103,478 +4.1% |
| 2003 | $7,041 | $99,424 +8.5% |
| 2002 | $7,041 +5.2% | $91,635 +2.9% |
| 2001 | $6,692 +2.9% | $89,052 +5.5% |
| 2000 | $6,506 | $84,409 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 60538
Nearby schools
Schools provided by the listing agent
- Elementary: Boulder Hill Elementary School
- Middle: Thompson Junior High School
- High: Oswego High School
- District: 308
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




